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Whether You Owe The Debt Or Not, We Can Help You!

Has Td Auto Finance Called From 877-304-3480 ?

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Review your credit report

Answer your financial questions

All at ZERO COST to you.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

877-304-3480

also appears as...

  • +1 8773043480
  • 8773043480
  • 1-877-304-3480
  • 877.304.3480
  • 1.877.304.3480
  • 877 304 3480
  • 8773043480
  • +1 (877) 304-3480
Phones

877-304-3480

877-304-3480

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

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Submitted Comments

tony
3 years ago
CALLED EARLY IN THE MORNING WHEN IM SLEEPING !!
tony
3 years ago
CALLED EARLY IN THE MORNING WHEN IM SLEEPING !!
Holly
4 years ago
Recently (Jan - Mar) I was intermittently hospitalized for a documented medical condition. Because of this I had to take time off of work. My payments are 94 dollars biweekly. I did not miss all of my payments, but as I understand I currently owe approx 400 + interest and penalties. Automatic withdrawal dates are the 1 and 15. I have not put a stop to these payments for fear that they will try and withdraw from my TD savings account, and I am still trying to maintain regular payments. I have reorganized my finances and I agreed to make increased payments until the balance is paid, however they continue to try and withdraw the original amount on the wrong days and I'm then charged a 45 dollars NSF fee in my chequing account and the auto loan. I can't get ahead because the irregular access to my account is costing as much as the original payments! When I have called to address this they say they have no documentation of the agreement to make increased payments to cover the balance. They call me 5 + times a day over a missed payments amounting to less than 500 dollars - it's crazy. I've basically given up, it's so stressful I feel like I'm in a hole with them now that I can't get out.
Stephanie
4 years ago
Hello, I bought a car and TD auto finance , finance it. Sadly this car was a lemon. After having less then a year and it always needed to be fixed I parked it in my driveway and haven't used it since. I needed to buy another which I paid much less and it's older but at least it works. I found out that I could do a ''remise volontaire'' giving the lemon back to TD. After calling 3 times to try and do so they said it was illegal here in Quebec. I found out from a rep. at Jean Chabot and ass. that they were lying and it is legal and they must take it back. I emptied my accounts at TD because once I transferred banks (for my pay deposit) they would take money from my other accounts at TD (another checking account NOT the one on the contract. Then I made sure nothing was deposit at TD bank anymore. Funny once paiement started bouncing they were caqlling me. 3 tomes I asked for the ''remise volontaire'' and all 3 different TD auto finance reps told me I was NOT allowed to do so in Qc. Please advise what I can do because I am seriously thinking of declaring bankrupcy for a lemon car. Thank you
Mackenzie
5 years ago
They call all the time...
Daniel
5 years ago
many times avery day except sunday

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