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Whether You Owe The Debt Or Not, We Can Help You!

Has Forster & Garbus LLP Called From 800-245-9943 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

800-245-9943

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  • 8002459943
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  • 800.245.9943
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  • 800 245 9943
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  • +1 (800) 245-9943
Phones

800-245-9943

800-245-9943

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

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Submitted Comments

Ruth
8 months ago
I just started receiving calls from them.
Angela
1 year ago
Contacted my son\'s cell phone # when you know my contact information. Do NOT call any number associated with me. You may contact me by mail only.
Michael Agruss
3 years ago
Hi Kayla. Debt collectors are notorious for changing up their phone numbers and using numbers with area codes local to you in an attempt to get you to answer the phone. Fortunately, the law protects you from excessive and harassing phone calls. I would be happy to speak with you about it in more detail and I will give you a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Brian. I would not recommend giving a statement to anyone without knowledge of what they're calling about. I can help you to determine why Jackie Cole from Forster and Garbus LLC is calling you. I will give you a call and we can discuss your options. Thanks, Mike
Michael Agruss
3 years ago
Hi Doreen. If you're getting calls from Forster & Garbus LLC, they are likely attempting to collect on a debt. The debt could be any age, as debt collectors can continue to collect on a debt indefinitely and it isn't uncommon for a debt to be sold multiple times over the years. My law firm does not represent Forster & Garbus LLC, or any debt collector. Instead, we represent consumers like you who are dealing with frequent, life-altering debt collection phone calls. If you need assistance with the calls you're receiving, you can contact me at 888 572 0176. Thanks, Mike
Doreen
3 years ago
As there are no collections on my credit report, I am wondering why you are calling me. How old is this debt? Additionally, I am requesting any communication be through email or mailed to PO Box 1145, Piscataway NJ 08855. Thank you. DO NOT CALL ME!
BRIAN
3 years ago
A "Jackie Cole" has called twice stating I need to respond to her clients request and need a statement on file.
Kayla
6 years ago
They call me multiple time but never leave a message. I block them and they call from a different number. I looked them up and I don't have a HSBC account and I pay all my bills on time.

Other numbers used by Forster & Garbus LLP