Frequently Asked Questions
Why Would Mike Agruss Law Call Me?
Our consumer rights practice helps consumers stop debt collection harassment and robocalls.
Is Mike Agruss Law Legit?
100%. We are a consumers rights and personal injury law firm.
What is the Fair Debt Collection Practices Act?
The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.
What is the Electronic Fund Transfer Act?
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.
What is the Fair Credit Reporting Act?
The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.
Do I have to pay your fees and costs?
No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.
Do states have their own laws to protect consumers?
Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.
How does Mike Agruss Law help me?
Whether you owe the debt or not, we can help you find out who’s calling, stop the calls, review your credit report, and answer your financial questions at no cost to you. We have settled over 5000 consumer rights cases, and we would like to help you, too.
Who Does Mike Agruss Law Collect For?
No one. We do not collect debt. Mike Agruss Law sues collection agencies for harassing consumers. We help consumers with debt collection harassment, credit report problems, and deceptive businesses.