Creditors Interchange

Receivable Management, LLC, is a collection agency that has been in business since 1960. is headquartered in Cheektowaga, New York. a national collection agency that has call centers in Ohio, Florida, and Ontario, Canada. collects debt in the following industries: banks, credit unions, credit card issuers, debt purchasers, and auto lenders. According to its Web site, prides itself on its proactive compliance group. However, according to its track record, ’s collection activities shed a much different light when analyzed under the Fair Debt Collection Practices Act (FDCPA). The FDCPA has been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The FDCPA is essentially a laundry list of what debt collects can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt. According to the Public Access to Court Electronic Records (PACER), has been sued approximately 170 times in the last 3 years for debt collection harassment. It does not get any better for the Better Business Bureau. The Better Business Bureau has processed 110 billing/collection issues, and over 143 total complaints, regarding in the last three years. has several telephone numbers it places debt collection calls from. maybe calling you from the following telephone numbers: 800-724-1107, 716-614-0000, 716-555-5555, 877-770-6335, 866-513-9461, 800-693-3455, 716-614-7500, 866-816-2891, 866-901-4443, 888-865-3120, 716-558-5600, 866-896-5254, 888-219-3106, 800-545-2386, 500-000-0000, 800-613-0803, 405-416-1899, 866-816-3176, 800-545-2705, 888-360-0517, 866-758-3985, 866-816-3177, 877-770-6325 ,866-614-7500, 866-896-5257, 800-545-2596, 866-513-9468, 866-813-3174, 800-395-0571, 866-604-6170, 888-360-0516, 866-541-7282, 866-513-9471, 888-225-6324, 866-816-2979, 310-363-4211, 888-481-4348, 888-865-3116, 877-770-6326, 600-000-0000, 877-458-8331, 866-758-3984, 716-614-0486, 866-214-8706, 877-770-6321, 602-748-4751, 866-382-0224, and 800-545-2638.It has done anyone of the following, contact Mike Agruss Law, for a free case evaluation: Called you after you told the debt collector to stop calling you.Called you about a debt you do not owe. Continued to call you after you have told the collector you cannot pay the debt. Communicated (phone or letter) with you after you filed for bankruptcy.Communicated (phone or letter) with you after you told the collector you have a lawyer. Called you before 8:00 a.m. or after 9:00 p.m.Called you at work after you told the collector you cannot receive such calls at work. Left you a voicemail message without saying the company’s name. Left you a voicemail message without saying that the call is from a debt collector.Called third parties (family, friends, co-workers, or neighbors) despite knowing your location information. Disclosed to a third party that you owe a debt. Communicated (phone or letter) with you after you mailed the collection agency a cease and desist letter. Threatened you with legal action or wage garnishment. Threatened to report you to the credit bureau. Threatened to issue a warrant for your arrest or have you arrested. Pretended to be a lawyer or acted like the call was from a law firm. Threatened to file a lawsuit against you even though the debt is beyond the statute of limitations. It has done any of the above, you may be entitled to money damages up to $1,000.00. Plus, the FDCPA has a fee-shift provision. This means the collection agency pays your attorney’s fees and costs. Founding attorney, Michael Agruss, has settled over 1,500 FDCPA cases. Contact Mike Agruss Law for a free consultation. They want to help you, too.