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Whether You Owe The Debt Or Not, We Can Help You!

Has Transworld Systems, Inc. Called From 646-971-1261 ?

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does America’s Consumer Lawyer help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at America’s Consumer Lawyer, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to America’s Consumer Lawyer.

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646-971-1261

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  • 6469711261
  • +1 (646) 971-1261
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646-971-1261

646-971-1261

We helped thousands of people like you

7,500

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Harassment Cases Settled

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Submitted Comments

Tera
2 years ago
I have been paying RMS for a debt purchased from Pentagon Federal Credit Union. I lost my wallet a little over a week ago and hadn\'t had the chance to update the payment method. Within the 5 days, RMS has repeatedly called me from number 646-452-0408, 6 times just yesterday. They called my mother-in-law and sent a text to my father-in-law (I have the text). I do not and have never lived with either of them so I have no clue how they got their phone numbers. At this point, I want to stop being harassed and settle everything out. I\'ve made 20 payments of $311.68, starting 03/04/22 with the last payment on 10/04/23. I believe the original debt from Pen Fed was around $21,000, but I\'m not sure. Please let me know if you can help with the harassment and settlement of this debt.
Angela
3 years ago
Calls from 646-971-8945 harassing my family members . Yet nobody calls me myself. And they won’t state what for

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