Whether You Owe The Debt Or Not, We Can Help You!
Has Fay Servicing LLC Called From 800-495-7166 ?
Find out why they are calling
Get the calls to stop
Review your credit report
Answer your financial questions
All at ZERO COST to you.
CALL NOW 888-572-0176Or fill out the form to claim your
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Tell us your story.
We'll make things right.
How it Works
We will stop harrassment immediately
If your rights have been violated, you may even be entitled to a money damages.
The other side pays our fees and costs, so there is ZERO COST to you.
Frequently Asked Questions
What is the Fair Debt Collection Practices Act?
The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.
What is the Electronic Fund Transfer Act?
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.
What is the Fair Credit Reporting Act?
The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.
Do I have to pay your fees and costs?
No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.
Do states have their own laws to protect consumers?
Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.
How does Mike Agruss Law help me?
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.
We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.
Top Collection Violations
Called you about a debt you do not owe.
Called you at work after you told them you cannot recieve calls at work.
Left you a message without identifying the company's name.
Left you a message without disclosing that the call is from a debt collector.
Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.
Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).
Called you after you said to stop calling.
Threatened you with legal action (such as a lawsuit or wage granishment).
Called you before 8:00 AM or after 9:00 PM.
Continued to call you after you have told the collector yo cannot pay the debt.
Communicated (phone or letter) with you after you filed for bankruptcy.
Failed to mark the debt on your credit report as disputed after you disputed the debt.
Real Reviews From Real Clients
Exceptional Experience
Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.
Pj Nyc
800-495-7166
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800-495-7166
800-495-7166
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Submitted Comments
Richard
3 weeks ago
My Florida company, Dahms Florida Real Estate, LLC, has been battling Fay Servicing, LLC for several years now. I have experienced the following with Fay:
- Continuous failure to credit monthly mortgage payments received in a timely manner;
- Diverting regular monthly payments into an \"unapplied\" suspense account for months and then charging the account with late payment fees;
- Telephone harassment collection calls for mortgage payments Fay has already received;
- Diverting Hurricane Ian insurance settlements; Cashing insurance checks made payable to both Fay and myself without my co-endorsement on the check
- Notifying that my property is not insured, when in fact the property was insured and the insurance was paid a year in advance OUT OF THEIR ESCROW; and then Fay placing a second insurance policy on my company’s property over my objections (which I have reason to believe Fay receives compensation for) and increasing my escrow payments to cover both insurance policies. And then once their \"error\" is discovered (I don\'t believe it was an error), they recommend I take their insurance and that I cancel my original insurance.
As a Landlord/real estate investor for over 40 years, I have had many mortgages in my lifetime. I know a bad apple when I see one. I’ ve never come across a more unethical mortgage company than Fay Serving, LLC. I did not choose Fay Servicing - they chose me as I did not originate my company\'s mortgages with them originally.
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