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Has Premier Bank Card Called From 605-884-4130 ?

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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605-884-4130

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Submitted Comments

Samantha

6 months ago

Its about my credit card with them

Rachael

11 months ago

I get called at least 7 times a day from two different numbers from premier bank card. I did take out a prepaid credit card with them I put 96$ for the annual fee plus I paid 75$ to open it. I signed up for paperless billing bc they gave me a break on so that supposedly benefited me in some way. I really wanted to fix my credit with this card so I set up my payment almost a month before it was due just to make sure I stayed on top of it. They took the money from my bank account four different times and I even have confirmation from my bank whom I’ve called many times to be sure I wasn’t missing something. The credit card company has tried to tell me they have tried to take the payment from my account but it kept getting returned due to insufficient funds which is not the case I had a few thousand dollars in my account at that time. They keep telling me they have only the digital transaction number since I’m unrolled in paperless billing there’s no way to track it like you should be able too. Now they are trying to say I owe almost 700$ for a card I had a 250$ limit on which I had paid 96$ plus $70 which came off of the credit limit I don’t know what to do. It’s hurting my credit terribly not to mention very irritated they call me night at day after I’ve told them many times not to call the phone number anymore they say ok and call back two mins later. They also don’t say what company they are calling from they need me to confirm my social security number and other personal information I dont feel comfortable giving to someone that doesn’t identify where they are calling from.

Ashley

1 year ago

Hi I have gotten at least 40+ calls since early or mid December. They called my main cell and my backup number constantly every single day and still continue to do so

Tyaisha

1 year ago

1 payment behind and they call me 6x a day every day

Rachel

1 year ago