Do you think American Guardian Warranty Services is not playing fair? You have rights under the law and we can help you at no cost to you. UDAAP is an acronym representing laws that prohibit Unfair, Deceptive, or Abusive Acts or Practices in the context of trade or business.
THE BEST PART IS…
If American Guardian Warranty Services violated the law, you may be entitled to money damages and American Guardian Warranty Services will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 312-300-5996 for a free consultation.
What is American Guardian Warranty Services?
American Guardian Warranty Services, founded in 1998, is a part of the American Guardian Group of Companies. The company has a total of 150 employees across all locations and has accumulated $25.84 million in sales. The company works with more than 4,000 dealers across the U.S and Canada.
American Guardian Warranty Services provides vehicle service contracts, limited warranties, and F&I products and services like vehicle service contracts, extended leases on wear-and-tear, as well as GAP Protection, tire and wheel protection, and more.
American Guardian Warranty’s Services Address, Phone Number, and Contact Information
Store Location
4450 Weaver Pkwy,
Warrenville, IL 60555
+1 800-579-2233
Monday – Friday: 8am – 6pm
Saturday & Sunday: Closed
Consistent Coverage Denial
One of the primary complaints against American Guardian Warranty Services is their refusal to pay for car parts supposedly covered under their warranties. Numerous customers have complained about the company requiring their vehicles to be dismantled only to be refused coverage for every part or service clearly needed as advised and endorsed by professional mechanics.
Confusing Contracts
American Guardian Warranty Services has some of the most confusing terms in their agreements. The company advertises a day-one coverage warranty, which according to some of its own dealers, is a racket as the warranties would normally kick in within 7 to 14 days upon purchase. This has rendered many clients vulnerable due to the gaps in their coverage. Misleading Coverages Customers have reported signing contracts with American Guardian Warranty Services for specific items supposedly covered under their terms but were, ultimately, met with denied claims. According to statements, customers have had to pay higher dues to secure their contracts only to be left disappointed and having to fund their needs out-of-pocket.
Poor Customer Service
Reviews have depicted American Guardian Warranty Services’ hotlines as unresponsive to emergency calls from customers, especially to those asking for help due to car breakdowns. Their customer service has, reportedly, told consumers that the company won’t pay for damages, pinning responsibility for the required repairs on almost all of their clients. This is despite mechanics backing up customers and verifying with American Guardian Warranty Services’ agents that the damages were not due to the customers’ doing. The representatives’ false accusations against its policyholders have resulted in the company refusing coverage for numerous claims.
Unfortunately, these complaints are just the beginning for American Guardian Warranty Services. Between consistent coverage denial, customer service issues, misleading contracts, and other contract issues, American Guardian Warranty Services customers are left wondering what options they have regarding their consumer rights.
We Fix Complaints When Customer Service Won’t
Has American Guardian Warranty Services used misleading sales tactics? Have you received poor service? Do you have complaints with billing? Do you want customer service at American Guardian Warranty Services to listen?
A lot of American Guardian Warranty Services Corporation customers aren’t happy with their service and the Better Business Bureau lists 45 customer complaints against the company in the past three years, including complaints for billing and collections practices, problems with a service/product, advertising and sales, among others.
If your complaints haven’t been heard, we can help. At America’s Consumer Lawyer we help customers who have been mistreated by big companies–much like American Guardian Warranty Services–and we turn your complaints into resolutions!
We’ll not only file your legal demands with American Guardian Warranty Services, we’ll negotiate with the company. If your claim isn’t resolved through these negotiations, we’ll work through the legal process that is outlined in your American Guardian Warranty Services contract, which is typically arbitration.
America’s Consumer Lawyer gets results–including zero balances, refunds, and other compensation.
Here’s How to Make Big Companies Listen
It can be frustrating when you rely on a service and don’t get the results you’ve paid for. Big companies make mistakes every day and not only is it their fault, but it can also cost you money, time, and leave you with big headaches.
Have you tried calling American Guardian Warranty Services to address an issue, only to be told that the representative has no authority to do so? Or maybe you’ve tried talking to someone higher up in the company, only to be ignored, dismissed, or they take too long, continuing to waste your precious time. Maybe you’ve sent an email to the company which only resulted in a prefabricated response or they never follow through with what they’ve promised.
When you’re limited in your choices for service providers or you’re locked into a contract, what can you do?
Fortunately, you do have options.
Use Arbitration to Settle Your Complaint
Most companies like American Guardian Warranty Services have an arbitration clause in their contracts to prevent being taken to court for traditional litigation. This is actually an advantage for the consumer. When you request an arbitration hearing, an independent third party (the arbitrator) with knowledge of the type of situation involved will listen to the facts from both sides and make an impartial, binding decision. American Guardian Warranty Services will have to do a lot of work and there is no guarantee that they will have a successful outcome.
Arbitration is Fast, Inexpensive, and Private
Arbitration with American Guardian Warranty Services is conducted through the American Arbitration Association (AAA). According to the AAA Consumer Due Process Protocol, arbitration through AAA will comply with their Statement of Principles, which includes:
- The process is fundamentally fair – All parties are entitled to qualified, competent, impartial arbitrators who will conduct a fair hearing.
- You get access to all relevant information – This includes reasonable costs, confidentiality, reasonable time limits, and meeting times and/or locations that are agreeable to both parties.
- Transparency – AAA provides clear arbitration agreements and the ability for each side to hire their own representation.
- Just process – Arbitration allows the arbitrator to award the same relief as traditional litigation in a binding decision.
- Alternative to arbitration – Mediation and the ability to take the case to small claims court should be available in some cases.
Arbitration Gives you Control and Leverage
When American Guardian Warranty Services is alerted that you plan to pursue arbitration, they know it will cost them money out of pocket. Not only do they run the risk of losing the case, but they will also pay for their mistake(s) and the arbitration itself. This gives you more leverage with your demands.
If American Guardian Warranty Services doesn’t meet those demands and you have a real complaint, America’s Consumer Lawyer can help by representing you in arbitration where you will get a fair, just, and transparent hearing.
Control and Leverage Triggers Faster Settlements
Large companies like American Guardian Warranty Services don’t like the uncertainty and loss of control that comes with arbitration. Not only do they lose the advantage in the situation, but you’re also on equal footing with them in the eyes of arbitration.
The first step in taking on American Guardian Warranty Services is to formally raise your complaint. The lawyers at America’s Consumer Lawyer can help you to do so. We will send a letter of demands to the corporate offices of American Guardian Warranty Services, letting them know that you’re ready to begin arbitration if a satisfactory resolution is not achieved. Typically, this is 30 days, but it will depend on your specific contract with American Guardian Warranty Services.
Approximately 50% of cases will settle before proceeding to an arbitration hearing during this time. However, if American Guardian Warranty Services doesn’t offer a reasonable settlement within the appropriate time frame, the next step would be filing a case with AAA. America’s Consumer Lawyer will not only put together the necessary paperwork for arbitration, but we will also help you take the next steps in the arbitration process.
UDAAP and Arbitration
UDAAP is an acronym representing laws that prohibit Unfair, Deceptive, or Abusive Acts or Practices in the context of trade or business. This includes misrepresentation, deception, false advertising, or false promises. These laws emerged following the Dodd-Frank Wall Street Reform and Consumer Protection Act that was enacted in response to the 2008 financial crisis. The ultimate goal with these laws is geared towards protecting consumers involved in financial transactions, educating consumers on their rights, and allowing them access to information and resources to best inform their decisions.
UDAAP laws are regulated by two organizations, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC). The FTC expanded the initial UDAAP laws in 2004 to include unfair and deceptive acts and practices. Some standards for unfairness, in particular, include if it causes or is likely to cause substantial injury to consumers, the injury is not reasonably avoidable by consumers, and the injury is not outweighed by countervailing benefits to consumers or to competition.
Every state has UDAAP laws, which can vary widely. However, the lawyers at America’s Consumer Lawyer understand these laws and can use them to get compensation for deceptive practices, representing consumers throughout the country in cases of arbitration at no cost to them. The company will not only pay the consumer, but they will also pay my fees as well. The consumer will never pay me a cent.
If you’re dealing with an issue with American Guardian Warranty Services, you might try filing a complaint with the BBB or the customer service team with American Guardian Warranty Services. Unfortunately, these avenues won’t always lead to a successful resolution for you, the customer. Instead, you may want to consider an experienced arbitration lawyer to take on your case.
Arbitration is a very useful tool for resolving disputes, and America’s Consumer Lawyer can help. With our expert guidance, we bring the big companies to the table and provide the support needed to get your bills corrected, credit reports fixed, improper fees refunded, and more. Let us pick up the sword for you; you have nothing to lose.
How Do I File a Complaint Against American Guardian Warranty Services?
We will use your state’s UDAAP law to file a complaint in Arbitration on your behalf at no cost to you. UDAAP laws include misrepresentation, deception, false advertising, or false promises. Under your state’s UDAAP law, you are likely entitled to money damages for your actual damages. Plus, the other side will pay our fees and costs. You will not pay us a penny. These laws emerged following the Dodd-Frank Wall Street Reform and Consumer Protection Act that was enacted in response to the 2008 financial crisis. The ultimate goal with these laws is geared towards protecting consumers involved in financial transactions, educating consumers on their rights, and allowing them access to information and resources to best inform their decisions.
People, First
We are proud to serve consumers in arbitration cases. We see you as a person, not just a client – and that makes us better at the work we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at America’s Consumer Lawyer, we put People, First.
Share Your Complaints Below Against American Guardian Warranty Services
We encourage you to post your complaints about American Guardian Warranty Services. Sharing your complaints against this big company can help other consumers understand what to do when they have problems with this company. Sharing your experience may help someone else!
