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Whether You Owe The Debt Or Not, We Can Help You!

Has Mercantile Adjustment Bureau Called From 866-513-9461 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

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FREE no-obligation case review.

Tell us your story.
We'll make things right.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

CALL NOW 888-572-0176

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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866-513-9461

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8665139461
+1 (866) 513-9461

866-513-9461

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

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Submitted Comments

April

9 months ago

They just called yesterday and left a vague message. Not telling me what I owe or to who. They have numerous other times in the last 4 years.

Tab

1 year ago

I’ve recently have started to get annoying calls from bill collectors; consequently, the problem is, I’m 100% debt free!! Also, I have a credit rating of 778 with Trans Union. All three credit agencies show no outstanding debts. Most of the phone calls I got I just ignored and deleted them. It wasn’t until recently that I got curious and started keeping track of the calls and doing research. Here’s a list of the calls I received that I didn’t delete: 11-10-2022 04:24 PM 947-333-9055 Midland Credit Management 11-16-2022 11:33 AM 866-520-2311 Midland Credit Management 11-20-2022 11:20 AM 858-251-1436 Message from Midland Credit Management, Please call 877-366-1520 11-21-2022 09:51 AM 866-520-2318 Midland Credit Management 11-23-2022 11:55 AM 480-866-1033 Midland Credit Management 11-25-2022 10:22 AM 866-513-9461 Merchantile Adjustment Bureau 11-30-2020 09:26 AM 540-546-0028 Midland Credit Management ? These calls were made to my cell phone, but I do have another landline phone but I haven’t been keeping track on that line due to the excessive spam / telemarketing calls which average 10 to 20 calls a day. The service you offer, is it zero cost to me in dealing with and stopping these calls? Also, if there’s money to be made, get as much as yon can !!!!! Regards, Tab Spangler Chico, California (530) 680-1086 Cell phone Please leave message if I don’t answer

Cameron

2 years ago

Debt collectors call multiple times a day. And have started calling family members. Mercantile collection bureau

Ryan

2 years ago

They keep calling. I thought they stopped but now they’re calling again.

Leonard

4 years ago

I am constantly getting calls from this number. Please advise. Thank you. Mercantile Adjustment Bureau is trying to collect a debt that is no longer valid.

Joshua

5 years ago

Calling me as Mercantile Adjustment Bureau and tried to defraud me out of my debts by trying to sell me Mark to market accounting as an "unregistered stock."

Jessica

5 years ago

This number is calling me over and over again. I have no ties to Bank Of America and would have no reason for “debt collection!

Jessica

5 years ago

This number is calling me over and over again. I have no ties to Bank of America and no reason a debt collector should be calling me. I’m tired of the endless calls

Jolene

7 years ago

I had a 866 area code number call my brother in-law and tell him they where with the company I got laid off from and was wanting my number to contact me. It was urgent. That I gave them his number as a reference. I don't even know his phone number in the first place. I called think I was going to be called back there to work and it was a det collection agency. Are they even aloud to do this!

Whether You Owe The Debt Or Not, We Can Help You!

Has Mercantile Adjustment Bureau Called From 866-513-9461 ?

All at ZERO COST to you.

Tell us your story.
We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

866-513-9461

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Mercantile Adjustment Bureau

Quick Links

Customer Service

Contact Info

Office Locations

Whether You Owe The Debt Or Not, We Can Help You!

Has Mercantile Adjustment Bureau Called From 866-513-9461 ?

All at ZERO COST to you.

Tell us your story. We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

866-513-9461

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Mercantile Adjustment Bureau

Quick Links

Customer Service

Contact Info

Office Locations

Tell us your story.
We'll make things right.