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Do you think Americor Funding, Inc. is not playing fair? You have rights under the law and we can help you at no cost to you. UDAAP is an acronym representing laws that prohibit Unfair, Deceptive, or Abusive Acts or Practices in the context of trade or business.


If Americor Funding, Inc. violated the law, you may be entitled to money damages and Americor Funding, Inc. will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 312-300-5996 for a free consultation.

What is Americor Funding, Inc.?

Americor Funding, Inc. is a financial technology company providing credit, debit, and lending solutions to clients. The company has more than 400 employees in the 30 states it serves.

Americor Funding, Inc. is accredited by Better Business Bureau (BBB), the American Fair Credit Council (AFCC), and the International Association of Professional Debt Arbitrators (IAPDA). The company offers relief solutions like debt settlement, consolidation loan, counseling/debt management bankruptcy.

Americor Funding, Inc. Address, Phone Number, and Contact Information

Store Location
18200 Von Karman Ave 6th floor
Irvine, CA 92612

Monday – Friday: 8am – 5pm CT
Saturday & Sunday: Closed

Billing Inaccuracies

A major complaint against Americor Funding, Inc. is regarding their erroneous billings. According to complaints, the company’s employees have failed to explain rates for their requested loans, posing grave dilemmas for the clients. Aside from this, consumers were also frustrated with the overbilling and unauthorized charges to their accounts. These practices effectively dropped some of the consumers’ credit scores.

False Advertising

Americor Funding, Inc. also allegedly advertised a specific loan but had later offered a different kind. According to complaints, the company has sent pre-approved debt consolidation loan offers to applicants. When said clients have applied for the advertised loans, they were contacted by agents only to be offered a different kind of plan.

Poor Customer Service

Customers have reported Americor Funding, Inc.’s employees failings in handling service issues. Some consumers have cited engaging with agents who refused to speak to them, hanging up on them, or leaving them waiting in the line. Additionally, Americor Funding, Inc. reportedly deactivated its customer service email address leaving consumers with fewer means of reaching their lines. Unfortunately, these complaints are just the beginning for Americor Funding, Inc. Between customer service issues, false advertising, billing inaccuracies, and

We Fix Complaints When Customer Service Won’t

Has Americor Funding, Inc. used misleading sales tactics? Have you received poor service? Do you have complaints with billing? Do you want customer service at Americor Funding, Inc. to listen?

A lot of Americor Funding, Inc. Corporation customers aren’t happy with their service and the Better Business Bureau lists 134 customer complaints against the company in the past three years, including complaints for billing and collections practices, problems with a service/product, advertising and sales, among others.  

If your complaints haven’t been heard, we can help. At Mike Agruss Law we help customers who have been mistreated by big companies–much like Americor Funding, Inc.–and we turn your complaints into resolutions!

We’ll not only file your legal demands with Americor Funding, Inc., we’ll negotiate with the company. If your claim isn’t resolved through these negotiations, we’ll work through the legal process that is outlined in your Americor Funding, Inc. contract, which is typically arbitration. 

Mike Agruss Law gets results–including zero balances, refunds, and other compensation. 

Here’s How to Make Big Companies Listen

It can be frustrating when you rely on a service and don’t get the results you’ve paid for. Big companies make mistakes every day and not only is it their fault, but it can also cost you money, time, and leave you with big headaches.

Have you tried calling Americor Funding, Inc. to address an issue, only to be told that the representative has no authority to do so? Or maybe you’ve tried talking to someone higher up in the company, only to be ignored, dismissed, or they take too long, continuing to waste your precious time. Maybe you’ve sent an email to the company which only resulted in a prefabricated response or they never follow through with what they’ve promised. 

When you’re limited in your choices for service providers or you’re locked into a contract, what can you do?

Fortunately, you do have options. 

Use Arbitration to Settle Your Complaint

Most companies like Americor Funding, Inc. have an arbitration clause in their contracts to prevent being taken to court for traditional litigation. This is actually an advantage for the consumer. When you request an arbitration hearing, an independent third-party (the arbitrator) with knowledge of the type of situation involved will listen to the facts from both sides and make an impartial, binding decision. Americor Funding, Inc. will have to do a lot of work and there is no guarantee that they will have a successful outcome. 

Arbitration is Fast, Inexpensive, and Private

Arbitration with Americor Funding, Inc. is conducted through the American Arbitration Association (AAA). According to the AAA Consumer Due Process Protocol, arbitration through AAA will comply with their Statement of Principles, which includes:

  • The process is fundamentally fair – All parties are entitled to qualified, competent, impartial arbitrators who will conduct a fair hearing.
  • You get access to all relevant information – This includes reasonable costs, confidentiality, reasonable time limits, and meeting times and/or locations that are agreeable to both parties.
  • Transparency – AAA provides clear arbitration agreements and the ability for each side to hire their own representation.
  • Just process – Arbitration allows the arbitrator to award the same relief as traditional litigation in a binding decision.
  • Alternative to arbitration – Mediation and the ability to take the case to small claims court should be available in some cases.

Arbitration Gives you Control and Leverage

When Americor Funding, Inc. is alerted that you plan to pursue arbitration, they know it will cost them money out of pocket. Not only do they run the risk of losing the case, but they will also pay for their mistake(s) and the arbitration itself. This gives you more leverage with your demands. 

If Americor Funding, Inc. doesn’t meet those demands and you have a real complaint, Mike Agruss Law can help by representing you in arbitration where you will get a fair, just, and transparent hearing.

Control and Leverage Triggers Faster Settlements

Large companies like Americor Funding, Inc. don’t like the uncertainty and loss of control that comes with arbitration. Not only do they lose the advantage in the situation, but you’re also on equal footing with them in the eyes of arbitration.

The first step in taking on Americor Funding, Inc. is to formally raise your complaint. The lawyers at Mike Agruss Law can help you to do so. We will send a letter of demands to the corporate offices of Americor Funding, Inc., letting them know that you’re ready to begin arbitration if a satisfactory resolution is not achieved. Typically, this is 30 days, but it will depend on your specific contract with Americor Funding, Inc.

Approximately 50% of cases will settle before proceeding to an arbitration hearing during this time. However, if Americor Funding, Inc. doesn’t offer a reasonable settlement within the appropriate time frame, the next step would be filing a case with AAA. Mike Agruss Law will not only put together the necessary paperwork for arbitration, but we will also help you take the next steps in the arbitration process. 

UDAAP and Arbitration

UDAAP is an acronym representing laws that prohibit Unfair, Deceptive, or Abusive Acts or Practices in the context of trade or business. This includes misrepresentation, deception, false advertising, or false promises. These laws emerged following the Dodd-Frank Wall Street Reform and Consumer Protection Act that was enacted in response to the 2008 financial crisis. The ultimate goal with these laws is geared towards protecting consumers involved in financial transactions, educating consumers on their rights, and allowing them access to information and resources to best inform their decisions.

UDAAP laws are regulated by two organizations, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC). The FTC expanded the initial UDAAP laws in 2004 to include unfair and deceptive acts and practices. Some standards for unfairness, in particular, include if it causes or is likely to cause substantial injury to consumers, the injury is not reasonably avoidable by consumers, and the injury is not outweighed by countervailing benefits to consumers or to competition.

Every state has UDAAP laws, which can vary widely. However, the lawyers at Mike Agruss Law understand these laws and can use them to get compensation for deceptive practices, representing consumers throughout the country in cases of arbitration at no cost to them. The company will not only pay the consumer, but they will also pay my fees as well. The consumer will never pay me a cent.

If you’re dealing with an issue with Americor Funding, Inc., you might try filing a complaint with the BBB or the customer service team with Americor Funding, Inc. Unfortunately, these avenues won’t always lead to a successful resolution for you, the customer. Instead, you may want to consider an experienced arbitration lawyer to take on your case.

Arbitration is a very useful tool for resolving disputes, and Mike Agruss Law can help. With our expert guidance, we bring the big companies to the table and provide the support needed to get your bills corrected, credit reports fixed, improper fees refunded, and more. Let us pick up the sword for you; you have nothing to lose.

How Do I File a Complaint Against Americor Funding, Inc.?

We will use your state’s UDAAP law to file a complaint in Arbitration on your behalf at no cost to you.  UDAAP laws include misrepresentation, deception, false advertising, or false promises.  Under your state’s UDAAP law, you are likely entitled to money damages for your actual damages.  Plus, the other side will pay our fees and costs.  You will not pay us a penny.  These laws emerged following the Dodd-Frank Wall Street Reform and Consumer Protection Act that was enacted in response to the 2008 financial crisis. The ultimate goal with these laws is geared towards protecting consumers involved in financial transactions, educating consumers on their rights, and allowing them access to information and resources to best inform their decisions.

People, First

We are proud to serve consumers in arbitration cases. We see you as a person, not just a client – and that makes us better at the work we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at Mike Agruss Law, we put People, First.

Share Your Complaints Below Against Americor Funding, Inc.

We encourage you to post your complaints about Americor Funding, Inc. Sharing your complaints against this big company can help other consumers understand what to do when they have problems with this company. Sharing your experience may help someone else!

We are listening

We will respond to you at lightning speed. All of your information will be kept confidential.

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Submitted Comments

2 months ago
We have been given the complete runaround and blatantly lied to for a year on one account which resulted in Discover winning a lawsuit against me. Law firm representing the company is now setting for less than judgment awarded AND confirmed that Americor NEVER made contact with them to start negotiating. 😡😡😡🤬🤬🤬 Now I’m having to take money out of my very small retirement savings to take care of this.
2 months ago
They stated we could settle debt within october 2022 and the amount now is 36000. When we paid the settlement amount. This is for my parents thats in their 80s and they are straight scamming .
3 months ago
Americor has lagged on my accounts so much that some of my accounts “settled” for more than they were originally ,they took forever to respond to my request and when they did it was never the same person im in such a hole right now and am desperate for help both my husband and i are affected out plans to buy a home went down the drain
3 months ago
Americor is an absolute scam. I signed up with Americor after a high pressure sales job promising an automatic debt consolidation loan after 6 months of on time payments. I made double payments (bi-weekly) and found out it was a lie. Worse still? None of my original creditors were ever paid a dime—Americor took my money and pocketed it all. And when I caught them and closed the account Americor took the remaining $500 they promised to refund. This is fraudulent, and Americor should be shut down.
4 months ago
Americor destroyed me they clame they settle for 50% or less and have not came close most stuff is 70%+ also they have let stuff go to collections and refuse to uphold their end of the bargin!
4 months ago
Americor was sent a letter that I would be sued by one of my creditor which they informed me if I received any correspondence by creditors to send them and when I did they did nothing for me and now my wages have been garnished and when I came them they just said that they dropped the ball and there was nothing they could do. I feel that they should be responsible of paying that debt that they have caused me more stress and anxiety
5 months ago
Americor has put me in more debt that I was before and ruined my credit. The payments are still ridiculously high monthly. I went thru the program and on my account it shows you’ve paid off this much so far. So you are seeing progress which is great. Then after a year I took the loan. I asked what happens to everything I have already paid once I take the loan. The representative was silent. When I asked again she said that would be returned to me at the end of my loan once it’s paid off. Truth is, that was all of the attorney and lawyers fees from getting my debt paid down. No money returned. They hide information. I actually took out a HELOC to pay off their loan since interest and payments were so high. Fast forward to tax season. They fail to tell you that you have to pay taxes on what debt was discharged. So I now owe taxes. It’s like the gift that keeps on giving, but in a terrible way. I feel they owe me money for making my life miserable the last two years.
5 months ago
I am about 11 months into the program with Americor and everything I was told from the beginning seems to have been a lie, I was told I would have an option of a loan after 10 months of on time payments which I did now the loan they offered me is at 25% interest rate and they actually are telling me now I do not even qualify for the loan so now my credit is ruined, which it was near perfect with payment history before I started the program and I can’t get relief anywhere else because of my credit tanking. Don’t know what else to do at this point
7 months ago
Hello, I\'ve recently had a terrible experience with a company named \"Americor.\" The company persuaded me to join their program with false advertisement and actually really damaged my credit. I\'m wondering about my rights with regard to their dishonest practices. I was not a good candidate for this program, and they\'ve only done harm to me as well as deceived creditors.
8 months ago
I believe Americor is engaging in deceptive business practices. Please let me know if you\'d like to discuss.
10 months ago
I’m an Americor client and have been been since 2/21. I signed up to settle 3 accounts, Chase, Discovery and American Express. Chase settled first and was the only one that did with what they advertised as. My Discovery account was 6000 and I was paying them 600/ month when I signed with Americor. When Chase settled I still payed $258 a month thinking the Discovery account was being negotiated with and that would settle for almost half based on what they were showing me on my portal. Then I got served by Discovery over my account and I reached out to Americor during that time with little to no response as to what was going on. Because of a lawsuit with Discovery the amount settled for 4854 which was more than I was led to believe. So I had to make 10 payments of 600 to have $6000 to settle Discovery which included Americor’s fee. The amount equaled what I owed in the first place and the monthly payments were the same at 600/month as when I first contacted Americor. They explained later that Discovery does not negotiate well as other companies something which they certainly failed to mention when I first signed up. The 600/month payment ended last September and I have been making $258/month since. Now my account balance is $832 and it seems several hundred dollars are missing.. They are telling me American Express is left original balance of $846 possible negotiation of $423 very much like the BS I got about Discovery. I just called them wanting to know why they want another $258 which will put my access over 1000 more than my original balance with American Express in the first place and I told them I wasn’t happy with what was going on or the lack of with negotiation with American Express. I will be so happy to end this with Americor and yes I feel they have false advertising and questionable billing.
12 months ago
I was an Americor employe from October 2018 - Aug 2020. I then rejoined the company earlier this year. I was an employee from 04/18/2022 - 07/09/2022. I was fired from my position and I strongly feel that it was a retaliation. Allow me to elaborate on the scenario. I went through training when I started in April, training lasted approximately a month. After training, each member in training was then assigned to a sales team. I was assigned to a sales Manager by the name of Colleen Barrett. Because of my prior experience with the company just a couple of years prior, the leadership team allowed me to work remotely from home. As I transitioned into my role. I quickly came to the conclusion that my manager and I did not see eye to eye on many subjects regarding that are work related. I felt clear tension between the two of us. She was very condescending, aggressive, and made me feel very unworthy. She threaten to take away the luxury of working from home if I was putting in enough production. She would repeatedly would message me instructing me to log into our queue system to take calls. She required me to have 7 hours of talk time throughout my shift and no more than 2 hours of pause time, I was threatened with disciplinary actions and threatened to take away my ability to work remotely from home. This was almost a daily basis thing. I had a scenario where my daughter had a softball game and I wanted to be there for my daughter. I had already completed my 8 hour mandatory shift, but out of courtesy I decided to let her know I wasn’t going to be working for the rest of the day so I can be at my daughter softball game. She told me word for word “Work comes before your family” / I was lost for words at this point. So I can’t recite word for word on what she followed up on after that statement, but essentially she told me that I need to get my priorities together and work more. I was very insulted by the fact that she told me that I should be putting work before my family. I responded and told her that my family comes before anything and everything, including this job. I made her aware that I wasn’t going to be willing to work 12-14 hour shifts, and that work life balance was very important to me. She didn’t like that at all. From that day one, I felt that I was being harassed by her almost daily, telling me to log in to the queue constantly and asking why I haven’t put in and deals for the day. Ultimately, I felt the environment she created for me was extremely toxic, gave me anxiety and made me feel very unworthy and depressed. About a week or two later, I had a meeting with her and her direct supervisor, Omar Oazza (not sure if im spelling the last name right. Anyhow it was a zoom conference meeting. It started casual and they were asking about my production and a few other work related topics. I then decided to open up on how I felt about how I was being treated. I asked them if this was an open conversation and if I could give some insight as to how I felt about my work environment. I proceeded to tell both of them, that this is by far the most toxic environment I’ve ever been apart of, I told Colleen directly and softly, you are by far the most condescending, negative, aggressive manager I have ever come across. I told her this whole alpha personality you have going on, I do not appreciate at all. I’m absolutely miserable here. You guys treat us like slaves. Our production is never enough to satisfy you. I mentioned a few other things that I cannot remember off the top of my head. However, a week later I was written up for a phone call I had with a client of mine for a statement I made during our phone call. If the phone call recording is something we can gain, I can prove that the statement was taken out of context and used a tool to write me up. With our debt settlement service, clients debts need to go into a delinquent status for a period of time, generally 4-6 months. This particular client I was speaking to was already about 5-6 months behind. So I explained to the client that the accounts are essentially already eligible to be settled because the had already missed several payments. She stated to me she was going to have a large lump sum of cash coming in the following week and that she wanted to use that to settle her debts and just pay them off in one lump sum payment rather than our traditional term payment plans we provide. So then I said, if that’s the case we can pretty much reach out to your creditors next week and settle those accounts for you very quickly. She had a couple of questions. After her questions, I then proceeded to tell her that we can settle the accounts pretty quickly because they’re already so far behind in payments, but in order for us to get those settlements in place she would need to make that one large lump sum payment into her trust account first and then we can reach out and settle the accounts for her since they’re already so far behind in payments and we’ll have all the necessary funds available to pay them off in one lump sum. I was written up for this phone call because I stated to the client “we can pretty much reach out to your creditors next week and settle your accounts”. But clearly that was taken out of context because I explained to her the reason why we would be able to do that is because the accounts are already so far behind and she’s planning on making one large lump sum payment the following week. I told her once she makes the payment, we can then reach out to her creditors to settle those accounts. Until then, we can’t do much. Again, I was written up for that specific statement. I tried to debate the write up with my manager. And she very sympathetically said, just sign it dude it’s not a big deal.. it’s not the end of the world. She said, I got written up when I first started too. Just sign it and let’s move on from it. A week later, I was pulled into a conference meeting and was notified that I was being let go from the company. For breaking company policy, regarding that statement and for being clocking in after my scheduled shift date. Which there was never a scheduled shift date on paper, when I started working from home, my manager asked me what time I was going to start working my shifts, I told her around 7-8am. I’ll admit that some days I started around 830 or even a little later… but almost all the sales reps within the company start their shift late, and they don’t get penalized. So I feel that this was a clear retaliation for me speaking on how I really felt about how she was managing me and our team. I now work for another company and 3 employees that were at Americor quit from there and came to the company I’m at now for the very similar reasons I’ve described above. She creates an extremely toxic environment for her employees. Not only that, my fiancé was pregnant at the time and management was very well aware of this. I was let go on 07/09/2022 and my son was born on 08/09/2022. Losing that source of income put me and my family in a very bad position. My fiancé wasn’t working, she was on bed rest due to her pregnancy, I was the only one bringing in income. So when they fired me, we had ZERO income coming in to prep for the arrival of our baby boy. I feel very strongly about this experience I had with this company, that manager in particular, Colleen Barrett. Thank you for taking the time to hear my story. Please do let me know if whether or not I have a case here. Thank you again and god bless.