Text Us
Skip to content

Whether You Owe The Debt Or Not, We Can Help You!

Has Portfolio Recovery Services Called From 800-654-8818 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

Or fill out the form to claim your
FREE no-obligation case review.

Tell us your story.
We'll make things right.

Form successfully submitted!

We will respond to you at lightning speed. All of your information will be kept confidential.

birds_eye_badge
Super Lawyers Badge
BBB Business Badge
Yelp Badge
Avvo Badge
MMD_badge
2022_badge
naopia_badge
top_one_badge
americas_top100_badge
top_100_badge
elite_badge

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does America’s Consumer Lawyer help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at America’s Consumer Lawyer, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

CALL NOW 888-572-0176
CLAIM FREE CONSULTATION

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to America’s Consumer Lawyer.

Pj Nyc

see all 1756 reviews

800-654-8818

also appears as...

  • +1 8006548818
  • 8006548818
  • 1-800-654-8818
  • 800.654.8818
  • 1.800.654.8818
  • 800 654 8818
  • 8006548818
  • +1 (800) 654-8818
Phones

800-654-8818

800-654-8818

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

Click on your state, learn your rights

CALL NOW (317) 565-6300 Claim Free Consultation

We are listening

We will respond to you at lightning speed. All of your information will be kept confidential.

Form successfully submitted!

Submitted Comments

Tyler
8 months ago
I received a call from portfolio from the number 800-654-8818
sharnette
10 months ago
repossessed car in 2023
Tony
11 months ago
Calls all the time off of different numbers irs getting to harassment level calls even on subways
Cynthia
1 year ago
What # will you be calling from I don\'t answer calls that aren\'t on my contact list
Monique
1 year ago
I keep getting calls from portfolio associates and other debt collectors
Anahi
2 years ago
Hello to whom ever is reading this! I hope your day or night is going well ! I’ve been receiving many phone calls from many debt collectors lately. I’ve actually never answered the calls, I’ve only searched up the numbers and they have come up as debt collectors. I’m really worried and scared because I’m only 16 and I don’t think I’m in debt and would not like to be in it at such a young age. I don’t pay for any subscription or anything like that , so I don’t understand why they keep calling or what I would owe. I’ve spoken to my family about it and they have said to just block the numbers and ignore it , I’m just very fearful that I’m in debt without even knowing , but again I don’t understand what I’d be in debt for. Your help would be greatly appreciated by me and if you can help me get answers thank you so much!

Other numbers used by Portfolio Recovery Services

Instagram Icon
Icon X
Yelp Icon
Mail Icon
LinkedIn Icon
TikTok
Threads

Quick Links

Customer Service

Contact Info

(317) 565-6300

©2026 America’s Consumer Lawyer | Terms and Conditions | Disclaimer | Privacy Policy | Request Access to Your Data