Whether You Owe The Debt Or Not, We Can Help You!
Has North American Credit Association Called From 800-264-5654 ?
Find out why they are calling
Get the calls to stop
Review your credit report
Answer your financial questions
All at ZERO COST to you.
CALL NOW 888-572-0176Or fill out the form to claim your
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We'll make things right.
How it Works
We will stop harrassment immediately
If your rights have been violated, you may even be entitled to a money damages.
The other side pays our fees and costs, so there is ZERO COST to you.
Frequently Asked Questions
What is the Fair Debt Collection Practices Act?
The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.
What is the Electronic Fund Transfer Act?
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.
What is the Fair Credit Reporting Act?
The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.
Do I have to pay your fees and costs?
No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.
Do states have their own laws to protect consumers?
Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.
How does Mike Agruss Law help me?
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.
We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.
Top Collection Violations
Called you about a debt you do not owe.
Called you at work after you told them you cannot recieve calls at work.
Left you a message without identifying the company's name.
Left you a message without disclosing that the call is from a debt collector.
Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.
Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).
Called you after you said to stop calling.
Threatened you with legal action (such as a lawsuit or wage granishment).
Called you before 8:00 AM or after 9:00 PM.
Continued to call you after you have told the collector yo cannot pay the debt.
Communicated (phone or letter) with you after you filed for bankruptcy.
Failed to mark the debt on your credit report as disputed after you disputed the debt.
Real Reviews From Real Clients
Exceptional Experience
Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.
Pj Nyc
800-264-5654
also appears as...
- +1 8002645654
- 8002645654
- 1-800-264-5654
- 800.264.5654
- 1.800.264.5654
- 800 264 5654
- 8002645654
- +1 (800) 264-5654
800-264-5654
800-264-5654
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Submitted Comments
Roy
7 months ago
They call and never leave a vm. I have no idea why they are calling me. They have the wrong number.
yixuan
8 months ago
North American Credit Association called me for a debt collection for a medical bill but I have filed complains against the facility and still waiting for a response.
Jerold
1 year ago
A collector name Tami did not want to identify herself and then said she was calling in regards to my home association on Cypress Landing lane. Automatically I assumed it was HOA issue, bill, or compliance issue which at that point I identified myself. Then she said she was calling from North American Credit Unión. I sent them a legal Florida letter with my terms and to seize any call only by letter. I know they received because they sent back of the Legal docs requested.
Jerold
1 year ago
A collector name Tami did not want to identify herself and then said she was calling in regards to my home association on Cypress Landing lane. Automatically I assumed it was HOA issue, bill, or compliance issue which at that point I identified myself. Then she said she was calling from North American Credit Unión. I sent them a legal Florida letter with my terms and to seize any call only by letter. I know they received because they sent back of the Legal docs requested.
Michael Agruss
2 years ago
Hi Susan. That number is associated with North American Credit Association. You do not have to accept calls at work and you can inform them to cease and desist with a certified letter. If you need help with this, give me a call and we can chat about your rights and options. Thanks, Mike
Susan
2 years ago
I keep receiving calls from this number numerous times a day, when I am at work.
Michael Agruss
2 years ago
Hi Gregory. If you need help in determining the legitimacy of the debt, you can request a debt validation letter. I can help you with this if you are unsure how to go about it. I will give you a call to discuss this and your rights under the law. Thanks, Mike
Michael Agruss
2 years ago
Hello Bill. You can request a debt validation letter from them if you're unsure about the legitimacy of the debt. You can also make the calls stop with a cease and desist letter. If you need help with either of these things, give me a call at 888 572 0176 at your earliest convenience. Thanks, Mike
Michael Agruss
2 years ago
Hi Brittany. You can send them a cease and desist letter to inform them to stop calling. This would be a good next step since they didn't listen to the verbal request. I can help you with this--give me a call at 888 572 0176. Thanks, Mike
Michael Agruss
2 years ago
Hi Anne. I am going to give you a call to discuss these continued calls. Thanks, Mike
Michael Agruss
2 years ago
Hi Rosemarie. If you want the calls from North American Credit Association to stop, give me a call. I would be happy to speak with you about it. Thanks, Mike
Michael Agruss
2 years ago
Hi Iseha. Let's talk about how to make these calls stop. Give me a call at my office at 888 572 0176. We have helped numerous consumers just like you who were being harassed by debt collectors and feeling like they had nowhere to turn. I look forward to speaking with you and we can have a free, no-obligation consultation. Thanks, Mike
Michael Agruss
2 years ago
Hi Joshua. You can deal with these calls and get them to stop. The law protects you from harassment from debt collectors, especially if you are at work and can't get calls there. I will be in touch to discuss your options. Thanks, Mike
Michael Agruss
2 years ago
Hi Rev. I'm sure this is not only annoying, but frustrating. Fortunately, the law does protect you and I can help you with this. Give me a call and we can have a free, no-obligation consultation. Thanks, Mike 888 572 0176
Michael Agruss
2 years ago
Hi Naomi. Do you have any debts with North American Credit Association? You can request a debt validation letter from them if you're unsure. I can help you with this, give me a call at 888 572 0176. Thanks, Mike
Michael Agruss
2 years ago
Hi Alexander. Debt collectors are not permitted to threaten you. What types of things are they saying? Let's talk more about this and discuss your options. I will give you a call or you can contact my office at 888 572 0176. Thanks, Mike
Michael Agruss
2 years ago
Hi Paul. I would recommend a certified letter informing them to stop calling you. This then gives you a paper trail in the event that they keep calling. I can help you with this--give me a call. Thanks, Mike
Paul
2 years ago
I have received a few calls from this company. on 11-4-2021 I advised them to no call me and to add me to the do not call list. I received a new today. They left a voicemail. I called back and spoke with same agent I spoke with in november. I advised them I had already spoke with them and asked them to no call me. The agent stated that they did add my number to the list and it was noted to not call. Still I received a call today.
Alexander
3 years ago
Constantly making threat calls.
Naomi
4 years ago
They are calling saying to call them back immediately?
Rev
4 years ago
They call every day for last two weeks, never leaving a message. I answered a call Monday and demanded they remove my number and never call me again.
They called tue, wed Thurs and Friday!
Joshua
4 years ago
+18002645654 I've had this number call me 3 times now while I'm at work. I've been declining the calls as it comes up scam likely. Is there anything I should do regarding these calls?
Iseha
4 years ago
They call my phone several times a day asking for me. Most times i dont even answer. They leave messages constantly to the point where my voicemail box is filled with all their pre recorded messages. I am tired of being bothered by these people please help.
Rosemarie
4 years ago
they keep calling me on my cell phone looking for my husband on an auto dialer
Anne
5 years ago
This is in regards to phone number 800-264-5654, a debt collection entity in which I've told not to contact me again. They contacted me on 02/14/2019, 03/22/2019 and then again today, 04/26/2019.
Brittany
6 years ago
this number calls me constantly, I literally don't answer my phone anymore unless its a number saved in my phone because they call from multiple numbers. I have told them to stop calling numerous times and to remove me from whatever list they have me on.
Bill
6 years ago
Keep calling, I keep ignoring. I have no bad debt and will not entertain calls from people who do not leave messages.
Gregory
6 years ago
Called on Monday, the sixth of November 2017, @9:30 am. Did not say what it was about. Did say they were a collection agency. To the best of my knowledge i don't owe any bad debts!
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