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Whether You Owe The Debt Or Not, We Can Help You!

Has Phillips & Cohen Associates Called From 866-321-2195 ?

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Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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We'll make things right.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Agruss Law Firm help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Agruss Law Firm, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

866-321-2195

also appears as...

  • +1 8663212195
  • 8663212195
  • 1-866-321-2195
  • 866.321.2195
  • 1.866.321.2195
  • 866 321 2195
  • 8663212195
  • +1 (866) 321-2195
Phones

866-321-2195

866-321-2195

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

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Submitted Comments

Romilda
2 years ago
calling people i know stated I owed money please stop
Michael Agruss
2 years ago
Hi Todd. Are you aware of any debts you may have with them? If you need help determining what the debt is in regards to, I can help. I'll call you and we can discuss your options. Thanks, Mike
Michael Agruss
2 years ago
Hi Richard. I will give you a call to discuss this situation further. Thanks, Mike
Michael Agruss
2 years ago
Hi Lisa. I would be happy to help you deal with these calls. I'll reach out and you can contact me as well at 312-224-4695. Thanks, Mike
Michael Agruss
2 years ago
Hi Kathleen. I'm sorry to hear that you're dealing with these frustrating phone calls. If you need assistance with them, you can reach my law firm at 312-224-4695. Thanks, Mike
Michael Agruss
2 years ago
Hi Jessica. Do you have a recording you can send over to my office? I would be happy to listen to it and work with you in determining what options you have in dealing with this situation. I'll be in touch or you can reach me sooner at 312-224-4695. Thanks, Mike
Michael Agruss
2 years ago
Hi Lisa. I would definitely recommend that you ask them for written proof of this debt to determine if they are scamming you. You may also want to inspect your credit report to determine if someone has used your name and social security number in a fraudulent manner. If you need assistance, reach out to me at 312-224-4695. I will also give you a call. Thanks, Mike
Lisa
2 years ago
caller stated they had talked to me earlier this month. They had never called me before. Stated I owed Capital One over $3,000.00 I don't have a Capital One account. Told her that her scam wouldn't work on me.
Jessica
3 years ago
Caller keeps calling and leaving recorded messages stating they are going to file against me in my county if I do not call them back.
Kathleen
4 years ago
Calling a business repeatedly and hanging up. 4x in one day! I called number back and asked to stop calling this is a business. Tameka said they were looking for a person who is not employed here, then denied ever calling!
Lisa M.Kennedy
4 years ago
Calling me.
Richard
5 years ago
We get this call every now and then..but now..this is the third call in a short period of time. I have a credit rating of 855 and I am sure I owe no one. My wife and I are in our 70 and in ill health...this call is upsetting. I don't talk to them as Iwas thinking it was a scam. Finally I looked up the number and found you. I will authorize you/your firm to help us. Sincerely, Richard
Todd Halcomb
6 years ago
They are calling me on my cell phone number and mailing me about a debt.

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