Submitted Comments
Michael Agruss
4 years ago
Hi JoAnna. I will be in touch to discuss your credit issues and we can discuss how you may be able to remedy this situation so you can get yourself a home and also improve your credit score. We can discuss your options and determine your best course of action. You can also reach my office at 888 572 0176 or michael@agrusslawfirm.com. Thanks and I look forward to speaking with you. Mike
Michael Agruss
4 years ago
Hi JoAnna. I will be in touch to discuss your credit issues and we can discuss how you may be able to remedy this situation so you can get yourself a home and also improve your credit score. We can discuss your options and determine your best course of action. You can also reach my office at 888 572 0176 or michael@agrusslawfirm.com. Thanks and I look forward to speaking with you. Mike
I have a couple of loans and credit cards which got behind due to my having to have emergency tooth surgery in November 2021. It was a $5k expense and I had no savings because I am a twice widowed mother living on one income with no help. I work for the St of IL IDES. I attempted and did make a couple of payments and have kept in contact with all of them and had a perfect pay history until then. They refused to work with me and after 60-120 days late shut all credit cards down at their request which of course plummeted my credit score, this was done not by one but all creditors, no one even contacted me first, it was Wayfair $1300, Kohl’s $2400 and two cards with Synchrony Bank Care Credit $1000 and Home cards$1000. Then continued to report negatively in my reports to mess me up further. On top of this I had two small loans Heights Finance $3100 and Mariner Finance $7000 which are higher interest 36% only because my score was low so no bank would help me and this was due to the fact that I rarely use credit. Heights had a promise to pay but then charged the account off a day before I got there to pay on the day I promised and though I have tools them I am still going to pay it off, one regular payment this month then the balance I am giving them three checks to hold and cash one per month to pay in full, they are being smart mouths and call and leave messages and refuse to call between 12-1pm as I requested during my lunch so I can talk. I am going to be paying Mariner large payments starting this month to get caught up. I can not get a debt consolidation loan due to my score! I also work all the OT I can to help pay all down. My score is now 560. I need someone to help me with this as I was going to buy a house to get out from under the high rent after these and my car were paid off now my credit is ruined and they will not help! Would you work on contingency and help me?
I have a couple of loans and credit cards which got behind due to my having to have emergency tooth surgery in November 2021. It was a $5k expense and I had no savings because I am a twice widowed mother living on one income with no help. I work for the St of IL IDES. I attempted and did make a couple of payments and have kept in contact with all of them and had a perfect pay history until then. They refused to work with me and after 60-120 days late shut all credit cards down at their request which of course plummeted my credit score, this was done not by one but all creditors, no one even contacted me first, it was Wayfair $1300, Kohl’s $2400 and two cards with Synchrony Bank Care Credit $1000 and Home cards$1000. Then continued to report negatively in my reports to mess me up further. On top of this I had two small loans Heights Finance $3100 and Mariner Finance $7000 which are higher interest 36% only because my score was low so no bank would help me and this was due to the fact that I rarely use credit. Heights had a promise to pay but then charged the account off a day before I got there to pay on the day I promised and though I have tools them I am still going to pay it off, one regular payment this month then the balance I am giving them three checks to hold and cash one per month to pay in full, they are being smart mouths and call and leave messages and refuse to call between 12-1pm as I requested during my lunch so I can talk. I am going to be paying Mariner large payments starting this month to get caught up. I can not get a debt consolidation loan due to my score! I also work all the OT I can to help pay all down. My score is now 560. I need someone to help me with this as I was going to buy a house to get out from under the high rent after these and my car were paid off now my credit is ruined and they will not help! Would you work on contingency and help me?
Michael Agruss
5 years ago
Hi Giancarlo. I'm sorry to hear that you're dealing with so many calls. How often are they calling you? Do you have a call log of these calls that you can send over to my office at michael@agrusslawfirm.com? I will review it and give you a call. Thanks, Mike
Michael Agruss
5 years ago
Hello Aaron. Those sound like robocalls and they're quite annoying. Do you have an account with Synchrony Bank? If you do, is the account behind in payments? Let's talk more about this and determine what you should do next. I will give you a call. Thanks, Mike
Michael Agruss
5 years ago
Hi Santos. Have you spoken with the person calling you from that number? Have you spoken with Synchrony Bank to ensure that the calls are legitimately coming from them, or if these could be scam calls? If you'd like help with this, please give me a call at 888-572-0176. Thanks, Mike
I have 3 Synchrony Bank Cards and all my payments are made before the due date. The number I'm told to call is not familiar. Also, I'm given another # 8448302149 with an http address to make payments. That happens 3 to 4 times a week
Michael Agruss
5 years ago
Hi Robert. Have you asked them to stop calling you? You do have that right. If you need assistance in getting the calls to stop, I can help. I will call you and we can discuss how. Thanks, Mike
Michael Agruss
5 years ago
Hi Daniel. How late are they calling? Is it after 9pm? Do you have proof of the number of times they're calling and at the times they're calling you? If you do, please send it over to my office at michael@agrusslawfirm.com. I will review them and then we can discuss your rights. Thanks, Mike
Michael Agruss
5 years ago
Hello Hanh. I'm going to give you a call and we can talk about how to make the harassment stop. Thanks, Mike
Michael Agruss
5 years ago
Hi Robert. I would be happy to discuss how you can get these calls to stop. My office number is 312-224-4695, please call when you have a few moments to discuss your case. Thanks, Mike
Michael Agruss
5 years ago
Hi Jamie. Have you asked Synchrony Bank to stop calling? Have they provided you with written proof of the debt and associated fees? I would suggest you ask for that first. If you need help with this, my law firm can be of assistance. I will give you a call or you can reach me sooner at 312-224-4695. Thanks, Mike
Michael Agruss
5 years ago
Hello Christian. If Synchrony Bank is calling repeatedly, it may be deemed as excessive, which is a violation of the FDCPA. If you need assistance in dealing with these annoying calls, please call my office at 312-224-4695. I will reach out to you as well. Thanks, Mike
Michael Agruss
5 years ago
Hi Mary. Debt collectors can be relentless with their phone calls and they have a variety of tactics they use to get in touch with you, including using multiple phone numbers that appear to be local. If you'd like to find out how to make the calls stop, my law firm would be happy to help you. Please give us a call at 312-224-4695 and we can have a free, no obligation consultation. I look forward to hearing from you. Thanks, Mike
2 of the phone numbers listed here for Synchrony Bank call me around 4 times a day and just hang up whether I answer or not
They call several times a day, all hours of the day, on weekends and from different phone numbers.
They call several times a day every day yet when I went to the website to start a chat - I work on the phone all day at work and cannot make or answer phone calls during business hours and too talked out to make them at night - kept getting the runaround trying to find out why my monthly payment outside of the late fees has increased to double some months and by half other months. There is no consistency to it. If I am late, I pay the fee. I should not have a higher monthly payment in addition to the late fees. When I blocked the call because they hang up and call back again within a few minutes they started not only leaving messages from that number but started using other numbers as well.
1 month over due hassarsing every day
Synchrony Bank keeps calling me constantly. Please make them stop harassing.
I get calls about 10 time a day, from 8 am until late at night regardless of the day of the week.
Called 7 times in the past 2 days
