Skip to content

Whether You Owe The Debt Or Not, We Can Help You!

Has Capital One Called From 800-258-9319 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

Or fill out the form to claim your
FREE no-obligation case review.

Tell us your story.
We'll make things right.

Form successfully submitted!

We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

800-258-9319

also appears as...

  • +1 8002589319
  • 8002589319
  • 1-800-258-9319
  • 800.258.9319
  • 1.800.258.9319
  • 800 258 9319
  • 8002589319
  • +1 (800) 258-9319
Phones

800-258-9319

800-258-9319

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

We are listening

We will respond to you at lightning speed. All of your information will be kept confidential.

Form successfully submitted!

Submitted Comments

Troy
1 year ago
I am receiving calls from a collection company for a old capital 1 account. The account was opened in 2012. Initially the collection company told me the account went delinquent in 2014, and when I told them we are past the FCRA statutes, they begin telling me that something happened with the account and it changed to 2017. I am attempting to retrieve my payment history on the account but Cap 1 will not provide it to me.
Michael Agruss
2 years ago
Hi Stephanie. I would like to review the citation you were served. Send that over to me at [email protected]. I will look it over and then be in contact with you to discuss what your next steps should be. Thanks so much and I will be in touch soon, Mike
Michael Agruss
2 years ago
Hi Stephanie. I would like to review the citation you were served. Send that over to me at [email protected]. I will look it over and then be in contact with you to discuss what your next steps should be. Thanks so much and I will be in touch soon, Mike
Michael Agruss
2 years ago
Hello Connie. This definitely sounds fishy! I would be hesitant to believe what the letter says until someone looked it over and assured me it was legitimate. You can email that over to me at [email protected] and I can review this and call you back to discuss the legitimacy of this and your options. Thanks, Mike
Michael Agruss
2 years ago
Hello Genise. If you're dealing with harassment, I'd be happy to speak with you. I know how frustrating and scary these calls can be and I'd be pleased to discuss your options with you. I am going to reach out to you at the number you provided, but you can also contact me at 312 300 5996 if you should need to. Thanks, Mike
Michael Agruss
2 years ago
Hi Christine. You can email me a copy of your summons over to my office at [email protected]. I will look it over and then contact you about your options. Thanks, Mike
Michael Agruss
2 years ago
Hi Delores. I will contact you via email so we can talk about the calls you're receiving from Capital One every few hours. You can also reach me at 312 300 5996 if you need me sooner. Thanks, Mike
Michael Agruss
2 years ago
Hello Spencer. Can you please send the summons over to my office so I can review it? You can email a copy of it to me at [email protected]. I will read it over then contact you about your options. Thanks, Mike
Michael Agruss
2 years ago
Hi Jorge. You can request that Capital One sends you proof of this debt which you can then dispute if it is wrong or you suspect it is a fraudulent issue. I can help you to get this started--give me a call so we can chat. Thanks, Mike
Michael Agruss
2 years ago
Hi Ligia. It can be frustrating to try and deal with your debts only to have the company that owns them to not answer or provide any assistance. I can see how I can help you--please give me a call so we can chat. Thanks, Mike
Michael Agruss
2 years ago
Hi John. Do you have the recordings from Capital One? If you do, I would be happy to listen to them and see what options you might have. You can send over the audio files to my office at [email protected]. Once I have a chance to listen to them, I will call you. Thanks, Mike
Michael Agruss
2 years ago
Hi Samir. If you need to contact Capital One for a judgment letter, you'll have to contact them directly. My law firm does not have access to your account information as we only represent you, the consumer, and not the debt collectors. However, if you need help with your situation, you can always reach out to me at 312 300 5996. I would be happy to speak with you about your options. I hope to hear from you soon. Thanks, Mike
Samir
2 years ago
Hello, I am trying to reach out and see if we can get judgement letter.
john
2 years ago
Capital One had credited my account back for fraudulent charges in the amount of over 28 thousand dollars There was more charges from the same vendor which I was told those charges would also be credited to my account I spoke with manager who listened to tape of Capital One employee telling me all charges would be credited to my account within 10 days but he didnt have the authority to credit my account or he would. There is a recording where Im told all charges would be credited I should have a positive balance of over $5000 but know they say I owe them $37000
LIGIA
3 years ago
I'VE CALLED SEVERAL TIMES AND GET VOICEMAIL .. How can I get help regarding my capital one account
Jorge
3 years ago
I am receiving calls from Capitol One about a possible fraudulent number I do not recognize.
Spencer
3 years ago
I received a summons to appear in court from a balance from 2017. The account on my credit report is closed I have not heard from capital one or a debt collector about this until today 1/19/21.
Anjy
4 years ago
I have a few complaints to discuss with someone
Delores
4 years ago
Portfolio Recovery is calling on behalf of Capitol One ever two to three hours. You can reach me by email because I don't want to answer my telephone anymore.
Christine
5 years ago
I just received a summons to appear in court.. Saying I owe money to capital one. Same as the others who have complaints ..
Genise
5 years ago
Received a summons to court for a capital one account and they sent a copy of a bill and no account # on any bill/document they also attached the phone number 800-258-9319 asking me to provide account number that I don't have or my ss# no go! also receiving harassing calls. What should I do!
Connie
5 years ago
Around an hour ago a man came to my door without saying who he was and handed me a letter that says that I have been sued but further down it says that a judgement hasn't been made yet. In the back it has a very fake letter of a Capital One that is not mine but has my name and address. 3 times it has the phone number 8002589319. I looked up this number and it's not even Capital One but has lots of fraud activity linked to it!
Stephanie
5 years ago
I was just served a citation thru our court from Recoveries Department aka Capital One. On the last page page says this account was charged and Recoveries Department is now servicing it. I have to respond to the clerk of courts office within 15 days and do not know how or what to say. Can someone please guide me on what to do? I am not sure when this account was charged off looks like maybe they bought it around October 2016 because they attached that bill to the papers. I am going to try and pull up my credit report to see when this was charged off!
Stephanie
6 years ago
I was just served a citation thru our court from Recoveries Department aka Capital One. On the last page page says this account was charged and Recoveries Department is now servicing it. I have to respond to the clerk of courts office within 15 days and do not know how or what to say. Can someone please guide me on what to do?

Other numbers used by Capital One