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Whether You Owe The Debt Or Not, We Can Help You!

Has Phillips & Cohen Associates Called From 866-309-7011 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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FREE no-obligation case review.

Tell us your story.
We'll make things right.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

866-309-7011

also appears as...

  • +1 8663097011
  • 8663097011
  • 1-866-309-7011
  • 866.309.7011
  • 1.866.309.7011
  • 866 309 7011
  • 8663097011
  • +1 (866) 309-7011
Phones

866-309-7011

866-309-7011

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

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We will respond to you at lightning speed. All of your information will be kept confidential.

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Submitted Comments

Michael Agruss
2 years ago
Hi Leiva. I'm sorry about the loss of your husband and now you're dealing with these calls. Unless you were the cosigner on the debt that they're contacting you about, you are likely not responsible for it. I can chat with you about this when I give you a call. Thanks, Mike
Michael Agruss
2 years ago
Hi Natalie. If you want help in getting these calls to stop--reach out. I would be happy to have a free, no-obligation consultation with you about these calls. We can chat about the FDCPA, your rights, and your options in dealing with these types of calls. You can reach me at 312 300 5996. Thanks, Mike
Michael Agruss
2 years ago
Hi Power. If you'd like help in getting Phillips, Cohen, and Associates to stop calling, I can help. I have helped many consumers just like you to deal with debt collectors who are overstepping their responsibilities, including harassment and abuse. I am going to reach out to you at the number you had provided and I look forward to speaking with you. Thanks, Mike
Power
2 years ago
keep calling
Natalie
6 years ago
Advised Comenity my spouse was deceased in Oct 2017. This number is STILL callingcallingcalling. Called MY job today!
Leiva
6 years ago
Calls repeatedly,my husband died February 262017 and owed a Bill,I told this company I could try to pay it,he died penniless,they advised me not to pay ,I didn't have to ,it was not my bill.They,still call me and leave numerous messsges!

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