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Whether You Owe The Debt Or Not, We Can Help You!

Has Collection Specialists Inc Called From 610-524-1605 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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FREE no-obligation case review.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does America’s Consumer Lawyer help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at America’s Consumer Lawyer, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to America’s Consumer Lawyer.

Pj Nyc

see all 1756 reviews

610-524-1605

also appears as...

  • +1 6105241605
  • 6105241605
  • 1-610-524-1605
  • 610.524.1605
  • 1.610.524.1605
  • 610 524 1605
  • 6105241605
  • +1 (610) 524-1605
Phones

610-524-1605

610-524-1605

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

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We will respond to you at lightning speed. All of your information will be kept confidential.

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Submitted Comments

Michael Agruss
4 years ago
Hi Jason. It is illegal to threaten anyone over a debt, however it is not illegal for them to contact your friends/family if they are looking for contact information for you. They cannot harass them or threaten them and they have limits to how often they can call, etc. Let's talk about these calls and discuss how I can help you to get them to stop. 312 300 5996 Thanks, Mike
Jason
4 years ago
Used emergency contact information to harass my wife about a debt that wasn’t even a year old. Threatened to “find” my wife’s social security number (which seems illegal). Very aggressive and unprofessional using a lot of threats and shady practices.
Michael Agruss
4 years ago
Hi Alexander. Bob Galko represents Collection Specialists INC and is not a part of my law firm. He is likely attempting to collect on a debt you may owe. Do you know of any debts that you could owe? If you're unsure, you can request a debt verification letter. You can then dispute the debt if it is not accurate. I can help you with this if you should require further assistance--give me a call at 888 572 0176. Thanks, Mike
Michael Agruss
4 years ago
Hi Skylar. My office represents consumers who are dealing with these types of calls, not the debt collectors making the calls. Unfortunately, it is completely legal for debt collectors to contact friends and family when they are looking for their customer, but only to secure accurate contact information. They are not permitted to harass you or to give any information to you about that person's debt. If you feel like Collections Specialists INC and Bob Galko have violated your rights, you may have a claim against them. You can contact my office at 888 572 0176 if you would like assistance. Thanks, Mike
Skylar
4 years ago
A man named Bob Galko called me today. He got my phone number off a public records site. He was looking for my uncle. I do not think that calling someone's family members is very professional at all. If you're looking for someone in particular, you reach out to them not their niece. Please do not reach out to me or any of my family members except the person you're trying to locate. Thank you.
Alexander
5 years ago
Someone named "Bob Galko" reached out to someone who works at my company. I received an email from an employee at my employer that "Bob Galko needs you to call him back" I find this incredibly intrusive and inappropriate.

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