Skip to content

Whether You Owe The Debt Or Not, We Can Help You!

Has Card Services Called From 855-657-4631 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

Or fill out the form to claim your
FREE no-obligation case review.

Tell us your story.
We'll make things right.

Form successfully submitted!

We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

855-657-4631

also appears as...

  • +1 8556574631
  • 8556574631
  • 1-855-657-4631
  • 855.657.4631
  • 1.855.657.4631
  • 855 657 4631
  • 8556574631
  • +1 (855) 657-4631
Phones

855-657-4631

855-657-4631

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

We are listening

We will respond to you at lightning speed. All of your information will be kept confidential.

Form successfully submitted!

Submitted Comments

Eric
3 years ago
Non-stop calls. My business severely affected by covid shutdowns and this card is from a company I sold pre-covid. Buyer didn't complete payment for said business and I continued to pay card on time. Before covid I had some funds available to settle this debt before my delinquency, feb 2020. I spoke to the appropriate dept and they told me they could not offer me a discounted buyout/settlement because of my good payment history. Then Covid hit and shut downs have left me unable to pay this card. I have told them repeatedly all these details. Calls continue to be non-stop
Michael Agruss
3 years ago
Hi Todd. I would be happy to discuss what options you have in dealing with these frequent calls. Please give me a call at 312-224-4695 and we can talk. Thanks, Mike
Todd
5 years ago
Receiving repeat, unwanted calls from 855-657-4631. I'm exploring options into what can be done about this situation. Thank you........ Todd Walton

Other numbers used by Card Services