Is Merchants Credit Adjusters harassing you over a debt? Stop the harassment. Get Money. And you won’t pay us a dime for our services. Whether you owe the debt or not, you are protected under the Fair Debt Collection Practices Act (FDCPA).
Merchants Credit Adjusters is a collection agency that has been in business since 1954. Merchants Credit Adjusters is headquartered in Omaha, Nebraska. Merchants Credit Adjusters is a full-service collection agency, which uses various software programs to trace people and gather information on them. Merchants Credit Adjusters on accounts for the communication, medical, financial, and retail industries; the collection agency also pursues accounts for government agencies.
According to its website, Merchants Credit Adjusters claims, “No matter what your collection issues are, MCA works with you and your customers to find rapid solutions with the least amount of stress.” However, according to its track record, Merchants Credit Adjusters’ collection activities shed a much different light when analyzed under the FDCPA. The FDCPA has been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The FDCPA is essentially a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt.
According to the Public Access to Court Electronic Records (PACER), Merchants Credit Adjusters has been sued more than eight times in the last four years for debt collection harassment. It does not get any better for Mercantile Adjustment Bureau on the Better Business Bureau, which has received 20 complaints on the company in the same time span.
Merchants Credit Adjusters has several telephone numbers it places debt collection calls from. Merchants Credit Adjusters may be calling you from the following telephone numbers: 402-201-2770, 402-397-8855, 402-201-2750, 402-682-3500, 402-614-6023, 402-408-3001, 402-682-3486, 402-682-3501, 402-682-3420, 888-284-3185, 402-682-3499, 402-201-2773, 402-201-2777
If Merchants Credit Adjusters has harassed you over a debt, you may be entitled to money damages up to $1,000.00. Plus, the FDCPA has a fee-shift provision. This means, the collection agency pays your attorney’s fees and costs. We have settled over 1,500 debt collection harassment cases. Let us help you today. Contact Mike Agruss Law at 888-572-0176 to stop Merchants Credit Adjusters once and for all.
Submitted Comments
I got a paper in the mail stating that I wrote it and sent it to the wrong address so it was forward back to my address it also has a forged signature with my name and they have been calling me constantly
My husband and I received a letters in the mail from several different lawyers making us aware that MCA (Merchant Credit Adjustors) is suing us. I am emailing you because I want to know what we should do at this point. Is it best to contact MCA and see if we can settle out of court with a payment arrangement?? Thanks in advance for your help!
I have received a garnishment from merchants credit adjusters on something I don't even remember getting served paperwork on. What makes it worse is it's for an amt of around 28,000.00 and I don't know what I would have out there to collect for that amt. I'm really frustrated.
Violation of the FDCA? I have a debt from 2004 - medical - that was included in CH 13 BK filing in 2007 bk discharged in 2012 and now MCA is trying to collect on it. Have another debt, bad check from 2008 for $480 dollars, they are tacking on interest of over $500 and attempting to collect over $1000 for this debt. Is there a number that I can reach that particular attorney at. I don't want to be bothered by a bunch of phone calls. No, I've informed MCA that the debt was included in my bk, i've informed them that they are not permitted to charge interest on the face value of the check, but they don't care, they keep trying to collect. I think that pretty much sums it up!
Mca I suing me. I got a letter from a lawyer saying I was being sued!
I got a paper in the mail stating that I wrote it and sent it to the wrong address so it was forward back to my address it also has a forged signature with my name and they have been constantly. I Dont think so I just want to no why they call me all the time and now I get a letter in the mail basicly trying to state that I wrote it and they forged my signature is this a common thing they do? Its like their harassing me!
They sent my son a letter in the mail saying they were garnishing his wages. The loan on the truck the bank never picked up in only in my name. My sons name is on the title only. How is this possible. The loan was for less than 4,000 I had it paid down to around 2,500 and they by their paperwork are garnishing his wages for the amount of 11,000 or more.
They sent my son a letter in the mail saying they were garnishing his wages. The loan on the truck the bank never picked up in only in my name. My sons name is on the title only. How is this possible. The loan was for less than 4,000 I had it paid down to around 2,500 and they by their paperwork are garnishing his wages for the amount of 11,000 or more.
Michael Agruss
3 years ago
Hello Tabitha. Nobody is legally allowed to forge your signature. Can you possibly send copies of the questionable paperwork to my address at
[email protected]? I will look them over and give you a call. Thanks, Mike
Michael Agruss
3 years ago
Hello Bill. You can send over a copy of that letter to my law firm at
[email protected]. I will review the paperwork you've received and I will contact you about your options. Thanks, Mike
Michael Agruss
3 years ago
Hi Ricky. You can call my law firm at 888-572-0176 or you can use the agent tool at the top of the screen. We will discuss your situation in a free, no-obligation consultation and determine if Merchants Credit Adjusters is violating your rights under the FDCPA. I look forward to speaking with you. Thanks, Mike
Michael Agruss
3 years ago
Hi Nicole. If you were never served paperwork regarding a lawsuit against you, you may be able to stop this garnishment. It isn't always possible, but there are things you may be able to do. I can talk this over with you and I will be in touch. Thanks, Mike
Michael Agruss
3 years ago
Hi W. Can you send the letters you've received over to my office? My email address is
[email protected]. I can look over the information you've received and I will give you a call to discuss what your possible options could be. I will be in touch. Thanks, Mike
Michael Agruss
2 years ago
Hi James. Did he receive any paperwork about a lawsuit for the loan on the truck? Can you please send over any information you have about this loan and wage garnishment to my office at
[email protected]? I will review the information you send me and then I will call you back. Thanks, Mike
