Debt collectors like Eastern Revenue, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Eastern Revenue, Inc. violated the law, you will get money damages and Eastern Revenue, Inc. will pay your attorneys’ fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is Eastern Revenue, Inc.?
Eastern Revenue, Inc. is a first- and third-party debt collection agency based in Horsham, Pennsylvania. Founded in 1989, Eastern Revenue, Inc. is not accredited by the Better Business Bureau and has received 12 negative reviews and complaints via the BBB in the past three years, primarily for billing/collection problems.
Eastern Revenue, Inc.’s Address, Phone Number, and Contact Information
Eastern Revenue, Inc.’s physical address, according to its website, is 601 Dresher Road, Suite 301, Horsham, PA 19044; the P.O. Box is: P.O. Box 777, Horsham, PA 19044. The main telephone number is 866-337-8875 and the main website is www.easternrevenue.com/
Phone Numbers Used by Eastern Revenue, Inc.
Like many debt collection agencies, Eastern Revenue, Inc. may use many different phone numbers to contact debtors. For an advanced search, visit www.agrussconsumerlaw.com/ and click “Number Search” in the “Lookup” dropdown menu. Here are some phone numbers Eastern Revenue, Inc. may be calling you from:
- 484-690-0105
- 484-690-0106
- 484-956-8665
- 484-956-8666
- 484-956-8669
- 484-956-8680
- 610-337-1491
- 610-337-7789
- 610-337-8875
- 877-271-8669
- 888-337-8875
Eastern Revenue, Inc. Lawsuits
If you want to know just how unhappy consumers are with Eastern Revenue, Inc., take a look at the lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. A search for the agency will display 16 lawsuits filed in six states, most of which involve violations of consumer rights and/or the Fair Debt Collection Practices Act (FDCPA).
Eastern Revenue, Inc. Complaints
The Fair Debt Collection Practices Act (FDCPA) is a federal law which applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Eastern Revenue, Inc. is harassing you over a debt, you have rights under the FDCPA.The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Eastern Revenue, Inc. violates the TCPA.Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Eastern Revenue, Inc. took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Eastern Revenue, Inc., like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Eastern Revenue, Inc. continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to? If so, we can discuss your rights and potential case under the EFTA.The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Eastern Revenue, Inc. is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it;this is commonly known as “pay for delete.”If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.Several states also have laws to provide its citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have leverage to obtain a great settlement.
How do we Use the Law to Help You?
We will use state and federal laws to immediately stop Eastern Revenue, Inc.’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Eastern Revenue, Inc. violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorneys’ fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.THAT’S NOT ALL…We have helped thousands of consumers stop phone calls and we know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorneys’ fees and costs.
What if Eastern Revenue, Inc. is on my Credit Report?
Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.THE GOOD NEWS IS…If Eastern Revenue, Inc. is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.REMEMBER…If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorneys’ fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.
Complaints against Eastern Revenue, Inc.
If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by Eastern Revenue, Inc. Here are some of the BBB reviews and complaints against Eastern Revenue, Inc.:
- “This agency called informing me that they were representing the college I had gone to and that they were tasked with collecting a debt from me. I called my former school and the school could not confirm the validity of this company, nor could find no records of my information or account being… submitted to ANY agency for collection, let alone Eastern Revenue Inc. Spoke to Eastern Revenue, Inc. and they asked me to confirm and verify information that they had available on me. Some of which was accurate, some of which was similar but not true. They would not confirm as to how they obtained my information and when I informed them of the conversation I had with my school, they were unable to move past asking me to verify information nor would they agree to speak with the school and myself about this alleged debt.”
- “Eastern Revenue has for the past two years been phoning and mailing my sister and her in-laws about a debt collection issue, and sharing private information about a supposed debt with them. Two years ago, I informed their agents that they were giving annoyance calls to my sister’s… mother-in-law about a collection issue. I demanded to know how they got my sister’s mother-in-law’s contact info as I don’t have that info myself, and would never list her as contact person in regards to any sort of billing. The annoyance calls stopped but resumed just recently.”
- “After being contacted by a representative and explaining that I am working out my debt with the actual business, I have been getting calls once or twice a day from unknown numbers trying to reach me. Understandably that is their job, however they crossed ethical lines when they decided to contact my place of employment and my family members. This is ridiculous, embarrassing and not okay. I have contacted them asking to not contact my family members anymore and this morning I received a text from my sister saying that the same representative has called her.”
Based on 20 reviews on Google, Eastern Revenue, Inc. receives a 1.4-out-of-5 rating. Here are some of the reviews on Google:
- “These people are horrible. They merged with the pervious company I was working with. I did not get any notification or calls until months later. They are trying to charge me HUNDREDS more than the balance I owe. I proceeded to collect all my bank statements and check images as proof of payment. Now they are trying to say that they are just a third party collecting on behalf of my college and we’re waiting on the school’s documents and final say in what I owe…the manager would not tell me anything about my debt other than the incorrect balance owed. I asked for him to clarify what payments they had, how they were being distributed and where my money has gone. He would not provide any information and kept telling me to “not speculate;” by the end of the conversation he was yelling at me and repeating himself, refusing to answer any of my questions.”
- “This company won’t stop calling me and I don’t owe any debts. They call asking for someone else every time…obviously, if you can’t find the person, they don’t have the money to pay you.”
- “If you are contacted by Eastern Revenue, Inc. about a debt, I would highly suggest you either ignore them until they go away, or seek legal help. From what I’ve gathered, they specialize in zombie-debt, targeting people who likely don’t know they have debt, or have already settled the debt. They often use the threat of arrest (outlandish) or credit damage to fool people into paying them, but if asked for any sort of documentation, they are unable to provide it. A lookup history of their phone numbers reveals they’ve been used in a number of other phishing and telemarketing scams, and almost all of their employees appear to use pseudonyms: William North, Mr. Banks, etc. I’m assuming what’s going on here is that they’re hustling generic debt call databases bought (or hacked) from other collection agencies from years ago, attempting to profit off of people’s fear and lack of recall.”
Cases We’ve Handled Against Eastern Revenue, Inc.
I think you’ll agree when we say that threats and harassment from collection agencies can be pretty intimidating. However, we can stop the harassment and get you money damages under the law, and the collection agency will pay your attorneys’ fees and costs. Here is one case we’ve handled against Eastern Revenue, Inc.:
- Audrianna v. Eastern Revenue, Inc. – In September 2014, Audrianna of Houston County, Georgia, filed a claim against Eastern Revenue, Inc. for violations of the Fair Debt Collection Practices Act (FDCPA). Complaints included wrongfully communicating with third parties about the alleged debt without the plaintiff’s consent and threatening to garnish the plaintiff’s wages and report the debt on the plaintiff’s credit report when neither action could actually be taken.
What Our Clients Say about Us
Mike Agruss Law has over 801 outstanding client reviews through Yotpo, an A+ BBB rating, and over 110 five-star reviews on Google. Here’s what some of our clients have to say about us:“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.” “Mike Agruss Law was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”“Mike Agruss Law was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! He even settled it so I was paid back for the problems they caused!”
Can Eastern Revenue, Inc. Sue Me?
Although anyone can sue anyone for any reason, we have not seen Eastern Revenue, Inc. sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s also likely that the agency collects debt throughout the country, and it would be quite difficult to have lawyers, or a law firm, licensed in every state. However, there are collection agencies that do sue consumers; for example, Midland Credit Management is one of the largest junk-debt buyers, and it also collects and sues on debt. Still, it is less likely for a debt collector to sue you than for an original creditor to hire a lawyer or collection firm to sue you. If Eastern Revenue, Inc.has threatened to sue you, contact Mike Agruss Law as soon as possible.
Can Eastern Revenue, Inc.Garnish my Wages?
No, unless they have a judgment. If Eastern Revenue, Inc. has not sued you, then the agency cannot get a judgment. Barring limited situations (usually involving debts owed to the government for student loans, taxes, etc.), a company must have a judgment in order to garnish someone’s wages. In short, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, minus the exceptions listed above. If Eastern Revenue, Inc. has threatened to garnish your wages, contact our office right away.
Eastern Revenue, Inc. Settlement
If you want to settle a debt with Eastern Revenue, Inc., ask yourself these questions first:
- Do I really owe this debt?
- Is this debt within the statute of limitations?
- Is this debt on my credit report?
- If I pay this debt, will Eastern Revenue, Inc.remove it from my credit report?
- If I pay this debt, will the original creditor remove it from my credit report?
- If I pay this debt, will I receive confirmation in writing from Eastern Revenue, Inc. for the payment and settlement terms?
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue with Eastern Revenue, Inc., we at Mike Agruss Law are here to help you.
Share your Complaints against Eastern Revenue, Inc.Below
We encourage you to post your complaints about Eastern Revenue, Inc. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!HERE’S THE DEAL!If you are being harassed by Eastern Revenue, Inc.over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorneys’ fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Mike Agruss Law at 888-572-0176 to stop the harassment once and for all.
