Whether You Owe The Debt Or Not, We Can Help You!
Has Law Office Of D Scott Carruthers Called From 714-236-9700 ?
Find out why they are calling
Get the calls to stop
Review your credit report
Answer your financial questions
All at ZERO COST to you.
CALL NOW 888-572-0176Or fill out the form to claim your
FREE no-obligation case review.
Tell us your story.
We'll make things right.
How it Works
We will stop harrassment immediately
If your rights have been violated, you may even be entitled to a money damages.
The other side pays our fees and costs, so there is ZERO COST to you.
Frequently Asked Questions
What is the Fair Debt Collection Practices Act?
The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.
What is the Electronic Fund Transfer Act?
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.
What is the Fair Credit Reporting Act?
The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.
Do I have to pay your fees and costs?
No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.
Do states have their own laws to protect consumers?
Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.
How does Mike Agruss Law help me?
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.
We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.
Top Collection Violations
Called you about a debt you do not owe.
Called you at work after you told them you cannot recieve calls at work.
Left you a message without identifying the company's name.
Left you a message without disclosing that the call is from a debt collector.
Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.
Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).
Called you after you said to stop calling.
Threatened you with legal action (such as a lawsuit or wage granishment).
Called you before 8:00 AM or after 9:00 PM.
Continued to call you after you have told the collector yo cannot pay the debt.
Communicated (phone or letter) with you after you filed for bankruptcy.
Failed to mark the debt on your credit report as disputed after you disputed the debt.
Real Reviews From Real Clients
Exceptional Experience
Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.
Pj Nyc
714-236-9700
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714-236-9700
714-236-9700
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Submitted Comments
Michael Agruss
3 years ago
Hi Joi. How often are you receiving these calls? At what times? Let's talk more about this and discuss how to make the calls stop. I will be in touch. Thanks, Mike
Michael Agruss
3 years ago
Hi Leon. I can discuss how to make these annoying and frustrating calls stop. I will be in touch to discuss how. Thanks, Mike
Michael Agruss
3 years ago
Hi Antoinette. I can certainly discuss how to make these calls stop. I will be in touch. Thanks, Mike
Michael Agruss
3 years ago
Hi Rachquel. If the debt collector is divulging your information to others, they could be violating your rights and you may be entitled to compensation. Have you requested a debt validation letter yet? That will allow you to determine if the debt they are calling about is legitimate or not. I can help you with this--my law firm is experienced in dealing with debt collectors and debt collection agencies and we can be your advocate against this threatening behavior. I will give you a call or you can contact us at 888-572-0176. Thanks for sharing your story, it helps other consumers to see that they are not alone. I look forward to speaking with you, Mike
Michael Agruss
3 years ago
Hi Mark. Debt collectors are required to provide you with a debt validation letter to determine if the debt is legitimate. They are not permitted to harass or threaten you, doing so could be a violation of your rights. I would like to discuss this with you, as well as your rights and options in dealing with the Law Office of D. Scott Carruthers. I will give you a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Elvira. I would suggest you send a cease-and-desist letter to the Law Office of D. Scott Carruthers. You have that right under the law. I can help you with this, give me a call to discuss how. Thanks, Mike
Michael Agruss
3 years ago
Hi. If you're getting a call from the number listed, it is likely from the Law Office of D. Scott Carruthers, a debt collector. They are likely calling you in regard to a debt they have purchased from your original creditor. Are you aware of any debts you may owe? You can find out this information with a debt validation request. I can help you with this, feel free to contact me at my office at your earliest convenience. Thanks, Mike
Michael Agruss
3 years ago
Hi Carlos. Unfortunately, debt collectors are known for their less-than-stellar customer service skills. Harassment is not permitted under the law and if you are dealing with it, you may be entitled to compensation. I would like to speak with you further--give me a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Lori. Debt collectors are not permitted to threaten or harass you. They hope that people will fall for these tactics and send them money, which unfortunately works much of the time. I would suggest you contact my office so we can work together to get these calls to stop. I will be your advocate and prevent the Law Office of D. Scott Carruthers from intimidating you further. Give me a call at 888-572-0176. I will also be in touch. Thanks, Mike
Michael Agruss
3 years ago
Hi Maurice. Have you informed them to contact your bankruptcy attorney regarding your debt? That would be a good place to start. Your lawyer should then deal with them accordingly. If you need further assistance, give me a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Samantha. The law protects consumers from frequent and harassing phone calls. If you'd like to discuss how to get these calls to stop, give me a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Enrique. Have you sent them a cease-and-desist letter? You have that right under the law and this will give you a paper trail in the event that they continue to call and violate your rights. If you'd like help with this, you can give my office a call at 888-572-0176. We are experienced in dealing with many debt collectors and debt collection agencies and we will be your advocate. Thanks, Mike
Michael Agruss
3 years ago
Hi Amy. Debt collectors are permitted to contact your friends, family, and other acquaintances in an attempt to secure accurate contact information. They are not permitted to call them excessively or divulge any personal information about your debt. What type of harassment are you dealing with from them? Let's talk about this in more detail and work together to get these calls to stop. I will give you a call or you can reach my office at a time more convenient for you. Thanks for sharing your story. Mike
Michael Agruss
3 years ago
Hello Esther. How often are you receiving these calls and what type of harassment are you dealing with? I'd like to speak with you about this and determine what options you have. Let's talk--give me a call at my office at 888-572-0176. Thanks, Mike
Michael Agruss
3 years ago
Hi Jamaica. Fortunately, the law protects consumers like you against harassment and bullying. Have you sent them a cease-and-desist letter? That is a great way to start a paper trail to ensure that they follow the law. If you'd like help in getting these calls to stop, I can help. I will be in touch. Thanks, Mike
Michael Agruss
3 years ago
Hi Anthony. Do you have proof that the debt is settled? If you do, you can send it over to my office at [email protected]. I will review it and give you a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Morgan. They likely own the debt through a purchase, which is common in debt collection. You have the right to request a debt validation letter to ensure that the debt is legitimate. I would be happy to speak with you about this--feel free to contact me for a free, no-obligation consultation. Thanks, Mike
Michael Agruss
3 years ago
Hi Griselda. You're wise to not give them your credit card information before you're even sure if the debt is legitimate. You can verify this debt and I can help you. I will be in touch with you to discuss how. Thanks, Mike
Griselda
3 years ago
I received a call from Law Offices of Scott Carruthers office saying they have my loan of 3,097.00. I never received a loan from Loan Me for that amount. They said the total amount is actually 45,000.00 because I failed to pay the loan back. They wanted my credit card info first before they can send me an agreement for a payment plan. I did not give them that info so they hung up on me. I am in California and the only loan amount I have received was for $2,000.00
morgan
3 years ago
Law Offices of Scott Caruthers is harassing me about an account that I do not have
Anthony
4 years ago
These people keep robo calling me every few even during the corona virus quarantine. I told them on the first call that I already settled that debt 2 years ago and now they are asking me to prove it. I had this problem 6 months ago with a different collector (integrated recovery) so I sent them proof and they stopped calling me. I think Cashcall is also to blame here and 3rd party debt collectors are going to keep popping up.
Jamaica
5 years ago
This company continues to call me after I have requested that they stop the calls. They are now harassing me at my place of employment. D Scott Carruthers are a collection agency that attempts to bully and threaten you into taking their calls. So unprofessional.
Esther
5 years ago
constant calling and harassing
Amy
5 years ago
They keep calling and harassing me. Calling my landlord and my other contacts. This needs to stop. I want to report to police.
Enrique
5 years ago
I am getting a calls from a collector after I told them to stop calling and the debt itself is not even mine!
Samantha
5 years ago
Nathan from phone number (714) 236-9700 is harassing me calling my family members and my job!
Maurice
5 years ago
I have filled for chapter 13 bankruptcy and this law firm is still calling me. All my prior creditors are listed on the bankrupt fillings.
Lori
5 years ago
This number called me at work on my cell phone several times in a row--- saying I took out a loan with some company I DID NOT. When I told him to take my number off the list and never call me again and that I know it is a scam--- he proceeded to raise his voice and yell at me stating he knows where I live and where I work and he knows what I look like. He called me a liar and said that I know because he has left me several messages and I would call back and ask whtat it was about if I didn't take a loan with this company. This is very scary that these people are so recklessly making threats to innocent hard working people like myself. I am getting very concerned. What do I do?
Carlos Castro
5 years ago
I got a call yesterday from this place, the person made that called was so rude I told him i was working he didn't stop talking , need professional peoples. He was harassing me so bad.
5 years ago
keeps calling everyday and doesn't leave a message. call the number back and it says all the lines are busy.
Elvira
6 years ago
They constantly call my work place where i cant even take personal calls and continue to ask my coworkers to speak with me when we are all working and busy and ive told them not to call i cant take calls but they still do
Mark
6 years ago
These people call multiple times a day, and my employer. I asked for validation, they would not do anything over the phone, then claimed they had and just kept threatening to sue me, when I asked for the title of the person calling, he said I am a bill collector, and if I wanna get sued, he will see me in court. I explained, I hear all the calls in the background, it sounds like a boiler room collection agency, they told my staff they were an attorney contacting me
Thanks Mark
Rachquel
6 years ago
This person has called my work number 2 tims, my personal number 3 times, an associates number 3 times all before 2 p.m. claiming I owe them $12,000+. I do not appreciate the false claims and refuse to accept being harassed about them. Please assist me it making stopping these calls and ensuring myself as well as others are not being scammed into giving these people money. Thank you for your help.
Antoinette
6 years ago
Please help me stop the harassing calls
Leon
6 years ago
This D Scott Carrut has been calling me two - four times a day and Now Hes calling my employer! Can you get him to stop?
Joi
6 years ago
Hey keep harassing me day by day hour by hour minute by minute. This has to stop.
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