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Whether You Owe The Debt Or Not, We Can Help You!

Has Total Credit Recovery Called From 416-774-3822 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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FREE no-obligation case review.

Tell us your story.
We'll make things right.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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416-774-3822

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4167743822
1-416-774-3822
416.774.3822
1.416.774.3822
416 774 3822
4167743822
+1 (416) 774-3822

416-774-3822

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

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Submitted Comments

Michael Agruss

2 years ago

Hi Youseff. The law is vague on how many calls constitutes harassment, but I can discuss this with you over the phone in more detail. And if you have a log of the number of times they've called you, you can send it over to my office at [email protected]. I would be happy to review it and we can discuss your options in dealing with them. Thanks, Mike

Michael Agruss

2 years ago

Hi Amanda. I would like to speak with you about the calls you're getting from Total Credit Recovery and the possible case against CAS in Perth County. I will be in touch to get more details. Thanks, Mike

Michael Agruss

2 years ago

Hi Andrew. What times are you getting the calls from Total Credit Recovery? I would like to see a record of the calls, can you send them over to my office at [email protected]? I will look over the calls and then give you a call to discuss your options. Thanks, Mike

Andrew

3 years ago

Yes they call all hours of the day and night they do not leave messages and they're totally rude

Amanda

4 years ago

I have been harrassed by these people for years now. I'm also positive I have a case against the CAS in Perth County for a Mental Anguish Lawsuit. The severe emotional distress has caused permanent trauma I have suffered a psychological injury that was a foreseeable result of another party’s negligence; and The psychological injury is a recognized psychiatric disorder

Youseff

5 years ago

Hello. I been getting calls from ‭+ 4167743822‬ and I see you guys say you'll get me money because of how many times they call me without me paying you guys. I don't know what you mean or the things you need. Just I messed up my credit years ago that's it!

Usha

5 years ago

My name is Usha. I have a credit card that I need to pay but this number 4167743822 is calling me too much. They called my cell my husband's cell and work and my old address and now its like the whole world know about my debt. I dont want to waste anyone's time too i just google the number and found your website. I really dont have the money to pay them but i will pay as my credit is getting affected. I just wanted to know if you guys can help me knowing that i owe the money or it just for people that does not owe anything that you guys help?!

Crystal

5 years ago

Won't stop calling me

Mae

6 years ago

this number is harassing me

Glenda

6 years ago

I keep blocking their numbers...I don't owe them any money. I need to get a lawyer to stop this!

Kelly Sullivan

6 years ago

Sally Hesse

6 years ago

I get a call from this number daily.

Shawn McKay

6 years ago

They are hunting me it feels like. Im afraid to answer phone. They are way too much and need it to stop.

Diane McIntosh

6 years ago

They call me all hrs day and night early and late. They are ruining my life. Stressing me out completely and thats no good for my fragile health because im a double transplant recipient. They wont leave me alone.

Whether You Owe The Debt Or Not, We Can Help You!

Has Total Credit Recovery Called From 416-774-3822 ?

All at ZERO COST to you.

Tell us your story.
We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

416-774-3822

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Total Credit Recovery

Quick Links

Customer Service

Contact Info

Office Locations

Whether You Owe The Debt Or Not, We Can Help You!

Has Total Credit Recovery Called From 416-774-3822 ?

All at ZERO COST to you.

Tell us your story. We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

416-774-3822

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Total Credit Recovery

Quick Links

Customer Service

Contact Info

Office Locations

Tell us your story.
We'll make things right.