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Whether You Owe The Debt Or Not, We Can Help You!

Has National Credit Systems Called From 800-286-5427 ?

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Review your credit report

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All at ZERO COST to you.

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

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Submitted Comments

Michael Agruss

2 years ago

Hi Zach. Do you know of any debts that you may owe that National Credit Adjusters could be contacting you about? If you're unsure, you can contact my office at 888 572 0176 and we can discuss your situation further. Thanks, Mike

Zach

2 years ago

I am receiving calls from a local number but the voicemails say they are attempting to locate Zachary Downs (me) and to call them back with information regarding me at 1-800-286-5427

Michael Agruss

3 years ago

Hi Jazzlon. You can make those calls stop and my law firm can help. We are experienced in dealing with these types of calls and we can likely help you as well. I will give you a call. Thanks, Mike

Michael Agruss

3 years ago

Hi April. Debt collectors are often relentless and will call you repeatedly, including contacting your friends and family to determine your contact information. If you want these calls to stop, give me a call to discuss how. Thanks, Mike

Michael Agruss

3 years ago

Hi Freyja. If National Credit Adjusters are harassing you, you could be entitled to compensation under the law. Let's talk more about this, call my office and we can work together to determine what you could be entitled to. Thanks, Mike

Michael Agruss

3 years ago

Hi Terri. Do you have your proof of the debt being paid in full? If so, send it over to my office and I will call you to discuss how to deal with National Credit Adjusters. Thanks, Mike [email protected]

Michael Agruss

3 years ago

Hi Neil. How often are they calling you? Do they say anything or are these calls robocalls? I would like to speak with you in more detail about these calls, reach out at your earliest convenience. Thanks, Mike

Michael Agruss

3 years ago

Hi Craig. I would suggest you send National Credit Adjusters a cease-and-desist letter informing them that they cannot call you at work and if they continue to do so, they could be violating your rights. If they continue to call you, they could be violating your rights and you could be entitled to compensation. Let's talk more about this when I call you. You can also reach me at 888-572-0176. Thanks, Mike

Michael Agruss

3 years ago

Hello Aaron. Under the law, you don't have to put up with debt collectors calling you repeatedly and you certainly do not have to put up with them calling your place of business. Have you informed them that you cannot receive these calls at work? I can help you with this and I will be in touch to discuss your next steps. Thanks, Mike

aaron

3 years ago

calling my work

Craig

3 years ago

National Credit Bureau keeps calling me at work and I'm starting to get in trouble for it

Neil

3 years ago

constant harassing calls

Terri

3 years ago

This is a paid off account (has been for several months) and yet they are still calling me multiple times a day.

Freyja

3 years ago

I want you people to stop calling my fucking number. You are harassing me!

April

3 years ago

Calls all the time! At work, home, even my inlaws and my parents.

Jazzlon

3 years ago

They are calling my work phone looking for me and I have no clue what this is in regards to and it needs to stop.

Tawanna

3 years ago

Calling me at work.

Jiin

3 years ago

Have been harassed my phone calls , not only to me but also my parents and my job. I believe there is no right to call the parents or even the job . Will continuing calling over and over. The numbers were never given neither is the person they calling its not their business about what goes on. You all are harassing everyone now.

Megan

3 years ago

Continuous calling, doesn’t state who they are looking for just “location information” , stop calling my phone.

Stephanie

3 years ago

Call I don't what this is

Alyssa

3 years ago

Not sure what they want, but they called my cooperate office looking for me. I looked up the number online and from people's reviews it was spams and harassment.

kacy

3 years ago

Disability caused decrease fixed income niw I can’t pay creditors from 5-6 years ago

GLORIA

3 years ago

The calls are constant at work when I'm driving down the road sometimes I can't get to the button to suppress the ring it's just getting out of hand I have enough to deal with my mother getting ready to move back to Missouri because it rents too high here I don't know what they're trying to collect right now but money's tight and I would just really like for this to stop

Jill

4 years ago

Constantly getting calls from 1-800-286-5427

Chris

4 years ago

They call everyday even on sundays and i just got a call at 8:48 in the evening. Most calls are afrter 8:30

Kimberly

5 years ago

They're calling me looking for my mother. No one has permission to be calling me. I have given no one permission to use my phone number in any manner.

Allison

5 years ago

They constantly call and hang up

Richard

5 years ago

The 800-286-5427 number calls me up numerous times sometimes daily, sometimes weekly! They say I owe debt to their clients but don't go into the details! They all but demand I pay immediately or that they are reporting me to the credit reporting bureau's. I am working but I have a poor job and medical problems! I am looking for better employment but I have not been able to find anything better than what I have! With the job that I have now, I can not make any plans or commitments to pay over a long period of time because of my health issues! At my place of employment, I work long hours at low pay! My longest shift every week is 16 hours, another shift is ten hours, the rest eight! I work every holiday and every weekend because the young professionals will not cover the shifts! Most of the shifts are through the night because that is the only shift open to me because the young will not work them! I am currently a direct service professional working with a assigned handicapped person in a residential setting! I clean, cook, act as a vehical driver for the client, administer medication, help shower and shave him and even have to wipe the clients rear end after using the toliet! The client constantly lies, refuses to bathe, he will wear women's underwear when he gets a chance to, urinates in bed on his bedding if he does not get what he wants when he wants, will not eat if a meal is made, chews snuff and has spit bottles and the 62 year old gentleman will complain to his mother he is being abused when not so! I make a little over $10.00 a hour and find it offensive that I a college graduate can not find a better employment position than this! Management does not listen to me! I do most of the work of cleaning the residence! The young associates like myself often do nothing but sleep through their shifts and little but nothing else! They are unable to even put a roll of toliet paper on a empty roll! I end up at night doing 80 to 90 % of the work and they have the weekends off to do as they please! I have high blood pressure and heart trouble! I now have a pacemaker with the defibulator built into the pacemaker! I am 65 years old now with a work ethic to keep things the best shape possible! I do more work in a 8 hour shift than others do in a week! I am frustrated and angry about my situation but I am trying to do the best that I can at the moment!

Hannah

5 years ago

Getting harassing calls

Michelle

5 years ago

Harassing phone calls!

April Chasteen

5 years ago

This number calls me four or five times a day and 5 days a week. They never leave messages but will call multiple times a day. They even call as late as 9:00 PM. It’s a bit much in my opinion.

Mike Agruss

5 years ago

Hi Peachy, you should tell National Credit Adjusters to stop calling you at work because your employer does not allow you to get these type of calls. Then, e-mail me at [email protected] so we have a record of the date and time you told National Credit Adjusters to stop calling. Hopefully, the calls will stop. If they don't, then you will have a case under the Fair Debt Collection Practices Act ("FDCPA"). Under the FDCPA, you can get money damages up to $1,000.00, plus National Credit Adjusters will have to my my fees and costs. You won't pay me a dime. Thanks, Mike.

Mike Agruss

5 years ago

Hi Morgan, National Credit Adjusters should not be calling your family members. National Credit Adjusters is allowed to call you at work. However, you can tell them to stop calling you at work if your employer prohibits personal calls at work. Has NCA sent you anything in writing? Do you know what debt they are trying to collect on. Once you find out what debt they're trying to collect on, I can help you settle the debt and stop the harassing calls. If you don't owe the debt, I'll just help you stop the harassing calls. Let's discuss your rights and options on the phone. I'll call you. You can always reach me too at 888-572-0176 or at [email protected] Thanks, Mike.

Mike Agruss

5 years ago

Hi Lorena, what National Credit Adjusters is doing to you violates the Fair Debt Collection Practices Act. Collection agencies MUST identify themselves by name when they call you. SO, when NCA calls you and you answer the phone, they must say they are calling from National Credit Adjusters. I can help you. Under the law, you're entitled to money damages (up to $1000) and National Credit Adjusters will have to pay my fees and costs. I'll call you so we can discuss your rights and options on the phone. Thanks, Mike.

Mike Agruss

5 years ago

Hi Marvis, The number calling you is National Credit Adjusters. Pick up the next call, tell them to stop calling, and then let me know if they call you again. Also, if you do not know what debt National Credit Adjusters is collecting on, check your <a href="https://www.annualcreditreport.com/index.action" target="_blank" rel="noopener noreferrer nofollow ugc">credit report</a>. If you need help getting a copy of your credit report, please call my office at 312-224-4695 and ask to speak with Jackie. Thanks, Mike.

Mike Agruss

5 years ago

Hi Shaunn, <a href="https://www.agrussconsumerlaw.com/national-credit-adjusters/" target="_blank" rel="noopener noreferrer nofollow ugc">800-286-5427</a> is National Credit Adjusters. I can help you stop the calls right away. You may also be entitled to money damaages (up to $1,000.00) under the Fair Debt Collection Practices Act. Plus, depending on what state yo live it, you may have an additional lawyer of protection under your state's laws. We'll discuss all of this on the phone. Thanks, Mike.

Mike Agruss

5 years ago

Hi Kevin, I totally agree with you. National Credit Adjusters should not be harassing your mom over your alleged debt. A lot of our clients having issues with National Credit Adjusters complaint that NCA calls third parties. Although a collection agency may call third parties for location information, they can only do this once. Plus, if the collection agency knows how to get in touch with you, they should not be calling 3rd parties in the first place. I'll call you to discuss your rights under the Fair Debt Collection Practices Act. Thanks, Mike.

Mike Agruss

5 years ago

Hi Sharon, did you save any of the voicemail messages? If not, please save them moving forward. When a collection agency, like National Credit Adjusters, leaves you a message, that have to do two things. First, they must identify themselves as National Credit Adjusters. Second, they must tell yo the are collecting a debt. Let's discuss your rights and options on the phone. I'll call you. Thanks, Mike.

Mike Agruss

5 years ago

Hi Alli, is National Credit Adjusters calling you on your cell phone, at work, or calling third parties. Based on our experience, National Credit Adjusters calls on all types of numbers. I know you said you blocked their numbers. Have you ever asked National Credit Adjusters to stop calling? If not, you should. Also, keep a call log of the numbers calling you. I'll call you so we can discuss your rights under the Fair Debt Collection Practices Act. Thanks, Mike.

Mike Agruss

5 years ago

Hi Angelia, do you know why National Credit Adjusters is calling you? Is it your debt or your husband's debt. National Credit Adjusters collects on payday loans, among other types of debt. Do you owe any money on a pay day loan? Let's discuss your situation further on the phone. I'll call you. You can also always reach me at 312-224-4695 or at [email protected] Thanks, Mike.

Mike Agruss

5 years ago

Hi Jackie, did National Credit Adjusters ever send you a letter? They are required to do so within 5 days of the initial communication. According to our research, <a href="https://www.agrussconsumerlaw.com/513-898-2234/" target="_blank" rel="noopener nofollow ugc">513-898-2234</a>, <a href="https://www.agrussconsumerlaw.com/419-684-8838/" target="_blank" rel="noopener nofollow ugc">419-684-8838</a>, and <a href="https://www.agrussconsumerlaw.com/800-286-5427/" target="_blank" rel="noopener nofollow ugc">800-286-5427</a> are all numbers from National Credit Adjusters. National Credit Adjusters should not be calling your daughters or your co-workers. I'll help you stop this harassment immediately. Thanks, Mike.

Mike Agruss

5 years ago

Hi Brian, it's <a href="https://www.agrussconsumerlaw.com/national-credit-adjusters/" target="_blank" rel="noopener nofollow ugc">National Credit Adjusters</a> calling you. Do you owe the debt to them? Or, is National Credit Adjusters harassing you on a debt you don't owe? Either way, you are protected under the Fair Debt Collection Practices Act. I'll call you so we can discuss your rights and options under the law. Thanks, Mike.

Brian

5 years ago

Keep calling number that they should not be and harassing them and giving out information that doesn’t not contain to that person

Jackie

5 years ago

Continue to receive calls along with them calling my work place, my husband, my 2 daughters and a co-worker. I returned their call and asked them when they call to leave a message. I asked them not to call anyone else. The lady told me they are only allowed to call one time today. Not true! They called more than 5 times and did not leave a message. Used the phone numbers 513-898-2234, 419-684-8838, and 800-286-5427. Requested they send a copy of debt through US mail.

Angelia

5 years ago

These people are calling asking for me by my maiden name which I haven't used in over 11 years so I know it is not legitimate. They won't stop calling. Somehow they got my husband's phone number and are now calling him.

Alli

5 years ago

Continuously get calls from many different Numbers, no messages ever left. When I look up the various numbers- it’s alwaya National Credit Adjusters. When I block one number they start calling from another.

Sharon

5 years ago

I am getting scam robocalls and numbers harassing me on my voicemail.

Kevin

5 years ago

this number called my 78 yr old mother asking for me i havent lived there in almost 30 yrs she is not able to get around they dont say why they are calling but will not leave her alone this is harrasment to her and they should be put in their place for calling her not once but 7 times

Shaunn

5 years ago

They will not stop calling from 800-286-5427

Marvis

5 years ago

+18002865427 Number is calling and harrassing me

Lorena

5 years ago

This place calls me several times a day. I answer they don’t introduce themselves they attempt to get me to admit who I am. I am tired of them doing this has three years of this bologna.

Peachy

5 years ago

This phone number calls my work almost every day. My manager is very unhappy with this and told me it needs to stop. I am worried about my job.

Morgan

5 years ago

They are calling me constantly and also calling my family members and my job

Joshua

5 years ago

Been calling for weeks. I have never answered and never been left a voicemail. They call a minimum of three times a day. Make the madness stop!

Heather

5 years ago

They call me constantly day and night.

Dawn

5 years ago

stop calling

Dawn

5 years ago

Calls all day long. needs to stop

Jessee

6 years ago

They have called twice today...I answered once. I advised them ilI cannot we've calls until after 8. But twice in one day, really?!

Amber

6 years ago

They call in the evening never leave voicemail.

Roger

6 years ago

They’re calling me!

Alicia

6 years ago

They call constantly. I haven’t answered because they have never left voice mail

Dale

6 years ago

Called work number and family members, never left any information to what it was they wanted only that they were trying to reach me and for me to call back 800-286-5427 ext 123. Never stated they were a debt collector or there name for that matter.

RASHUNDA

6 years ago

I keep receiving calls from the number 1-800-286-5427 asking about my location with no other information.

Earl F Norton

6 years ago

Called my job, leaving messages to call a James Garcia, I've never listed my work number on anything.

Whether You Owe The Debt Or Not, We Can Help You!

Has National Credit Systems Called From 800-286-5427 ?

All at ZERO COST to you.

Tell us your story.
We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

800-286-5427

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by National Credit Systems

Quick Links

Customer Service

Contact Info

Office Locations

Whether You Owe The Debt Or Not, We Can Help You!

Has National Credit Systems Called From 800-286-5427 ?

All at ZERO COST to you.

Tell us your story. We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

800-286-5427

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by National Credit Systems

Quick Links

Customer Service

Contact Info

Office Locations

Tell us your story.
We'll make things right.