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Whether You Owe The Debt Or Not, We Can Help You!

Has Citibank Called From 866-458-7685 ?

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

CALL NOW 888-572-0176
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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

866-458-7685

also appears as...

  • +1 8664587685
  • 8664587685
  • 1-866-458-7685
  • 866.458.7685
  • 1.866.458.7685
  • 866 458 7685
  • 8664587685
  • +1 (866) 458-7685
Phones

866-458-7685

866-458-7685

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

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Submitted Comments

Eliut
1 year ago
Due to COVID-19 I have unfortunately fallen behind with payment with all my creditors. I have 2-3 judgments but none are regarding this. I also have 2-3 creditors with payment arrangements (1 settled right before judgment). I can get as much as 7 calls a day from these people, 7 days a week and it\'s pretty frustrating and would like to stop the harassment without having to change phone numbers and anything else if possible. Thank you
Michael Agruss
3 years ago
Hi Joseph. I'm sure these calls are not only annoying, but frustrating, especially when you're getting more than 10 a day. If you have the call log of the calls you're receiving, you can send it over to my office and I will review it and give you a call back to discuss how to make the calls stop. My email address is [email protected]. I look forward to speaking with you. Thanks, Mike
Michael Agruss
3 years ago
Hi Robert. Have they stated why you need to call them? If you have no issues with your card and you want the calls to stop, you can do so under the law. I will be in touch to discuss how. Thanks, Mike
Michael Agruss
3 years ago
Hi William. I'm sorry to hear that you're dealing with this, it's frightening how easily those with nefarious intentions can get access to our personal information in an attempt to steal our identity. I'm sure this isn't something you want to deal with and I can totally understand it. I would be happy to speak with you about your next steps in dealing with this entire situation. I will give you a call and we can discuss it. Thanks, Mike
William
3 years ago
Getting calls from 866-458-7685. They say they are citi trying to collect a debt from a Home Depot account that was opened fraudulently in my name. Citi Called me when the person requested the credit account, I told them it was not me, not to open the account. I have frozen all 3 credit bureaus, I have told these people that keep calling me many times that the account was fraudulent, and they keep calling.
Robert
4 years ago
Calls received. Msgs left. Telling me very important I contact them about my home depot account. Called number on card. Card up to date.
Joseph
5 years ago
Is 866-458-7685 Harassing You? Number is harassing me 10+ times a day at all random times..

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Contact Info
312-300-5996
[email protected]
Office Locations

Aurora Office

31 W Downer Pl, Suite 405 Aurora, IL 60506

Chicago Office

4809 N Ravenswood Ave, Suite 419 Chicago, IL 60640

Elmhurst Office

579 W North Ave Suite 201 Elmhurst, IL 60126

Joliet Office

310 N Hammes Ave Suite 301C Joliet, IL 60435

Naperville Office

535 S Washington St, Suite 29 Naperville, IL 60540

Peoria Office

3526 N California Ave Suite 202 Peoria, IL 61603

Oak Brook Office

1301 W 22nd St Suite 711 Oak Brook, IL 60523

Springfield Office

1209 S 4th St Suite C Springfield, IL 62703

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