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Whether You Owe The Debt Or Not, We Can Help You!

Has Citibank Called From 859-283-6993 ?

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Review your credit report

Answer your financial questions

All at ZERO COST to you.

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

CALL NOW 888-572-0176
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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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859-283-6993

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859-283-6993

859-283-6993

We helped thousands of people like you

7,500

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Harassment Cases Settled

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Submitted Comments

Michael Agruss
2 years ago
Hi Dana. Unfortunately, it is not against the law for debt collectors to call you on any day of the week, Sunday included. They must only call between the hours of 8am-9pm as well. If you would like the calls to stop, you do have that option. I can discuss all of this with you when I give you a call at the number you provided. Thanks and we'll talk soon. Mike
Dana
2 years ago
I used my debit at a Hilton last month for my daughters softball tornament. Over $1300. That same week the card was used to eat,gas and daily activities. Apparently they didn’t hold money properly and thete was overdrawn by $800. When I realized I moved to fix it then all of a sudden It jumped to $1100. And now I’m Getting calls everyday. On my house line . On sundays all hours of the day too.
Michael Agruss
2 years ago
Hi Jawann. Did you report the loss of your wallet and possible fraud to the police? That is a good first step. You should also alert all of your credit card companies and the major credit reporting agencies as well. Losing your wallet can not only be an annoyance, it can really affect your credit for years to come. Please give me a call at 312 300 5996 so we can chat about how to avoid a major disruption to your credit and life. Thanks, Mike
Michael Agruss
2 years ago
Hi August. It is not illegal for any debt collector to call on any day of the week, including Sundays. Also, if you want any debt collector to cease and desist, it is always best to send a certified letter as opposed to a verbal request. This is what the law requires and also gives you a paper trail in the event that your case proceeds to litigation. I can help you with this, give me a call at 312 300 5996 and we can discuss your rights and options. Thanks, Mike
August
2 years ago
Citi bank has been harrasing me by calling from multiple different numbers even on sundays. Whe. The leave voicemails they do not disclose who they are and why they are calling and they call back to back atleast 10 times. I can only assume this is for an overdrawn account however my checking account is not closed although it is overdrawn due to fradulaent activity on my account that i already disputed. I have already told them to stop harrasing me and they just continue to do so.
Jawann
5 years ago
I lost my wallet and now Citibank is accusing me of withdrawing approximately 5,000 from my bank account. They called me twice from 8592836993. Its fraud on my account!
Skyler
6 years ago
I keep getting these calls from citi on my work phone even on sundays do i qualify

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Contact Info
312-300-5996
[email protected]
Office Locations

Aurora Office

31 W Downer Pl, Suite 405 Aurora, IL 60506

Chicago Office

4809 N Ravenswood Ave, Suite 419 Chicago, IL 60640

Elmhurst Office

579 W North Ave Suite 201 Elmhurst, IL 60126

Joliet Office

310 N Hammes Ave Suite 301C Joliet, IL 60435

Naperville Office

535 S Washington St, Suite 29 Naperville, IL 60540

Peoria Office

3526 N California Ave Suite 202 Peoria, IL 61603

Oak Brook Office

1301 W 22nd St Suite 711 Oak Brook, IL 60523

Springfield Office

1209 S 4th St Suite C Springfield, IL 62703

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