Do you have problems with Cottonwood Financial over a debt? You are protected under various state and federal laws. For example, you have rights under the Telephone Consumer Protection Act (TCPA), the Electronic Fund Transfer Act (EFTA), and the Fair Credit Reporting Act (FCRA).
• The TCPA has been around since 1991 and protects people from unwanted solicitation calls, robocalls, faxes, and text messages. Under the TCPA, you may receive between $500 and $1,500 for each illegal robocall, text, and fax.
• The EFTA was established in 1978 and works to protect consumers who use electronic methods of managing finances. Under the EFTA, written permission must be given in order for a company to take an electronic payment from your bank account.
• The FCRA was established in 1970 and protects the information in your credit report, among other things. If your credit report contains inaccurate information, the FCRA gives you leverage and rights to dispute the inaccurate information in your credit report.
Cottonwood Financial is a privately held retail consumer finance company. There are over 345 locations throughout the United States under the Cash Store brand. The company is headquartered at 1901 Gateway Drive Suite 200, Irving TX 75038. The company was established in 1996.
Cottonwood Financial is not accredited by the Better Business Bureau. The BBB gives the business an A+ rating. In the past three years there have been 42 complaints filed and closed with the BBB. With these complaints mainly dealing with billing and collection issues.
Cottonwood Financial may be calling you from 815-516-0443, 608-729-5714, 877-238-1815, 832-239-5919, 888-581-3447, 202-800-0204, 404-994-2333, 888-968-5265, 888-950-2274, 208-455-7776
You are protected under several state and federal laws when dealing with Cottonwood Financial. Whether it is robocalls or text messages, credit report errors, or unauthorized electronic payments from your bank account, you have rights under the law. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the company pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of consumer rights’ cases. Let us help you today.
