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Whether You Owe The Debt Or Not, We Can Help You!

Has Synchrony Bank Called From 855-844-0114 ?

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Review your credit report

Answer your financial questions

All at ZERO COST to you.

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Tell us your story.
We'll make things right.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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855-844-0114

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855-844-0114

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Submitted Comments

Gary

1 month ago

I keep getting robocalls from 855-844-0114 these are voice recording. Even called me today on Sunday while I\'m trying to rest.

Jennifer

3 months ago

Synchrony Bank is trying to collect a debt for Oregon credit Union Bank I believe. They are constantly blowing up my phone number. I will not pay that because I shouldn\'t have to! I was given a fake check for one of my Pedigree cats. I was unaware that it was fake. I took it to the bank because I wondered if it was too good to be true but they cashed it and handed me the money the same day. I figured if they did that then they must have checked it? I was excited and i could pay some bills I was behind on. A week later OCCU got a hold of me and told me that the check was bad.I filed a police report. Now OCCU wants all the money back.😡 This wasn\'t my fault. Don\'t they check the checks first?That\'s what US Bank does.

Tammy

3 months ago

Multiple calls daily, leaves voice recording but does not leave any information other than the phone number to call back.

Jason

3 months ago

While I am aware I owe the debt in question, this company calls incessantly about 5-7 times daily starting at 8am on the dot, while I’m literally trying to use my phone for Instacart and Uber apps so I can make the money to pay my bills. Finally had enough today, thank you for your help in advance. -Jay

Janna

8 months ago

They close my card a day after I opened it after I bought furniture from rooms to go then when I was making payments on the card for about six months straight it was all going towards some insurance program and not towards my balance and then I filed for unemployment and let them know that I could not pay the day and I tried to go through the proper channels only for them to still be calling harassing and adding more late fees to my balance. But they reported that my account was written off on credit karma and I didn’t give them authorization to report my credit.

william

1 year ago

I get anxiety when they leave me like 80 voice mails

2 years ago

Synchrony Bank has been calling my cell phone seven days a week for months. The call doesn't have an option to talk to someone if you answer, it's a recording to call them back (the debt is several years old and I've been advised to not talk to them). Their voice mail messages constantly fill my voicemail and there seems to be no way to stop them from calling.

Erik

2 years ago

After Synchrony took over Paypal, they have been harassing me non-stop for over a year. My Paypal account was in perfect standing & I owed absolutely nothing. I used Paypal without any problems for over a decade. Synchrony is trying to collect money that I do not owe! They are ruthless & scandalous crooks! They have lowered my once stellar credit score 200 points!! HELP!! EB

Whether You Owe The Debt Or Not, We Can Help You!

Has Synchrony Bank Called From 855-844-0114 ?

All at ZERO COST to you.

Tell us your story.
We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

855-844-0114

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Synchrony Bank

Quick Links

Customer Service

Contact Info

Office Locations

Whether You Owe The Debt Or Not, We Can Help You!

Has Synchrony Bank Called From 855-844-0114 ?

All at ZERO COST to you.

Tell us your story. We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

855-844-0114

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Synchrony Bank

Quick Links

Customer Service

Contact Info

Office Locations

Tell us your story.
We'll make things right.