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Whether You Owe The Debt Or Not, We Can Help You!

Has Total Credit Recovery Called From 780-409-1322 ?

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Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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We will respond to you at lightning speed. All of your information will be kept confidential.

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

CALL NOW 888-572-0176
CLAIM FREE CONSULTATION

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

780-409-1322

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  • +1 7804091322
  • 7804091322
  • 1-780-409-1322
  • 780.409.1322
  • 1.780.409.1322
  • 780 409 1322
  • 7804091322
  • +1 (780) 409-1322
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780-409-1322

780-409-1322

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

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We will respond to you at lightning speed. All of your information will be kept confidential.

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Submitted Comments

Sean
3 years ago
Keep getting calls from your number. The people won't identify themselves yet ask me for my personal information. This is bad practice. My number is 5877261152 and I'm not providing personal information to people who are actually harrassing my phone number. I've asked a few times to be removed from the list. I'm going to be forwarding your company's info to my own lawyer if the harrassment doesn't stop. I have informed the people that I'm not March or whoever you are looking for. Leave me alone this is a formal request for you to stop harrassing me
Micheal
5 years ago
I have received 10 calls in 1 day 10 out of 10 times nobody was there. the earliest call I got was at 5:45 am
Mikala
5 years ago
I am receiving calls several times a day from ‭780 409 1322‬. They left me a voicemail last week saying that I must call back immediately. I am a 19 years old and I suffer from severe anxiety. For this reason I have not been able to go through with calling them back. I am aware that I do not handle these situations well and that my anxiety will spike, causing me to panic when asked a question, and being unable to get across what I am trying to say. I fear that they will take control of the conversation and use my lack of assertiveness and lack of knowledge about finances against me. I am currently attending an eight week group therapy session, 2 times a week, to work on exactly what I listed above that I struggle with. This situation is causing me great grief and I do not know what to do. I appreciate your time and compassion. Please get back to me when you can. Thank you, Mikala
Brad
5 years ago
They phone ar all hours, even at 7:30 ok the morning
Jason Dunn
5 years ago
This or various other numbers from thenlist above have been calling my phone for what seems like years.... saying I owe money for some account I have never had. Its getting ridiculius....half of the time thrre is not even anyone on the other end when I answer
Brandi
6 years ago
They harass me at home and on my cell!
Brandi
6 years ago
They harass my cell phone and my house phone all the time. They've even started calling me at 7:30 am. I live in Edmonton Alberta.
Brieanne
6 years ago
They keep calling my number, I live in Calgary Alberta.

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Contact Info
312-300-5996
[email protected]
Office Locations

Aurora Office

31 W Downer Pl, Suite 405 Aurora, IL 60506

Chicago Office

4809 N Ravenswood Ave, Suite 419 Chicago, IL 60640

Elmhurst Office

579 W North Ave Suite 201 Elmhurst, IL 60126

Joliet Office

310 N Hammes Ave Suite 301C Joliet, IL 60435

Naperville Office

535 S Washington St, Suite 29 Naperville, IL 60540

Peoria Office

3526 N California Ave Suite 202 Peoria, IL 61603

Oak Brook Office

1301 W 22nd St Suite 711 Oak Brook, IL 60523

Springfield Office

1209 S 4th St Suite C Springfield, IL 62703

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