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Whether You Owe The Debt Or Not, We Can Help You!

Has Portfolio Recovery Associates Called From 866-430-0311 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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FREE no-obligation case review.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.


We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.


Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews


also appears as...

  • +1 8664300311
  • 8664300311
  • 1-866-430-0311
  • 866.430.0311
  • 1.866.430.0311
  • 866 430 0311
  • 8664300311
  • +1 (866) 430-0311



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Submitted Comments

1 week ago
They keep harassing my phone. I\'m sure I owe a debt but geesh the early morning and night calls are consistent
4 months ago
866-430-0311. This number calling also have numerous other calls all hours any day. I have considered changing my number. No matter what I say they do not stop
5 months ago
Continued.. majority of monthly payment went to interest and crazy amounts then I refinanced atiwet rate then fell behind after they promised to defer July payment. If I made June\'s payment before June 30which I did then girl got smart and said since I didn\'t call back next day they can\'t help me so try n r Sell it or refinance it so I called santander they denied refinance and the bought my loan back and told me they would have to submit my info for to get-approval as if I was starting a new loan so I\'ve paid them since and they said I have but I took snaps of my accounti can send it to u
6 months ago
Harassing about an old debt
6 months ago
I have been receiving calls non-stop even after disclosing I am not interested. They started calling family meme bees regarding my personal matters. I received yet another call today and asked who I was speaking with, after giving me her name & asking me to confirm my name, asked what this call was in regards to & hung up on me. I called back and asked what the company does and was told that couldn’t be disclosed until I told them my name? The most recent number is +1 (866) 430-0311. Thank you for your time
7 months ago
“Portfolio Recovery “ has been calling all of my family members and boyfriend asking for me and it’s now brought a lot of stress and concern into me trying to figure out how they are getting my families information and they keep calling and harassing.
7 months ago
I received a call from +1 (866) 430-0311, which I\'m told is a debt collection company. I am not familiar with any substantial dent that should be subject to collections and as such do not know why this entity is contacting me, but I am interested in assistance improving my credit if this is a service you are able to provide and/or clean up erroneous information on my credit history.
7 months ago
I\'ve been in the hospital oftenone for the past two month I have no job and i\'m disabled i\'m trying to look
8 months ago
Portfolio recovery has harassed me for a few years now. Over a year ago, I filed a complaint with the Consumer Financial Protection Bureau, and they stopped calling for several months. Over the last few months I\'ve been getting calls from random numbers that come up as a debt collector, but today (and on 7/31) I got a call from 866 430 0311, which I know 100% belongs to portfolio recovery. I\'m not sure how this is possible that they can start calling again after completing the complaint process; I am assuming this is illegal on their part.
10 months ago
I don’t know why Portfolio Recovery is harassing me but they are nonstop and rude. They are the only callers. I can’t even imagine there’s an unpaid debt I owe on that less than 8+ years old.
10 months ago
They have been calling me I changed my number giving me anxiety please contact me by email
12 months ago
They call my phone almost every hour of the day over a debt for ~1000. That I originally built from pay pal, my information was sold to them
1 year ago
This collection company keeps calling and doesn’t leave any messages. I do not ave any accounts that have gone to collections, so I don’t know why they keep calling.
1 year ago
I keep getting a call from portfolio recovery every day to a 813 992 2358 please can you make it stop , thank you

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