Stop Alliance One Debt Harassment
Debt collectors like AllianceOne Receivables Management, Inc., cannot harass you over a debt. You have rights under the law. We will stop the harassment once and for all.THE BEST PART IS…If AllianceOne Receivables Management violated the law, you will get money damages and AllianceOne Receivables Management will pay our fees and costs. You will not pay us a penny for our time. Plus, some of our clients also receive debt relief and cleaned up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is AllianceOne Receivables Management, Inc.?
AllianceOne Receivables Management is a third-party collection agency, headquartered in Trevose, PA, and started its business in 1999. AllianceOne is an incorporated company. According to the Better Business Bureau (“BBB”), AllianceOne is categorized as a collection agency and a medical billing service. According to AllianceOne Receivables Management’s website, AllianceOne offers a complete range of collection services.It appears that AllianceOne Receivables Management collects on debts owed to third parties and may collect on debts that it purchases. AllianceOne collects on various debts in financial services, government, education, healthcare, retail, telecommunications, utility, and related markets. We’ve helped consumers deal with AllianceOne when AllianceOne is collecting on debt owed to major financial institutions, such as credit cards; cell phone providers; and healthcare debt.
AllianceOne Receivables Management, Inc., Address, Phone Number, and Contact Information
AllianceOne Receivables Management is located at 4850 East Street Road, Suite 300, Trevose, PA 19053. The main telephone number for AllianceOne is 215-354-5511 and 215-354-5500. These are just two of many AllianceOne contact numbers.AllianceOne Receivables Management’s website is https://www.allianceoneinc.com/Welcome/.AllianceOne’s e-mail address is [email protected].
Phone Numbers Used By AllianceOne Receivables Management
AllianceOne likely has dozens, if not over 100, phone numbers it calls from. Here are a few phone numbers AllianceOne may be calling you from:
AllianceOne Receivables Management Lawsuits
If you want to know just how unhappy consumers are with AllianceOne, take a look at the number of lawsuits filed against AllianceOne Receivables Management on the Public Access to Court Electronic Records (“PACER”). PACER is the federal docket throughout the country that lists federal complaints filed against AllianceOne. When you do a search for AllianceOne Receivables Management, Inc., there are over 400 lawsuits filed against AllianceOne. Most of these lawsuits involve consumer rights’ violations.
AllianceOne Receivables Management Harassment
The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that applies to everyone in the United States. In other words, everyone is protected under the FDCPA. The FDCPA is a laundry list of what AllianceOne can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt. If AllianceOne is harassing you over a debt, you have rights under the Fair Debt Collection Practices Act.The Telephone Consumer Protection Act (“TCPA”) protects you from robocalls. Robocalls are those annoying, automated, recorded calls that a computer makes to you all day long. You can tell it’s a robocall because either no one is on the other end of the line or there’s a delay when you pick up the phone before a live person comes on the line. You can get $500 per call if AllianceOne violates the TCPA. Have you received a message from AllianceOne that sounds pre-recorded? Or, maybe the message you received from AllianceOne is cutoff at the beginning or the end? These are tell-tale signs that the message is pre-recorded. If you have these messages on your cell phone, you may have a TCPA case against AllianceOne Receivables Management.The Electronic Fund Transfer Act (“EFTA”) protects electronic payments that are deducted from bank accounts. If AllianceOne Receivables Management took unauthorized deductions from your bank account, you may have an EFTA claim. AllianceOne, like most collection agencies, wants to set up reoccurring payments from consumers. Imagine how much money AllianceOne gets if hundreds, if not thousands, of consumers electronically pay them $50-$100, or more, per month. If you agreed to this type of reoccurring payment, AllianceOne must follow certain steps to comply with the EFTA. Did AllianceOne continue to take electronic payments after you said stop? Did AllianceOne take more money from your checking account than you agreed to? If so, let’s talk about your rights under the EFTA.The Fair Credit Reporting Act (“FCRA”) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We handled a lot of cases recently where AllianceOne Receivables Management reported debt on a consumer’s credit report. AllianceOne likely reports on credit reports to obtain greater leverage over the consumer. If AllianceOne is on your credit report, they may tell you if you pay the debt, they’ll remove it from your credit report. This is commonly known as pay for delete. You pay AllianceOne, and they delete the debt from your credit report. Even if AllianceOne is not on your credit report, maybe the original creditor is. If you pay off the debt to AllianceOne, then the original creditor, and AllianceOne, should accurately report this on your credit report. Several states also have laws that provide its citizens an additional layer of protection. For example, if you live in California, Texas, Florida, North Carolina, Wisconsin, Michigan, Montana, or Pennsylvania you may be able to tack on a state-law claim with your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country. If you live in NC, and you’re harassed over a debt, you may get $500.00 - $4,000.00 in damages per violation. We work with a local counsel in NC. Our NC clients have received some great results in debt collection harassment cases. If you live in NC, and AllianceOne Receivables Management is harassing you, you have tons of leverage to get a great settlement.
HOW CAN WE USE THE LAW TO HELP YOU?
We will use state and federal laws to immediately stop AllianceOne Receivables Management debt collection. We will send a cease and desist letter to get the harassment to stop the same day. If AllianceOne violates the FDCPA, EFTA, FCRA, or any state laws, you may be entitled to money damages. For example, under the FDCPA, you can get up $1,000.00 in damages plus actual damages. The FDCPA has a fee-shift provision. This means, AllianceOne pays our attorney’s fees and costs. If you have a TCPA case against AllianceOne, we will handle it based on a contingency fee.THAT’S NOT ALL…We have helped hundreds of consumers stop phone calls from AllianceOne. We know how to stop the harassment and get you money damages. ONCE AGAIN, you will not pay us a penny for our time. We will help you based on a fee-shift provision and/or based on a contingency fee. That means, AllianceOne pays our attorney’s fees and costs.
What If AllianceOne Receivables Management Is On My Credit Report?
Based on our experience, AllianceOne may credit report. That means, AllianceOne may mark your credit report with the debt they are trying to collect on. In addition to AllianceOne Receivables Management, the original creditor may be on your credit report. For example, if you owe Credit One Bank, and AllianceOne is collecting on it, both Credit One Bank and AllianceOne may have separate entries on your credit report. This is important because you will want both parties to update your credit report if you pay off the debt. THE GOOD NEWS IS…If AllianceOne is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly. Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute them. My office will help you pull your credit report and dispute any inaccurate information.REMEMBER…If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (“FCRA”), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision. This means, the credit reporting agency pays your attorney’s fees and costs. Therefore, you will not pay me a penny for my time. We have helped dozens of consumers fix inaccurate information on their credit reports.
Complaints against AllianceOne Receivables Management
If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by AllianceOne Receivables Management. Below are some complaints from the Better Business Bureau (“BBB”) and various consumer websites, including Consumer Affairs and Complaints Board. AllianceOne is accredited by the BBB, however, the BBB has not given AllianceOne a rating. Sound off below so other consumers know what you have gone through with AllianceOne Receivables Management.AllianceOne has an average of 1 star on Consumer Affairs. Here are some of the many Consumer Affairs complaints regarding AllianceOne Receivables Management:
- “Alliance One called me a few months ago to collect on an old credit card. I was told 2 lies from the start: That the company that actually owned the debt (not Alliance One) set up a 5 month payment plan that, if not followed every month, means that my account goes into collections and that the debt, once paid in full, would be removed from my credit report. Both of these were lies. When I talked to a supervisor at Alliance One, she didn't care and took no responsibility for her unscrupulous employee and wouldn't even go back and listen to the conversations I had with this employee. Words of advice: if you ever get stuck with these people, DO NOT talk to them and get EVERYTHING in writing. While they may seem to care about you and your situation, they don't.”
- “Constant harassment. Calls are averaging about every 30 minutes. Sometimes hangs up. Caller ID comes up as "Restricted". Very rude when I do answer. I am unable to block the calls. Will be filing charges against this company.”
- “At least 2x per week, for past 4 months getting call on my land line asking for a name I can't even recognize. There is definitely nobody living at this address or phone number by anyone near that name. I have had this phone number for over 6 years.”
Reviews and complaints on Complaints Board do not get any better for AllianceOne Receivables Management. Here’s what people on Complaints Board have to say about AllianceOne:
- “I had a credit with Credit One. Until i lost my job in December I was never late and paid every month. I cannot collect unemployment because i worked part time. I have told them this for 5 months. They call every day, seven days a week, starting at 8:15 am, every 20 minutes, until 9pm!!!”
- “Alliance One is a very rude and harassing company and appears to be part of Capital One, since payments are made to Capital One Solutions. Just so you know, I have cancer, and have not been able to work regular for over a year now. I have a family member that has helped, but their funds are limited also. This family member will only help, if I can settle with the credit card. I have been trying to settle this account since Jan 2010. Capital One has sent my account to their Alliance One Office for collection. I had great credit before cancer, I always was able to take care of my bills. But life has changed, and I am offering them a fair settlement, but they want more and have told me they will take everything I have, if I don't start paying. The sad thing is there is not much for them to get.”
- “Harassing calls to my job; now calling my neighbors asking questions about my description and habits.”
Cases We Have Handled Against AllianceOne Receivables Management
I THINK YOU’LL AGREE WITH ME WHEN I SAY…Threats and harassment by collection agencies can be pretty intimidating. Well, it turns out we can stop the harassment, attempt to get you money damages under the law, and the collection agency will have to pay us our fees and costs. Here are some of the cases we’ve handled against AllianceOne:
- Meredith S. v. AllianceOne Receivables Management. Meredith S. lives in Florida and AllianceOne was attempting to collect on a debt owed to Citibank. In this case, AllianceOne called our client on her cell phone. AllianceOne also called our client’s family members, including her sister and brother-in-law, neither of who were co-signors or co-debtors. Meredith eventually spoke with AllianceOne and told the representative that she was planning on filing for bankruptcy and requested that AllianceOne stop calling her. Despite this request, AllianceOne continued to call Meredith S. In this case, we alleged AllianceOne violated the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act.
- Linda W. v. AllianceOne Receivables Management. AllianceOne was sending letters to Linda attempting to collect a debt owe to T-Mobile from our client. Linda hired an attorney to help her with her unsecured debts. That company sent a cease and desist and notice of representation to AllianceOne. Despite AllianceOne receiving Linda’s cease and desist request and being put on notice of the attorney’s representation, AllianceOne continued to contact Linda. We alleged that AllianceOne violated the Fair Debt Collection Practices Act.
- Shari B. v. AllianceOne Receivables Management. Here, AllianceOne was attempting to collect on a debt that our client did not owe. AllianceOne was calling our client looking for another individual. Shari informed AllianceOne several times that she was not the person they were looking for, she did not know the person they were looking for, and to stop calling her. Despite AllianceOne being informed they had the wrong number and despite Shari’s requests for AllianceOne to stop calling, they continued to call Shari. In this case, we alleged that AllianceOne violated the Fair Debt Collection Practices Act.
Here’s What Our Clients Say About Us
Agruss Law Firm, LLC, has over 600 outstanding client reviews through Yotpo, an A+ BBB rating, and over 100 five-star reviews on Google. Here’s what some of our clients have to say about us.“I would recommend Agruss Law Firm's services 10 times out of 10. Michael is incredibly helpful and willing to go above and beyond for his clients. His services helped me shake off wrongful harassment and I am forever grateful. Thanks Michael!”“Excellent results and most appreciated! I would HIGHLY recommend to anyone seeking recovery of assets fraudulently obtained. Many thanks.”“Mike is very responsive, trustworthy, knowledgeable, and kept me informed on what was going on. I was VERY happy with his services and would definitely recommend him.”
Can AllianceOne Receivables Management Sue You?
Although anyone can sue anyone for any reason, we have never seen AllianceOne sue consumers. It’s likely AllianceOne does not sue because they do not always own the debt they are collecting on. Also, AllianceOne would have to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s likely AllianceOne collects debts through the entire country. Therefore, it would be very difficult to have lawyers, or a law firm, licensed in every state. There are collection agencies that do sue consumers. For example, Midland Credit Management is one of the largest junk-debt buyers. Midland Credit Management collects on debt and also sues on debt. The opposite is true with AllianceOne. Therefore, it would be very unusual if AllianceOne sued you. The original creditor, on the other hand, may hire a collection firm, or lawyer, to sue you. If AllianceOne has threatened to sue you, call us. We can help.
Can AllianceOne Receivables Management Garnish Your Wages?
Possibly. Usually a company cannot garnish your wages unless they have a judgment. If AllianceOne has not sued you, then AllianceOne cannot get a judgment. However, even if AllianceOne Management does not have a judgment, AllianceOne may still be able to garnish your wages. There are some limited situations, dealing with debts owed to the government for student loans, taxes, etc., in which AllianceOne may be able to garnish your wages. Usually though, in order to garnish someone’s wages, you need a judgment first. So, AllianceOne cannot garnish your wages, minus the exceptions listed above. If AllianceOne has threatened to garnish your wages, contact our office right away.
AllianceOne Receivables Management Settlement
If you want to settle a debt with AllianceOne, ask yourself these questions first:
- Do I really owe this debt?
- Is this debt within the statute of limitations?
- Is this debt on my credit report?
- If I pay this debt, will AllianceOne remove it from my credit report?
- If I pay this debt, will the original creditor remove it from my credit report?
- If I pay this debt, will I get something in writing from AllianceOne confirming the payment and settlement terms?
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay for delete, or any other legal issue with AllianceOne, the folks at Agruss Law Firm are here to help you.
Share Your Complaints About AllianceOne Receivables Management Below
Post your complaints about AllianceOne Receivables Management. Sharing your complaints about AllianceOne will help other consumers know what to do when AllianceOne starts calling. Sharing your experience may help someone else.HERE’S THE DEAL!If you are being harassed by AllianceOne Receivables Management over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact Agruss Law Firm at 888-572- 0176 to stop the harassment once and for all.
Phone Numbers Used By Alliance One
Submit a Complaint filed by: Valentinoabout 2 years ago
Submit a Complaint filed by: Tomabout 5 years ago
Was just looking up a number and found out it belongs to Alliance One i get on average 2 a day. Well not sure what debt they could be calling for. Not saying i dont have debt but, like i said they don't leave any Voice mail. At least this one is not as bad as CreditOne they would call me 5 to 6 times a day 7 days a week!
Submit a Complaint filed by: Morganabout 5 years ago
I have been getting harassment calls and voicemails from someone i believe is a payday loan. They call from a texas phone number.. stated i owe over 900 dollars but will settle for 400. If i dont pay the 400 they said they will put a warrant out for my arrest.. and that if i didnt have the money i would need to turn myself in so i asked them the address and it was 2.5 hrs away from my home location at a correctional institution.. They left me voicemails stating i would be locked in a holding cell and that the father of my children should pick them up bc i would not be able to!
Submit a Complaint filed by: Shemonikaalmost 7 years ago
Alliance One receivables Management Inc sent me a letter dated 8/6/15 which I just received on 9/12/15 which is past the 30 days, I never received any call from them. It is already past the 30 dyas so they may put a mark on my credit which I can't afford to have because I could lose my job because I am a government contractor and I can have my credit checked for any reason. I do not know what this is and I need your help, I can fax over a copy of the letter for your office to view.
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