Stop IQ Data International Harassment

Iq data called me today regarding a lease I broke over a year ago. The lady was very aggressive. She made threats to reporting to my credit stating “I don’t care about your credit score” I’ve worked hard to get my score where it is. I gave her my bank info and they are waiting till Monday. After the call I felt it wasn’t right the way she talked to me or any of the call in general. The apartment complex never contacted me for the money. And verbally told me I didn’t owe anything. Unfortunately I don’t have proof of the conversation happening. Would like advice on what I should do.

IQ Data International is coming after me for a debt that I have proof I do not owe.

3 months after we moved from the apartments we lived in we got a letter from Iq data saying we didn’t give a 60 day notice and we owed 6000.00. I have a copy of the 60 day notice and emails of work orders that we put in trying to get things fixed before we moved. Nothing was fixed so the apartments are charging us. I tried getting a validation letter from iq data but all they sent was a bill! The apartments never sent us a letter on why they kept our deposit they sent it to iq data! I want this off of our credit reportsASAP!!!

I cannot pay my debt with IQ Data International. They have not responded to my letter via mail either requesting to communicate via snaiol mail and to settle the debt. I would like to know how i can get rid of this company on my credit report so i can purchase a home or another apartment lease. Thank you,

I have been trying to pay my debt with IQ Data International for almost a month. They keep trying to charge me more than what the apartment says I owe. The apartment complex sent in an updated balance showing I owe $508.97. I spoke to a representative named Aaron on 7/6 who confirmed he saw the updated balance. He then tried to get me to pay 588 stating there was 6% interest and I told him I would not pay that amount as I knew what the apartment complex sent over to them as the balance, as they sent me the ledger as well. I called back today to pay the 508 97 and got a representative by the name of Nat who stated now there is nothing showing that it was the 508 97 I do not want to pay that amount as someone let me borrow the money to pay the 508 97 and it may seem like a small increase, but I do not have that money. I need to know if there’s any action I can take against the? Their representatives are very rude. They lie a lot and I’m just tired this is getting to be very stressful and this is stopping me from getting an apartment and I just want to pay this bill and they are making a very hard

I have a pending claim against IQ Data for violations of the FCRA and FDCPA. I need representation

Sent from Yahoo Mail on Android ----- Forwarded Message ----- From: \"[email protected]\" <[email protected]> To: \"Peggy Bublitz\" <[email protected]> Cc: \"Carlos Nieves\" <[email protected]> Sent: Mon, Mar 13, 2023 at 6:01 PM Subject: montego bay, Salvation Army Inactive modal Consumer Financial Protection BureauStart a March 13, 2023 .Carlos, Got this from CFPB today. Peggy All complaints 230226-10458425 Print complaint CLOSED Submitted STATUS Submitted to the CFPB on 2/26/2023 PRODUCT Debt collection ISSUE Attempts to collect debt not owed We received your complaint. Thank you. We will review your complaint. Depending on what we find, we will typically: Send your complaint to the company for a response; or Send your complaint to another state or federal agency, or help you get in touch with your state or local consumer protection office; or Let you know if we need more information to continue our work. YOUR COMPLAINT I was in the Salvation hope progrsm.letter attached agmt to pay rent thru 11/22 I moved before Thanksgiving. Salvation army hope Director and a Captain were aware of issue. I did not find out rent wasn\'t paid I nyil January / 23 who months after vacating apt now credit down 41 points and bill in collections shown in this body is email to all concerned together with Salvation Army s response to pay.. still in collections as of this moment. Sent from Yahoo Mail on Android ----- Forwarded Message ----- From: \"[email protected]\" <[email protected]> To: \"[email protected]\" <[email protected]> Sent: Mon, Jan 9, 2023 at 1:11 PM Subject: Re: 2314 you didn\'t pay November rrnt,Peggy Bublitz It\'s in collections my name. Sent from Yahoo Mail on Android On Mon, Jan 9, 2023 at 12:57 PM, Michelle Senser <[email protected]> wrote: Hello Ms. Bublitz, Yes, this final bill will be paid. I will follow up with Montego Bay. Thank you. Get Outlook for iOS From: [email protected] <[email protected]> Sent: Sunday, January 8, 2023 10:48:36 AM To: Michelle Senser <[email protected]> Subject: Fw: 2314 you didn\'t pay November rrnt,Peggy Bublitz address this please, Michelle. peggy Sent from Yahoo Mail on Android ----- Forwarded Message ----- From: \"[email protected]\" <[email protected]> To: \"Montego Bay-Mgr\" <[email protected]> Sent: Sun, Jan 8, 2023 at 1:37 PM Subject: Fw: 2314 you didn\'t pay November rrnt,Peggy Bublitz salvation army promised t I pay nov rent t..Michelle told me she told Iyou that Peggy Bublitz Sent from Yahoo Mail on Android ----- Forwarded Message ----- From: \"[email protected]\" <[email protected]> To: \"[email protected]\" <[email protected]> Sent: Sun, Jan 8, 2023 at 1:34 PM Subject: you didn\'t pay November rrnt,Peggy Bublitz you didn\'t pay the rent you promised nov 2022 please take care of this as you agreed Peggy Bublitz Sent from Yahoo Mail on Android Show less ATTACHMENTS 20230108_132828.jpg (3.6 MB) 1660778592621.jpg (142.8 KB) View full complaint Sent to company STATUS Sent to company on 2/26/2023 We\'ve sent your complaint to the company, and we will let you know when they respond. Their response should include the steps they took, or will take, to address your complaint. Companies generally respond in 15 days. In some cases, the company will let you know their response is in progress and provide a final response in 60 days. Company responded STATUS Company responded on 3/13/2023 RESPONSE TYPE Closed with non-monetary relief Company\'s Response March 13, 2023 Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, IA 52244 Re: Complaint of Peggy Bublitz Case Number: 230226-10458425 Internal Reference: 8883370 In response to your letter dated February 26, 2023, we provide the following information. Ms. Bublitz’s account was placed in our office in November of 2022, to collect final move out charges owed to our client, Montego Bay Apartments. Upon receipt of this complaint, we reached out to our client who has not yet provided the documentation requested. However, based on the information provided by the Salvation Army we are cancelling this account from our office. Please allow up to 45 days for this change to be reflected with the Consumer Reporting Agencies. Thank you for the opportunity to respond to this complaint. IQ Data International, Inc. (“IQ Data”) is committed to treating every consumer with the dignity and respect to which they are entitled and is committed to its compliance efforts and ethical debt collection practices. All collection employees are trained by a certified Trainer Specialist and, as a requisite of employment at IQ Data, the employee is required to become certified through the ACA as a Professional Collection Specialist. Additionally, IQ Data has received the elite designation of a Professional Practices Management System accredited agency through ACA International, the primary credit and collection industry organization. Sincerely yours, William Smid Quality Control Assistant I.Q. Data International, Inc. This communication is from a debt collector. DESCRIPTION OF NON-MONETARY RELIEF Account is closed from our office. ATTACHMENTS 8883370 BUBLITZ CFPB COMP RESP.pdf (125.5 KB) Feedback requested STATUS Feedback requested on 3/13/2023 FEEDBACK DUE 5/12/2023 Provide feedback about the company’s response We welcome your feedback on how the company responded to your complaint. You will have 60 days from when the company responded to share your feedback. The CFPB will share your feedback responses with the company and use the information to help the CFPB’s work with consumer complaints. Submit your feedback Closed The CFPB has closed your complaint. ADDITIONAL TOOLS AND RESOURCES Debt Collection Privacy Act Statement OMB #3170-0011 Note on user experience Have a question? ¿Preguntas? (855) 411-2372 TTY/TTD: (855) 729-2372 8 a.m. to 8 p.m. ET, Monday through Friday (except federal holidays). More than 180 languages available. US Flag An official website of the United States Government Inactive modal Inactive modal Inactive modal Sent from Yahoo Mail on A230226-10458425ndroid it\'s been 6 months, IQ refuses to remove erroneous report Montego Bay refuses IQ Data International and my calls

6.5 year debt

Hello, I am from Brainerd. I took a job I. st Cloud back in June 2022. Signed a lease at that time also with effective term July 1st 2022 for 12 months. Due to some unforeseen circumstances, I had to break my lease and pay to re-list. The leasing agency kept $400 of my rekeying fee to re-list. In July I received an email stating rent was owed. I emailed them to verify. They said, “we rented your unit. Nothing is owed. Good to go.” On 12/19/22 I was informed by a debt collector that the leasing agency had turned me in for a debt related to a “termination clause.” Upon reviewing the lease, I see no termination clause. The termination clause was for $3050 (including late fees). I was never informed of this debt prior to it going to a debt collection agency and cannot find a basis for it in my lease. Also, why did they wait 6 months to collect this? Especially if I broke my lease less than one week from filing it and they found someone else to rent the apartment? I was told during my phone conversation that they could not do monthly payments, that if I didn’t pay in full I would be turned into collections and may not be able to re-rent my current apartment. Anyways, if you are unable to help, could you please point me in the direction of someone who can? Thank you so much! And Merry Christmas!