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Whether You Owe The Debt Or Not, We Can Help You!

Has USSA Called From 866-384-9145 ?

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does America’s Consumer Lawyer help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at America’s Consumer Lawyer, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to America’s Consumer Lawyer.

Pj Nyc

see all 1756 reviews

866-384-9145

also appears as...

  • +1 8663849145
  • 8663849145
  • 1-866-384-9145
  • 866.384.9145
  • 1.866.384.9145
  • 866 384 9145
  • 8663849145
  • +1 (866) 384-9145
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866-384-9145

866-384-9145

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

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Submitted Comments

Michael Agruss
4 years ago
Hi Megan. The statute of limitations will limit how long you can be sued for a debt, but it doesn't erase the debt from existence. Debts are often sold repeatedly to different firms who then try to recoup the money you owe. This can happen indefinitely and follow you for years and years. However, if you're unsure if the debt is legitimate, you can request that they provide proof of the debt to you and if you find that it is inaccurate, you can then dispute it. Let's talk more about the calls you're getting and how you can get them to stop once and for all. I will be in touch, but please feel free to contact me sooner at 312 300 5996. Thanks, Mike
Megan
4 years ago
Hi, I'm getting a call about a debt collection from a similar number (866-384-9143) - I'm not sure if it's the same as Ussa. I called back and had a hard time getting an answer about what the issue was. I was eventually told that they were Cambridge Law Firm, attempting to collect a payment from a Citibank Mastercard in my name that defaulted in 2009. I don't remember having a credit card with Citibank, but they had dates on the card and my social - I'm not sure if it's a scam or someone opened it under my name. When I asked about the statute of limitations passing (I live in SC, so it looks like the SOL is three years), the person I spoke with said that that didn't matter because Citi wasn't charging interest. I'm pretty sure that's not true, but I'm not certain. I've worked hard to have a good credit score, so I'm not sure what to do. The sites I've read online say that even a reduced payment will put this on my credit report, so if it was a case of stolen identity, it will bring my score down. I found this site while trying to find more information on the phone number, and thought it might be worth asking in case. Thank you! Megan

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