Debt collectors like Nations Recovery Center cannot harass you over a debt. You have rights under the law. We will stop the harassment once and for all.
THE BEST PART IS…
If Nations Recovery Center violated the law, you will get money damages and Nations Recovery Center will pay our fees and costs. You will not pay us a penny for our time. Plus, some of our clients also receive debt relief and cleaned up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is Nations Recovery Center?
Nations Recovery Center is a third-party collection agency, headquartered in Atlanta, GA and started its business in January 1991. According to Nations Recovery Center’s website, Nations Recovery Center focuses on collection accounts for commercial, medical, and retail service industries. Nations Recovery Center has over 150 collectors who operate nationwide services.
Nations Recovery Center’s Address, Phone Number, and Contact Information
Nations Recovery Center is located at 6491 Peachtree Industrial Blvd, Atlanta, GA 30360. The main telephone number for Nations Recovery Center is 770-234-0101. This is just one of many contact numbers for Nations Recovery Center.Nations Recovery Center’s website is www.natrecovery.com. Nations Recovery Center e-mail address is info@natrecovery.com
Phone Numbers Used By Nations Recovery Center
Nations Recovery Center likely has dozens, if not over 100, phone numbers it calls from. Here are a few phone numbers Nations Recovery Center may be calling you from:
- 866-929-6971
- 678-228-3401
- 800-935-1139
- 866-363-2498
- 866-363-3765
- 888-234-6548
- 817-422-0567
- 678-259-0024
- 800-203-6009
- 866-929-6974
- 866-361-4567
- 888-234-7072
Nations Recovery Center Lawsuits
If you want to know just how unhappy consumers are with Nations Recovery Center, take a look at the number of lawsuits filed against Nations Recovery Center on the Public Access to Court Electronic Records (“PACER”). PACER is the federal docket throughout the country that lists federal complaints filed against Nations Recovery Center. When you do a search for Nations Recovery Center, there are over 200 lawsuits filed against Nations Recovery Center. Most of these lawsuits involve consumer rights’ violations.
Nations Recovery Center Services Harassment
The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that applies to everyone in the United States. In other words, everyone is protected under the FDCPA. The FDCPA is a laundry list of what Nations Recovery Center can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt. If Nations Recovery Center is harassing you over a debt, you have rights under the Fair Debt Collection Practices Act.
The Telephone Consumer Protection Act (“TCPA”) protects you from robocalls. Robocalls are those annoying, automated, recorded calls that a computer makes to you all day long. You can tell it’s a robocall because either no one is on the other end of the line or there’s a delay when you pick up the phone before a live person comes on the line. You can get $500 per call if Nations Recovery Center violates the TCPA. Have you received a message from Nations Recovery Center that sounds pre-recorded? Or, maybe the message you received from Nations Recovery Center is cutoff at the beginning or the end? These are tell-tale signs that the message is pre-recorded. If you have these messages on your cell phone, you may have a TCPA case against Nations Recovery Center.
The Electronic Fund Transfer Act (“EFTA”) protects electronic payments that are deducted from bank accounts. If Nations Recovery Center took unauthorized deductions from your bank account, you may have an EFTA claim. Nations Recovery Center, like most collection agencies, wants to set up reoccurring payments from consumers. Imagine how much money Nations Recovery Center gets if hundreds, if not thousands, of consumers electronically pay them $50-$100, or more, per month. If you agreed to this type of reoccurring payment, Nations Recovery Center must follow certain steps to comply with the EFTA. Did Nations Recovery Center continue to take electronic payments after you said stop? Did NCB take more money from your checking account than you agreed to? If so, let’s talk about your rights under the EFTA.
The Fair Credit Reporting Act (“FCRA”) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We handled a lot of cases recently where Nations Recovery Center reported debt on a consumer’s credit report. Nations Recovery Center likely reports on credit reports to obtain greater leverage over the consumer. If Nations Recovery Center is on your credit report, they may tell you if you pay the debt, they’ll remove it from your credit report. This is commonly known as pay for delete. You pay Nations Recovery Center, and they delete the debt from your credit report. Even if NCB is not on your credit report, maybe the original creditor is. If you pay off the debt to Nations Recovery Center, then the original creditor, and Nations Recovery Center, should accurately report this on your credit report.
Several states also have laws that provide its citizens an additional layer of protection. For example, if you live in California, Texas, Florida, North Carolina, Wisconsin, Michigan, Montana, or Pennsylvania you may be able to tack on a state-law claim with your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country. If you live in NC, and you’re harassed over a debt, you may get $500.00 – $4,000.00 in damages per violation. We work with a local counsel in NC. Our NC clients have received some great results in debt collection harassment cases. If you live in NC, and Nations Recovery Center is harassing you, you have tons of leverage to get a great settlement.
HOW CAN WE USE THE LAW TO HELP YOU?
We will use state and federal laws to immediately stop Nations Recovery Center debt collection. We will send a cease and desist letter to get the harassment to stop the same day. If NCB violates the FDCPA, EFTA, FCRA, or any state laws, you may be entitled to money damages. For example, under the FDCPA, you can get up $1,000.00 in damages plus actual damages. The FDCPA has a fee-shift provision. This means, Nations Recovery Center pays our attorney’s fees and costs. If you have a TCPA case against Nations Recovery Center, we will handle it based on a contingency fee.
THAT’S NOT ALL…
We have helped hundreds of consumers stop phone calls from Nations Recovery Center. We know how to stop the harassment and get you money damages. ONCE AGAIN, you will not pay us a penny for our time. We will help you based on a fee-shift provision and/or based on a contingency fee. That means, Nations Recovery Center pays our attorney’s fees and costs.
What If Nations Recovery Center Is On My Credit Report?
Based on our experience, Nations Recovery Center may credit report. That means, Nations Recovery Center may mark your credit report with the debt they are trying to collect on. In addition to Nations Recovery Center, the original creditor may be on your credit report. For example, if you owe Best Buy on an elastic line of credit, and Nations Recovery Center is collecting on it, both Best Buy and Nations Recovery Center may have separate entries on your credit report. This is important because you will want both parties to update your credit report if you pay off the debt.
THE GOOD NEWS IS…
If Nations Recovery Center is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly. Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute them. My office will help you pull your credit report and dispute any inaccurate information.
REMEMBER…
If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (“FCRA”), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision. This means, the credit reporting agency pays your attorney’s fees and costs. Therefore, you will not pay me a penny for my time. We have helped dozens of consumers fix inaccurate information on their credit reports.
Complaints against Nations Recovery Center
If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by Nations Recovery Center. The complaints on the Better Business Bureau (“BBB”), various consumer websites, including on Pissed Consumer, and even the complaints on this page (below) are endless. Nations Recovery Center is accredited by the BBB. The BBB gives Nations Recovery Center an “A” rating. Despite its “A” rating, here are nearly 60 customer complaints on the BBB. Here are some of the many BBB complaints regarding Nations Recovery Center:
- “I received a letter from this group demanding $900l.17. The letter stated it was for a creditor originally listed as Wells Fargo Acceptance. I have never done business with Wells Fargo Acceptance. I also checked with my credit monitoring company and found no problems. My credit score is very high because I do not keep credit balances. I am distressed that this company is using this type of tactic to try to get money out of people that they have no connections to.”
- “These people have been harassing me with more than 20 robocalls for someone else, unknown at this location .A claim is also being filed with the federal trade commission and an attorney as a class action suit.”
- “This company was very rude when they had contacted us via my cell phone. The whole call was harassing to me to the point I hung up. After that, my husband called back and they were harassing him as well. He instructed them if the harassment continued he would seek legal counsel.”
Although there are only six reviews on Google, they are just as bad. The reviews give Nations Recovery Center only 2.8 stars. Here’s a snippet of the reviews on Google:
- “Rude representative Ravi, told me he can write whatever he wants on my report and still did not tell me WHO the client is that I owe.”
- “I WILL NOT ANSWER ANY CONTACT from this business. They were rude, they lied, and they pressured me into doing something without having the proper time to think about it, gather the facts, then make a decision.”
Cases We Have Handled Against Nations Recovery Center
I THINK YOU’LL AGREE WITH ME WHEN I SAY…
Threats and harassment by collection agencies can be pretty intimidating. Well, it turns out we can stop the harassment, attempt to get you money damages under the law, and the collection agency will have to pay us our fees and costs. Here are some of the cases we’ve handled against Nations Recovery Center:
- Angela C. v. Nations Recovery Center. In this case, Nations Recovery Center called our client on her cell phone home telephone and work telephone in an attempt to collect on a loan. Angela C. eventually requested that Nations Recovery cease calling her at her place of employment. Despite her request, the calls continued. Nations Recovery Center also threatened our client with legal action if a payment was not made on the debt. Relying on Nations Recovery Center’s threats, our client entered into a verbal agreement with Nations Recovery Center. Our client did not provide any written authorization for the payment to be removed from her account. Prior to the first payment being removed, Angela contacted Nations Recovery Center to ask them to stop the payment. Despite Plaintiff’s request, Nations Recovery Center brazenly went ahead and withdrew a payment for $36.00 from Plaintiff’s checking account. In this case, we alleged Nations Recovery Center violated the Fair Debt Collection Practices Act and the Electronic Fund Transfer Act.
- Larry and Linda H. v. Nations Recovery Center. Larry lives in Arkansas, and Nations Recovery Center was attempting to collect on a Best Buy account from our client. Nations Recovery Center called our client on his cell phone. Nations Recovery Center called from 800-935-1139, which is one of Nations Recovery Center’s phone numbers. On or around May 2, 2016, Larry received a phone call from Defendant who explained that his wife’s wages would be garnished if they did not make a payment. During this aforementioned conversation Nations Recovery Center did not state the call was from Nations Recovery Center. On or around May 3, 2016 Linda received a voice message on her work line from Nations Recovery Center that if she did not call back, they would garnish her wages. The debt in question originated in 2007. The statute of limitations in Arkansas is 5 years. Nations Recovery Center is attempting to collect on a debt for which the statute of limitations has expired. We alleged that Nations Recovery Center violated multiple sections of the Fair Debt Collection Practices Act.
- John M. v. Nations Recovery Center. Our client lives in Texas. Not only is he protected by the Fair Debt Collection Practices Act, but she’s also protected by the state Texas Debt Collection Act. Here, Nations Recovery Center was attempting to collect on a debt that our client did not owe. Defendant continued to place collection calls to our client’s cell phone in an attempt to speak with “Priscilla.” Nations Recovery Center calls our client from 866-361-4567 and 770-234-0101. These are both Nations Recovery Center telephone numbers. On more than one occasion, John notified Nations Recovery Center that they had the wrong phone number and requested to be removed from their list. Despite his request, Nations Recovery Center continued to place collection call to our client in an attempt to collect a debt for Priscilla. Nations Recovery Center violated the Fair Debt Collection Practices Act and the Texas Debt Collection Act.
Here’s What Our Clients Say About Us
America’s Consumer Lawyer, has over 900 outstanding client reviews through Yotpo, an A+ BBB rating, and over 120 five-star reviews on Google. Here’s what some of our clients have to say about us.
“I would like to take a moment say that Samantha was AWESOME to work with. From the first phone call I made to see if I even had a case to the final email with my settlement details. I was very impressed with the service I received and the level of professionalism. I will refer anyone looking for legal counsel to Agruss.”
“I am very pleased with the legal services of the Agruss law firm. Being a lawyer myself, I was probably not a trouble free client. Even so, Michael provided first class service. Without fail he was responsive to my questions and requests.”
“I wanted to thank you for my recent case settlement. The process was so simple and took so little involvement on my end that I wasn’t sure if we were even pursuing a legal issue..”
Can Nations Recovery Center Sue You?
Although anyone can sue anyone for any reason, we have never seen Nations Recovery Center sue consumers. It’s likely Nations Recovery Center does not sue because they do not always own the debt they are collecting on. Also, Nations Recovery Center would have to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s likely Nations Recovery Center collects debts through the entire country. Therefore, it would be very difficult to have lawyers, or a law firm, licensed in every state. There are collection agencies that do sue consumers. For example, Midland Credit Management is one of the largest junk-debt buyers. Midland Credit Management collects on debt and also sues on debt. The opposite is true with Nations Recovery Center. Therefore, it would be very unusual if Nations Recovery Center sued you. The original creditor, on the other hand, may hire a collection firm, or lawyer, to sue you. If Nations Recovery Center has threatened to sue you, call us. We can help.
Can Nations Recovery Center Garnish Your Wages?
No, not unless they have a judgment. If Nations Recovery Center has not sued you, then Nations Recovery Center cannot get a judgment. If Nations Recovery Center does not have a judgment, then Nations Recovery Center cannot garnish your wages. Minus limited situations (usually dealing with debts owed to the government for student loans, taxes, etc.), in order to garnish someone’s wages, you need a judgment first. In short, we have not seen Nations Recovery Center file a lawsuit against a consumer. So, Nations Recovery Center cannot garnish your wages, minus the exceptions listed above. If Nations Recovery Center has threatened to garnish your wages, contact our office right away.
Nations Recovery Center Services Settlement
If you want to settle a debt with Nations Recovery Center, ask yourself these questions first:
- Do I really owe this debt?
- Is this debt within the statute of limitations?
- Is this debt on my credit report?
- If I pay this debt, will Nations Recovery Center remove it from my credit report?
- If I pay this debt, will the original creditor remove it from my credit report?
- If I pay this debt, will I get something in writing from Nations Recovery Center confirming the payment and settlement terms?
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay for delete, or any other legal issue with Nations Recovery Center, the folks at America’s Consumer Lawyer are here to help you.
Share Your Complaints About Nations Recovery Center Below
Post your complaints about Nations Recovery Center. Sharing your complaints about Nations Recovery Center will help other consumers know what to do when Nations Recovery Center starts calling. Sharing your experience may help someone else.
HERE’S THE DEAL!
If you are being harassed by Nations Recovery Center over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact America’s Consumer Lawyer at 888-572- 0176 to stop the harassment once and for all.
