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Whether You Owe The Debt Or Not, We Can Help You!

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

CALL NOW 888-572-0176
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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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800-483-1963

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800-483-1963

800-483-1963

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

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Submitted Comments

Michael Agruss
3 years ago
Hi Barbara. Debt collectors are permitted to contact friends and family in an attempt to secure accurate contact information for the consumer they are looking for. Did they divulge any personal information about your son to his siblings? If they did, they could be in violation of the law. We can discuss this further when I give you a call. Thanks, Mike
Barbara
3 years ago
A collection agency requesting a call back to Jessica at 877-483-0159, referencing case #DA 432115, called my daughter on her cell phone and left a message and also texted my son on his cell phone, about their brother who is psychologically disabled an on SSI. My son, who they were calling about is Trevor Clark. This is unacceptable, unconscionable and constitutes invasion of privacy as well as harassment. I have no idea how they got his sister's and brother's cell phone numbers. I have not called them to find out who they are because I don't want to jeopardize my handicapped son's legal rights against them. I intend to file a formal complaint with the office of the state attorney general.

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Contact Info
312-300-5996
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Office Locations

Aurora Office

31 W Downer Pl, Suite 405 Aurora, IL 60506

Chicago Office

4809 N Ravenswood Ave, Suite 419 Chicago, IL 60640

Elmhurst Office

579 W North Ave Suite 201 Elmhurst, IL 60126

Joliet Office

310 N Hammes Ave Suite 301C Joliet, IL 60435

Naperville Office

535 S Washington St, Suite 29 Naperville, IL 60540

Peoria Office

3526 N California Ave Suite 202 Peoria, IL 61603

Oak Brook Office

1301 W 22nd St Suite 711 Oak Brook, IL 60523

Springfield Office

1209 S 4th St Suite C Springfield, IL 62703

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