Do you think Experian Information Solutions, Inc. is not playing fair? You have rights under the law and we can help you at no cost to you. UDAAP is an acronym representing laws that prohibit Unfair, Deceptive, or Abusive Acts or Practices in the context of trade or business.
THE BEST PART IS…
If Experian Information Solutions, Inc. violated the law, you may be entitled to money damages and Experian Information Solutions, Inc. will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 312-300-5996 for a free consultation.
What is Experian Information Solutions, Inc.?
Experian Information Solutions, Inc., commonly known as Experian, is one of the three credit reporting agencies in the US along with TransUnion and Equifax. Experian has over 17,800 employees in 45 countries.
Experian Information Solutions, Inc. claims to maintain information for over 40 million businesses and 300 million people. The company is a constituent of the FTSE 100 Index and was named as part of “World’s Most Innovative Companies” by Forbes Magazine for five years in the running as of 2018.
Experian Information Solutions, Inc. Address, Phone Number, and Contact Information
North America Headquarters
475 Anton Blvd.
Costa Mesa, CA 92626
Monday – Friday: 8am-5pm
Saturday & Sunday: Closed
Numerous complaints against Experian Information Solutions, Inc. reported fraudulent account information and credit. Per the BBB complaints, Experian has apparently been recording false information and debt, certifying such as legitimate data. As a result, consumers detailed receiving incredibly lowered credit scores for hard inquiries they didn’t authorize.
Consequent to the erroneous information and debts Experian Information Solutions, Inc. has been reporting, consumers’ credit scores have been taken a significant dip. Even with almost identical reports from TransUnion and Equifax, Experian has reportedly been difficult to deal with when it came to correcting their errors.
Other reports narrated getting harassed over the phone by offshore agents supposedly with information from Experian. The said calls were apparently enticing consumers to get loans to pay for their listed debts with Experian. After being blocked, the callers apparently used other numbers to keep contacting consumers repeatedly.
Lousy Customer Service
On top of Experian’s faulty data collection and reporting, consumers reported having difficulties reaching the credit reporting agency’s communication lines. This has made correcting their files nearly impossible. When consumers did get through Experian’s line, the agency’s representatives were reportedly unhelpful.
Unfortunately, inaccurate information, false reporting, harassing calls, and poor customer relations complaints are just the beginning for Experian Information Solutions, Inc. The agency’s customers are left wondering what options they have regarding their consumer rights.
We Fix Complaints When Customer Service Won’t
Has Experian Information Solutions, Inc. used misleading sales tactics? Have you received poor service? Do you have complaints with billing? Do you want customer service at Experian Information Solutions, Inc. to listen?
A lot of Experian Information Solutions, Inc. Corporation customers aren’t happy with their service and the Better Business Bureau lists 2,805 customer complaints against the company in the past three years, including complaints for billing and collections practices, problems with a service/product, advertising and sales, among others.
If your complaints haven’t been heard, we can help. At Mike Agruss Law we help customers who have been mistreated by big companies–much like Experian Information Solutions, Inc.–and we turn your complaints into resolutions!
We’ll not only file your legal demands with Experian Information Solutions, Inc., we’ll negotiate with the company. If your claim isn’t resolved through these negotiations, we’ll work through the legal process that is outlined in your Experian Information Solutions, Inc. contract, which is typically arbitration.
Mike Agruss Law gets results–including zero balances, refunds, and other compensation.
Here’s How to Make Big Companies Listen
It can be frustrating when you rely on a service and don’t get the results you’ve paid for. Big companies make mistakes every day and not only is it their fault, but it can also cost you money, time, and leave you with big headaches.
Have you tried calling Experian Information Solutions, Inc. to address an issue, only to be told that the representative has no authority to do so? Or maybe you’ve tried talking to someone higher up in the company, only to be ignored, dismissed, or they take too long, continuing to waste your precious time. Maybe you’ve sent an email to the company which only resulted in a prefabricated response or they never follow through with what they’ve promised.
When you’re limited in your choices for service providers or you’re locked into a contract, what can you do?
Fortunately, you do have options.
Use Arbitration to Settle Your Complaint
Most companies like Experian Information Solutions, Inc. have an arbitration clause in their contracts to prevent being taken to court for traditional litigation. This is actually an advantage for the consumer. When you request an arbitration hearing, an independent third party (the arbitrator) with knowledge of the type of situation involved will listen to the facts from both sides and make an impartial, binding decision. Experian Information Solutions, Inc. will have to do a lot of work and there is no guarantee that they will have a successful outcome.
Arbitration is Fast, Inexpensive, and Private
Arbitration with Experian Information Solutions, Inc. is conducted through the American Arbitration Association (AAA). According to the AAA Consumer Due Process Protocol, arbitration through AAA will comply with their Statement of Principles, which includes:
- The process is fundamentally fair – All parties are entitled to qualified, competent, impartial arbitrators who will conduct a fair hearing.
- You get access to all relevant information – This includes reasonable costs, confidentiality, reasonable time limits, and meeting times and/or locations that are agreeable to both parties.
- Transparency – AAA provides clear arbitration agreements and the ability for each side to hire their own representation.
- Just process – Arbitration allows the arbitrator to award the same relief as traditional litigation in a binding decision.
- Alternative to arbitration – Mediation and the ability to take the case to small claims court should be available in some cases.
Arbitration Gives you Control and Leverage
When Experian Information Solutions, Inc. is alerted that you plan to pursue arbitration, they know it will cost them money out of pocket. Not only do they run the risk of losing the case, but they will also pay for their mistake(s) and the arbitration itself. This gives you more leverage with your demands.
If Experian Information Solutions, Inc. doesn’t meet those demands and you have a real complaint, Mike Agruss Law can help by representing you in arbitration where you will get a fair, just, and transparent hearing.
Control and Leverage Triggers Faster Settlements
Large companies like Experian Information Solutions, Inc. don’t like the uncertainty and loss of control that comes with arbitration. Not only do they lose the advantage in the situation, but you’re also on equal footing with them in the eyes of arbitration.
The first step in taking on Experian Information Solutions, Inc. is to formally raise your complaint. The lawyers at Mike Agruss Law can help you to do so. We will send a letter of demands to the corporate offices of Experian Information Solutions, Inc., letting them know that you’re ready to begin arbitration if a satisfactory resolution is not achieved. Typically, this is 30 days, but it will depend on your specific contract with Experian Information Solutions, Inc.
Approximately 50% of cases will settle before proceeding to an arbitration hearing during this time. However, if Experian Information Solutions, Inc. doesn’t offer a reasonable settlement within the appropriate time frame, the next step would be filing a case with AAA. Mike Agruss Law will not only put together the necessary paperwork for arbitration, but we will also help you take the next steps in the arbitration process.
UDAAP and Arbitration
UDAAP is an acronym representing laws that prohibit Unfair, Deceptive, or Abusive Acts or Practices in the context of trade or business. This includes misrepresentation, deception, false advertising, or false promises. These laws emerged following the Dodd-Frank Wall Street Reform and Consumer Protection Act that was enacted in response to the 2008 financial crisis. The ultimate goal with these laws is geared towards protecting consumers involved in financial transactions, educating consumers on their rights, and allowing them access to information and resources to best inform their decisions.
UDAAP laws are regulated by two organizations, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC). The FTC expanded the initial UDAAP laws in 2004 to include unfair and deceptive acts and practices. Some standards for unfairness, in particular, include if it causes or is likely to cause substantial injury to consumers, the injury is not reasonably avoidable by consumers, and the injury is not outweighed by countervailing benefits to consumers or to competition.
Every state has UDAAP laws, which can vary widely. However, the lawyers at Mike Agruss Law understand these laws and can use them to get compensation for deceptive practices, representing consumers throughout the country in cases of arbitration at no cost to them. The company will not only pay the consumer, but they will also pay my fees as well. The consumer will never pay me a cent.
If you’re dealing with an issue with Experian Information Solutions, Inc., you might try filing a complaint with the BBB or the customer service team with Experian Information Solutions, Inc.. Unfortunately, these avenues won’t always lead to a successful resolution for you, the customer. Instead, you may want to consider an experienced arbitration lawyer to take on your case.
Arbitration is a very useful tool for resolving disputes, and Mike Agruss Law can help. With our expert guidance, we bring the big companies to the table and provide the support needed to get your bills corrected, credit reports fixed, improper fees refunded, and more. Let us pick up the sword for you; you have nothing to lose.
How Do I File a Complaint Against Experian Information Solutions, Inc.?
We will use your state’s UDAAP law to file a complaint in Arbitration on your behalf at no cost to you. UDAAP laws include misrepresentation, deception, false advertising, or false promises. Under your state’s UDAAP law, you are likely entitled to money damages for your actual damages. Plus, the other side will pay our fees and costs. You will not pay us a penny. These laws emerged following the Dodd-Frank Wall Street Reform and Consumer Protection Act that was enacted in response to the 2008 financial crisis. The ultimate goal with these laws is geared towards protecting consumers involved in financial transactions, educating consumers on their rights, and allowing them access to information and resources to best inform their decisions.
We are proud to serve consumers in arbitration cases. We see you as a person, not just a client – and that makes us better at the work we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at Mike Agruss Law, we put People, First.
Share Your Complaints Below Against Experian Information Solutions, Inc.
We encourage you to post your complaints about Experian Information Solutions, Inc. Sharing your complaints against this big company can help other consumers understand what to do when they have problems with this company. Sharing your experience may help someone else!