When you have an overdue bill, you need the peace of mind to focus on your finances so you can repay your debt. Harassing phone calls from debt collectors can only fill you with anxiety and stress. This stress can turn to anger when a collections agency is harassing you about a mistaken account that damages your credit report.
Don’t lash out at the agency’s representative, regardless of their conduct. If you’re receiving constant calls from Lakeside Receivables Services LLC, contacting an attorney can help. Consumer protection lawyers understand the relevant laws and can use their knowledge to hold offending collection agencies accountable.
What Is Lakeside Receivables Services LLC?
Lakeside Receivables Services LLC is a debt collection agency that focuses on delinquent accounts receivables on behalf of its clients. The company also provides customer service support for businesses that need a call center. Lakeside Receivables Services is based in Tonawanda, New York, and its listed phone number is (716) 261-2899.
Does Lakeside Receivables Services LLC Have Complaints Filed Against It?
Lakeside Receivables LLC has a non-accredited listing on the Better Business Bureau. The collections agency has a “C” BBB rating and an overall 1 out of 5-star rating from 5 customer reviews.
Over 80 consumer complaints are reported against Lakeside Receivables Services regarding various issues, from incorrect debts to harassing behavior. Under several of these complaints, the collections agency responds by stating that all communications will cease upon request.
What Are My Consumer Rights if Lakeside Receivables LLC Services Contacts Me?
If Lakeside Receivables Services LLC contacts you about a debt, it’s essential to know your rights. Consumers have various protections under state and federal law.
State Laws
Several states have enacted laws protecting consumers from illegal behavior in response to the serious issue of debt collection harassment. These laws generally prohibit debt collectors from making repeated phone calls, using profanity, or making threats of violence. Additionally, many states require debt collectors to provide written notice of the debt before they can begin contacting the consumer.
In a specific example of state fair debt collection practices legislation, Arizona prohibits debt collectors from using misleading letterhead or other printed materials to convey the impression that the debt collection agency has state backing.
Federal Laws
The Fair Debt Collection Practices Act (FDCPA) is a federal law that governs the behavior of debt collection agencies. It prohibits them from engaging in certain types of harassing or abusive behavior. For example, the FDCPA prohibits debt collectors from harassing calls to consumers repeatedly or at unreasonable hours, making threats or using obscene language, and disclosing personal information about the consumer to third parties.
Other FDCPA protections include:
- Prohibiting the use of misleading information by debt collector
- Communicating only through your attorney if you have one
- Ceasing communication completely if you request it
The FDCPA covers debt collection regarding credit cards, medical debts, mortgages, utilities or retail bills, and other personal or household debts.
How a Consumer Protection Lawyer Can Help
If you are having problems with Lakeside Receivables Services LLC, a consumer protection lawyer can help. Debt collection agencies are regulated by law, which limits what they can do when trying to collect a debt. If a debt collector violates these statutes, a consumer protection lawyer can take legal action on your behalf.
In some cases, this may result in the debt collector being ordered to pay damages. Damages may include up to $1,000 per lawsuit and your legal costs. In some cases, the lawsuit may lead to a discharge of your debt, which means you would no longer be responsible for paying it. This can occur if the debt collector is trying to collect on debt while a bankruptcy case is pending or attempting to collect on a zombie debt, a forgotten, uncollectible account.
Contact a consumer protection lawyer to get reliable legal counsel if you have harassment issues with a debt collection agency. They can assist you in crafting a cease and desist letter, lodging complaints with government agencies like the Consumer Protection Finance Bureau, and filing a lawsuit if the collector’s behavior warrants legal action.
Stop Harassment From Lakeside Receivables Services LLC
Debt collection agencies like Lakeside Receivables Services LLC can make life difficult for consumers. Hiring a knowledgeable attorney can stop the debt collector’s badgering and give you room to breathe.
America’s Consumer Lawyer assists consumers mistreated by debt collectors regarding verifiable or mistakenly attributed debts. Our attorneys can act as a shield that ensures the illegal practices against you halt as soon as possible.
View the reviews and testimonials of thousands of consumers who have trusted our law firm in handling their debt collection harassment cases. Call us today to learn how we can help you stop debt collection harassment.
Contact us to schedule a free, no-risk consultation to discuss the details of your case and put an end to harassment by Lakeside Receivables Services.
