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Whether You Owe The Debt Or Not, We Can Help You!

Has Capital One Called From 905-943-2344 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

Or fill out the form to claim your
FREE no-obligation case review.

Tell us your story.
We'll make things right.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

CALL NOW 888-572-0176

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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905-943-2344

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905-943-2344

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

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Submitted Comments

Corrigan

1 year ago

They keep calling me and when I ask why they say “I don’t know you tell me” and ask me to give them my address

Michael Agruss

2 years ago

Hi Gurpreef. You may have some options in dealing with this debt and I would be happy to speak with you about these options. I am going to give you a call, but you can also reach me at 312 300 5996 if you should need me sooner. Thanks, Mike

Michael Agruss

2 years ago

HI Bruce. If you're getting excessive calls and/or dealing with harassment, you have options. I can discuss this with you when I give you a call. You can also reach my office at 312 300 5996. Thanks, Mike

Michael Agruss

2 years ago

Hi Christine. It can be hard when you don't have the money to pay for your credit card bills when you really want to. I would like to talk this over with you and see how I can help you. Give me a call at 312 300 5996 and we can have a free, no-obligation consultation. Thanks, Mike

Michael Agruss

2 years ago

Hi Penny. Have you informed Capital One to cease and desist with the phone calls? You can do so and the law protects you. I would be happy to speak with you about these calls and your rights when I reach out to you. I look forward to speaking with you. Thanks, Mike

Michael Agruss

2 years ago

Hello Sherri. If you would like the calls from Capital One to stop, you have that right. I can discuss this with you, including a cease and desist letter sent to them directly. I will be in touch. Thanks, Mike

Michael Agruss

2 years ago

Hi Jackie. Debt collectors are permitted to call for payment, but they do have rules that they have to follow. If they violate these rules, you may be entitled to compensation. I will go over all of this when I give you a call and we have a free, no-obligation consultation. Thanks, Mike

Michael Agruss

2 years ago

Hi Hassan. I am going to give you a call to discuss your options in dealing with your Capital One debt of $3000. Thanks, Mike

Michael Agruss

2 years ago

Hi Justin. I can help you to get the calls to stop and I will reach out to you to discuss how. Thanks, Mike

Michael Agruss

2 years ago

Hi Leo. If you need help in dealing with calls from credit card companies, you've found the right place. Give me a call at 312 300 5996 so we can discuss your options. Thanks, Mike

Leo

2 years ago

I am receiving phone calls from credit card companies.

Justin

4 years ago

I owe Capitol one $450 ..they won't leave me alone . I will pay as soon as I get the money ..how can you help?

Hassan

5 years ago

Owe them $3000 and I am not working now , what should I do

Jackie

5 years ago

I owe capital one 3200 unable to pay as out of work hope to rectify soon but how do you work? I’d like calls stopped but aren’t they allowed to call to collect? How would I get money for harassment? Just googled the phone number and your ad popped up!

Sherri

6 years ago

I get this number about 2-3 times per day calling.

Penny

6 years ago

Called me 5 times just today

Christine

6 years ago

It’s getting out of hand I’m going to put my minimum amount on card I just don’t have money at the momment

Bruce Monkman

6 years ago

Calls 10 times a day iam in florida no one ever answers cost me every call never leaves a message

Gurpreef

6 years ago

I live in Ontario Brampton. I am 30 days past due my balance and I am over limit of $4200 and my credit limit is $4000. I have been receiving calls every day for the last week and it's been 3-4 calls a day. Is anything possible? I am with capital one!

Whether You Owe The Debt Or Not, We Can Help You!

Has Capital One Called From 905-943-2344 ?

All at ZERO COST to you.

Tell us your story.
We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

905-943-2344

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Capital One

Quick Links

Customer Service

Contact Info

Office Locations

Whether You Owe The Debt Or Not, We Can Help You!

Has Capital One Called From 905-943-2344 ?

All at ZERO COST to you.

Tell us your story. We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

905-943-2344

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Capital One

Quick Links

Customer Service

Contact Info

Office Locations

Tell us your story.
We'll make things right.