Motor Vehicle Accidents & Personal Injury Cases On Vsam1040 Chicago Llc

Host:

Good morning. Good morning, Taylor, good morning Mike. I just talked to the audience about what we're going to talk today, not only about laws and insurance covering, but we're going to talk about specific cases that you worked on for 10 years, that you opened the law firm, right?

Michael Agruss:

Yeah, in March it'll be 10 years, yeah.

Host:

10 years, okay. That's a long time.

Michael Agruss:

It is.

Host:

And Taylor, she became a partner with you three years ago?

Michael Agruss:

No, this year.

Taylor Kosla:

Partner this year, but I started at the firm three years ago.

Host:

Oh I see, okay. I see. Nice partnership?

Michael Agruss:

Yes.

Host:

Okay, let's start our talk show. The first question is for you, Mike. What type of model of vehicle accidents does your firm handle?

Michael Agruss:

Sure, so we've been on recently with you talking in great detail about car accidents. And so today I thought it'd be helpful to discuss, in addition to car accidents, we could talk about some of the other areas of personal injury that we handle. And also discuss some cases, some real-life examples where I think the viewers would really be able to understand how we could help.

Obviously a big part of our practice deals with car accidents, motor vehicle accidents, and this would be anything from car accident, truck accident, we help people with rideshare accidents like Uber and Lyft. We also help out with bicycle accidents and motorcycle accidents. Basically, any type of accident that you would be involved in on the street, even pedestrian accidents, that falls under what we would call our umbrella of motor vehicle accidents or car accidents, things like that.

Host:

Okay, [Vietnamese 00:01:49].

Okay, and the second question's for you. Can you tell me and the audiences about the rideshare accident? Like Uber and Lyft, that you worked in?

Taylor Kosla:

Yeah, so we had a really interesting case a few years ago involving a rideshare accident. Our client was on her bicycle in the Loop, in downtown Chicago on her way to work. It was at like 8:30 in the morning, and the way that the road and bike lane was structured was, it was a one-way street and there were traffic lanes. And then between the traffic lanes there was actually a bike lane, and then next to that was a parking lane.

So our client is traveling down the bike lane, when a rideshare vehicle pulls over and a passenger gets out the rear door. As the passenger opens the rear door, hits our clients on the bike. Our client falls and suffers injuries to her knee, torn ACL, MCL. Goes to the ER, has surgery. Pretty significant injuries, and so we ended up filing suit against the rideshare company, the driver of the vehicle, who actually fled the scene of the accident, and the passenger. It turns out through discovery that the passenger had no insurance whatsoever. No homeowner's, renter's, auto insurance. However, there was coverage for the rideshare company and the driver.

In addition to that, we were able to recover for our client from her own insurance, because she had uninsured motorist coverage, so because that passenger who opened the door was partially at fault, there were a lot of parties at fault here. The driver for pulling over, the passenger for not looking and opening the door. Because the passenger didn't have insurance, we were able to go through our client's auto insurance using her uninsured motorist coverage, and recover from that as well. So we settled with the rideshare company, the driver, and our client's insurance.

Host:

These are long cases.

Michael Agruss:

Did you get all of that?

Host:

Yeah! Of course, no I'm that good.

Taylor Kosla:

You have a diagram?

Michael Agruss:

And I think when you're talking to the viewers here, I think what's so important about this case that Taylor worked on is, what seems like a simple I opened up... It's called a dooring accident, you open a door, someone rides into it and they're injured. What was so complicated about this case, and what's fortunate, the reason our client contacted us is there's so many layers of insurance. So we were able to figure out all the areas of coverage, and maximize the payout from each one of those policies. Taylor did.

Taylor Kosla:

Yeah, and since then actually, and a lot of rideshare apps now, when a driver pulls over, it actually warns them to warn the passenger to look before opening the door. But that wasn't the case at that time, that actually came out a few months after our case resolve, but that was really...

Host:

But how long ago was your case, what...

Taylor Kosla:

The case...

Michael Agruss:

Couple years?

Host:

Couple years ago?

Taylor Kosla:

Yeah, it was resolved a couple years ago. But from the time that we filed it was completely resolved in a handful of months. It didn't take long.

Host:

I need to look up on my rideshare app, if there's one in there!

Michael Agruss:

When you go back to Atlanta, we'll miss you, but when-

Host:

Someone will pick me up. That's nice, I don't need to tell you, right!

Michael Agruss:

You'll be safe then!

Host:

[Vietnamese 00:06:48].

Michael Agruss:

Shall we do shorter answers for you next time?

Host:

No, this is pretty in-short answer, but when I translate into Vietnamese I need to talk long and explain more to the audience that can get what's going on with your case.

Michael Agruss:

Right, and Uber, rideshare, Lyft, they're so common these days, and everyone uses them, and when you're involved in an accident, there's a lot of unknowns.

Host:

I think it's more common in Chicago, because parking here is pretty rare.

Taylor Kosla:

And that's another lesson to take away from that is to have some sort of insurance coverage even if you don't own a car, like that [inaudible 00:10:34], she didn't have a car, which is why she didn't have coverage. You still want something to protect you, because if it was that passenger on the bike, you can still put a claim in through your auto insurance, even if you're in an accident on a bike.

Host:

Oh, really?

Taylor Kosla:

Right.

Host:

So bike drivers, can they buy insurance for bike only, or have to buy auto insurance for that bikers, do you know what I mean? I don't know-

Taylor Kosla:

I don't know if there is a separate policy just for bicycles? But I would imagine if she had homeowner's insurance, that's something we would look into as well. But she didn't have anything, yeah.

Host:

Okay. So you just told me that the rideshare company insurance, right, the driver insurance and your client's insurance covered all that medical expenses, right?

Taylor Kosla:

And the settlement, yes.

Host:

And the settlement. So that is the health insurance of your client, or the auto insurance?

Taylor Kosla:

Both, actually. Her health insurance did cover some of her bills, so they were entitled to a portion of the settlement at the end of the day. And then her auto insurance also chipped in to pay for the uninsured motorist claim against the passenger who didn't have any insurance.

Host:

Okay, yeah. That's nice, [Vietnamese 00:11:56].

Okay, so can you tell the viewers about the motorcycle accident case that you worked on? What happened and how was it going?

Michael Agruss:

Sure, so this is another type of motor vehicle accident case we handle, which would be motorcycles. And this case happened several years ago, where we represented three people. We represented a husband and wife and then the husband's father was also out, they were all riding their motorcycle. And so this case deals with motorcycles, and it also deals with commercial trucks.

There was a tow-truck company coming, this is in central Illinois, a rural road where there's two lanes. One heading north, one headed south, and as the tow-truck company came over the hill and was heading south, got distracted on his cellphone, went and looked down, swerved into the other lane that the motorcycles were coming into. And there were guardrails on either side of the road, so the motorcyclist couldn't ride off the road. And so they had to lay down their motorcycles, because they didn't want to get run over, because now it's a head-on collision with a tow-truck company, that's also towing a car.

At the last second, the tow-truck driver looks up, slams on his brake, swerves back over into his lane, but it was too late because the motorcyclists had already laid down their bikes, and the husband and wife sustained multiple fractures, road rash, it was bad. And the husband's father passed away. He laid down his bike and ended up hitting his head on the guardrail. It was awful, awful accident.

And what's crazy about it is after the tow-truck slammed on its brakes, looked at the scene, fled the scene of the accident and left. So we were retained, and the police did a really good job with their investigation, and we helped them out with any information they needed, and they ended up finding the tow-truck company, the company that fled the scene, because there was GPS on the tow-truck.

So we were able to figure out who owned the tow-truck, there was a commercial insurance policy, the policy paid the full limits, and then we were able to get additional insurance coverage for each of the three motorcyclists through their own insurance.

Host:

That's all? Oh, that's shorter than yours! Easier job!

Michael Agruss:

Yeah, I mean it was a terrible case, I mean it's awful, it's really sad. But fortunately, they found us and through our investigation the police's investigation, we were able to get the case settled, I think, within six months of the accident. But it's another example, once again we've been on the show a lot talking about car accidents, and if there's a rear-end accident there's a police report, you can figure out who's at fault, and sometimes things are easy to investigate. Taylor's example with the rideshare and the dooring accident and this motorcycle accident with the tow-truck company, these are examples of, it certainly makes sense to hire a lawyer, let them do the investigation, and deal with all the insurance companies and figure out all the insurance policies that can contribute to settle the case.

Taylor Kosla:

What's really unique about that case is there is no actual impact. Which is, you hear of accidents, crashes almost always physical impact, two cars hitting each other, car hitting a bike, things like that. I mean, there was no impact in this accident, so it was really fortunate to be able to find the driver due to the investigation, and get the case resolved.

Michael Agruss:

And one other tidbit of information as well, you spoke too soon!

Host:

No no, I'm good!

Michael Agruss:

You [crosstalk 00:16:41] that was it, it was short! I think I was on the show last week, and we were talking about if you're involved in an accident, what are the three most important things? And one of the things I said was talk to the police, fill out a police report. The tow-truck driver who fled the scene of the accident, in Illinois, it's a felony to leave the scene of the accident if someone's injured, and it's also a separate felony to leave the scene of the accident if someone has died.

He actually served I think, three years in prison as a result of the accident. So I know oftentimes we're on your show talking about money and insurance and settlements and all that. There are certain situations in an accident, like if you flee the scene, it then turns into a criminal case. And in Illinois it's a felony to leave the scene of the accident, so we talked last week, talk to the police and get a police report. This is a perfect example of, had the guy just stopped and called 911 and said, "I was distracted on my phone, something awful happened." He would have never gone to prison.

Host:

Right, thank you so much. [Vietnamese 00:17:46].

So Taylor, does your firm handle any nursing home abuse and neglect cases? Or you do the nursing home abuse too, [crosstalk 00:21:13] your law firm?

Taylor Kosla:

We do, yeah.

Host:

Okay, that's good to know. Because I'm not sure but Vietnamese community, taking of parents and grandparents is our job when we grow up. But with the American culture, it's pretty common, like send your parents to the nursing home, to get the better medical treatment and the care. But in case that I have, like my aunt. My cousin sent her to the nursing home, and one time I came visit her, I felt like she didn't get the good medical treatment with her Parkinson. So all her clothes pretty dirty, and looks pretty clumsy. But can I talk to you at the office or I have to file a suit against those nursing homes?

Taylor Kosla:

We can absolutely talk about that. So nursing home abuse and neglect is actually really common. You've been in a nursing home, was it one in Chicago?

Host:

No, in Atlanta.

Taylor Kosla:

In Atlanta, okay. So Illinois actually has what's called the Illinois Nursing Home Care Act, and it's really favorable to patients in nursing home facilities, as well as their families. It gives them an avenue to bring the lawsuit, and it also contains the [inaudible 00:22:46] provision, which is really great, because it provides for attorneys fees, unlike a regular negligence case. And that just shows how favorable the law is to the elderly.

When we think of nursing home abuse, you think of physical abuse. But like you said, your aunt didn't have clean clothes. Neglect is a form of abuse, not giving the appropriate and necessary care. Mike'll get into the exact type and common patterns that we see in nursing home cases, but it's not unusual for people to bring in family, when they're at those later stages in life, but sometimes the care just begins to be too much. Maybe they're having falls at home, maybe they need medication dispensed to them regularly? That's usually when there's a transition to a home, to get the care that they actually need, but based on a lot of our experience, that doesn't necessarily happen. Which is why nursing home abuse and neglect is common.

Host:

Okay. [Vietnamese 00:23:58].

So, what type of nursing home abuse and neglect cases that your firm handle?

Michael Agruss:

Sure, as Taylor mentioned we handle nursing home abuse and neglect cases. Taylor actually has a lot of experience, during law school she worked at a firm handling exclusively these cases. And you had mentioned at the beginning of the show, this March'll be 10 years for my firm, but I've been practicing 17. At my second job out of law school, I worked at a firm where about a third of the cases I handled were nursing home abuse and neglect cases, so it's another... Once again, we've been on a lot, talking about car accidents, this is a whole other area of personal injury cases that we handle.

And like you had mentioned, I think people, when they think nursing home, they think someone's old and sick and they're at a facility full-time. Where part of nursing homes, or another way to look at it is, would be in addition to a long-term care facility it would be a rehabilitation facility. So for example, if you have knee replacement surgery, you may go to a rehabilitation facility that we would consider a nursing home for a couple of weeks to rehab.

So it's not necessarily people who are there indefinitely, it may just be someone who's there for a couple of weeks, getting rehabilitation.

Host:

Yes, short term.

Michael Agruss:

Exactly. Illinois has 1,400 long-term care facilities, and there are over 100,000 residents in those facilities. And whether you're in a facility full-time, because you have a serious illness and you've been there for years, or whether you're there for a couple of weeks rehabbing after a knee surgery, or whatnot? We handle a lot of fall cases at nursing homes, where people are rehabilitating after a knee surgery, they're not being attended to properly and they fall and break a bone, or reinjure their injury.

Another common type of nursing home case would be bedsores. When people are in bed and they're not tended to frequently, or turned enough or cleaned enough, and there's a breakdown in their skin that causes a bedsore. We also handle choking cases, we have a case right now where someone came in, they have mental health issues, they shouldn't be eating solid foods, and they were given solid foods for lunch and the caretaker walked away, and the person choked to death.

So in addition to, there are some cases we've worked on where there was a fall, someone has a broken hip. There's also cases that are so severe, where people are unattended and they choke to death. We've had other cases where we represent people who are brought in for mental health issues, and they aren't given the proper medication, aren't given the proper oversight and treatment. And we had one guy a couple of years ago who committed suicide in a nursing home facility.

So the types of cases we handle run the spectrum of falls, broken bones, all the way to wrongful death claims. And so I think what's important for the viewers to know what this other type of practice that we handle, as far as personal injury goes, nursing home abuse and neglect, there's a lot of information out there. The Illinois Department of Public Health governs this, they have hotlines where you can call up. They actually field about 5,000 complaints a year, and the Illinois Department of Public Health has a form that you can fill out. So for your story with your aunt, if you were concerned about that and you were in Illinois, you could go on the Illinois Department of Public Health, fill out your concern, your information, email or fax it to them, and they'll do an investigation for free.

So oftentimes cases that Taylor and I handle at the firm, that's something that we help people out. They'll contact us and say, "This is what happened to a family member, can you help?" And in addition to us ordering records and bills, having a nurse review them, we will also help fill out that Illinois Department of Public Health complaint to have them do an additional investigation as well. Yeah, so this is, I think it's just something that's unspoken, because like you said, Vietnamese culture, people bring in their... It's something where you may not want to talk about it, that you have a close family member that's in a nursing home. But it's important, people have rights.

Taylor Kosla:

Maybe you don't actually see what's going on behind the scenes, but like you said, you saw your aunt and you just felt like she wasn't cared for. And that's not unusual. When people come to us, they've usually been able to witness something. Maybe they found out about a fall, or they were there for a fall, they saw bedsores on the resident's body. So it's important that, if your loved one is in a home, if you see something, contact an attorney right away if you think that their resident is being abused or neglected.

Michael Agruss:

Yeah, follow your gut. Like with your aunt, follow... If you feel like something's wrong, say something. And that's what we're here for. We have people contact us a lot with nursing home issues, and oftentimes we'll do an investigation, or help them fill out a complaint. Just because you're going to call a lawyer doesn't necessarily mean you're going to hire them and file a lawsuit. A lot of times we tell people, "Let us do an investigation and get you some information, try to get you some answers."

Host:

Yeah, that's really nice. Every time I think about attorneys or lawyers, I think about money.

Michael Agruss:

You're not the only one! But you don't have to hide, you can leave it with us!

Host:

I'm not the only one! [Vietnamese 00:32:37].

Okay, so the... Why are you smiling at me? Okay, does your firm handle any premises liability case, and what does it mean?

Taylor Kosla:

Yes, premises liability, the premises is typically the ground or the property, come in cases that we see are slip and falls, either on stairs, ice, something on the ground, maybe something spilled in a store, maybe at a doctor's office there was a spill and the spill was cleaned maybe with a slippery substance? Something along those lines.

So we do handle these cases, and someone who suffers a fall or slips on something and is injured, they're entitled to compensation, usually their medical bills. Lost wages if they had to take off work for a period of time, and pain and suffering. Mike'll get into a few cases we've handled, but Jim who's also a partner at our office, and I actually tried a premises liability case about three years ago, where our client was visiting a friend. Slip and falls can happen also at people's homes, and it's not actually unusual to sue maybe relatives or friends, because although you're suing them in theory, you're suing their insurance company. Because they have homeowner's insurance, so.

Our client went to her friend's house, which was on the third floor and her friend also lived on the first floor. So she's on the third floor and she goes, "You know what? I'm going to go see so-and-so on the first floor." And the friend whose apartment she was in at the time said, "Don't go back there." Because there was a front staircase and a back staircase.

Well, our client went down the back stairs, ends up falling. Messed up her knee, had surgery, and it was really injured. We ended up filing suit against the friend, and the jury found in our favor, and I think the real reason they did was because the apartment tenant testified that the light in the back stairwell had been out for quite a period of time, that was really dark. And that's why she told our client not to go back there, but she never specified that.

She also testified to her grandchildren, having family over and them using that back stairwell, so she clearly knew that it was a dangerous condition and didn't do anything to stop our client from going back there, or to even fix it. Change a light bulb, it costs a few dollars. So that was a great result for our client.

It might sound kind of crazy to sue your friend, but it's not unusual and it's really the only way to get someone compensation when they've sustained a serious injury like that.

Host:

Okay, just a follow-up question. Are they still friends?

Taylor Kosla:

I don't think so!

Michael Agruss:

They are not friends.

Host:

It's a sad ending.

Michael Agruss:

Exactly. But when you're explaining this to the viewers, and Taylor brought this up, and I think what's really important is, people have insurance. And if someone has insurance, I tell people all the time, clients'll contact us and they'll be, "Do you think I should sue? Do you think I should..." If someone was at my house and they hurt themselves, the first thing I would say would be, "Sue me."

Taylor Kosla:

I'd sue him in a heartbeat!

Host:

Really?

Michael Agruss:

Wow. And we would not be partners then after that!

Host:

[Vietnamese 00:40:32].

Okay, so can you give me any other example of the premises liability that your firm just handled?

Michael Agruss:

Sure, so Taylor brought up a case that she and Jim took to trial, which is a great example of premises liability. And I think premises liability to me, means if you're basically injured on someone's property. And it can be private property, like here we're in a studio right now, it can also be public where for example, I've tried a case against the city of Chicago, a trip and fall case on a defective sidewalk. So there's all sorts of premises liability, the simple way to look at it is, were you hurt on someone's property?

A lot of the cases we handle people slip and fall in grocery stores, whether it's a product that was on the floor, or someone brought in... There was rainwater or snow and ice, things like that. We have a lot of grocery store slip and fall cases. Two cases in particular that we worked on, we had a client, one case was against Target. We had a client who was shopping at Target, there was a clear substance on the floor that she didn't see beforehand, and she slipped, she fell and braced herself, twisted her knee, had a torn meniscus, had to have arthroscopic surgery on her knee. Had medical bills, lost wages, stuff like that, and we helped her out with that process. And what's interesting with Target, they're a massive corporation.

So the moment she fell, there's a manager over there, people are writing incident reports and they're literally, within 30 seconds of the fall, they're documenting what happened so they're not at fault. And so it was a very tricky case to prove.

We ended up going after Target, and we ended up going after the cleaning company that came in in the morning to wax the floors and do all of that. So, that's an example of someone slipping and falling in a department store, grocery store, those are common examples. We have another case that we're working on right now actually, Taylor's handling it, and this is an interesting story, much like we were joking around about if someone was at my house and they hurt themselves, I would say, "Please, I have insurance, sue me."

The guy we represent is living with his fiancee, girlfriend, anyway in Chicago. I know you guys don't have this problem in Atlanta, but we have a problem with snow and ice here.

Host:

Oh yeah, we don't!

Michael Agruss:

Yeah. So we have a small problem in the winter with snow and ice, and people slip and fall all the time, car accidents happen all the time. The big thing when you're dealing with snow and ice is, they look at whether or not the condition is natural or unnatural. So if it's just snowing and it's icy out, and you fall? There's not much you can do.

In this situation, the girlfriend or the fiancee on the back deck, she shoveled all the snow, and then the snow started to melt, and then it created an ice patch that he didn't see. And then she says, "Can you go let the dog out in the backyard?" One of the light bulbs has burnt out in the backyard, can't really see, she had shoveled the patio in such a way that it had melted a little bit, created this ice patch.

Anyway, he fell, twisted his whole leg, had to have multiple surgeries, I think he was laid up for about three or four months. It's an awful situation, and the last thing you would think of is, "I'm going to go sue my girlfriend or my fiancee." Right? That doesn't make sense.

Host:

Don't.

Michael Agruss:

However, he was out of work for like three or four months. He has a couple hundred thousand dollars in medical bills for multiple surgeries. And if someone's at fault for why he fell, and she has insurance, that's why you go after the insurance company. So when I was talking to him-

Host:

It's home insurance?

Michael Agruss:

Yes, homeowner's insurance, and she has a really good policy. When I was talking to him I said, "Look. This is why people have insurance. If I was in a car and rear-ended you, you wouldn't think twice about going after my insurance. If you're at someone's house or someone's office, or wherever you're at, most of the time people have insurance, and if you're injured, it makes sense to talk to an attorney."

Host:

Okay, yeah. All right. [Vietnamese 00:48:01].

Okay, so I think this is the last question? Okay, just go ahead.

Michael Agruss:

Yeah, we can do a last question.

Host:

Does your firm handle any dog bite cases? I heard, [Qui Ngoc 00:52:20] told me about a case that dog bite already, but yeah. Just go ahead and tell the audience that you can help them in those cases.

Taylor Kosla:

Yeah. Dog bite cases are strict liability. Liability is responsibility and fault, so you don't have to really prove that, there's a few exceptions. But in summary, if you have a dog and your dog bites someone, you are responsible. So if Mike's five-pound puppy bites me, I'm suing him, and his homeowner's insurance will cover-

Host:

This was a real case?

Taylor Kosla:

No, no. I'm saying hypothetically! But your homeowner's insurance, the owner of the dog's homeowner's insurance will defend the homeowner in that case. So again, maybe you know who owns the dog, maybe it's a neighbor, recently I handled a case where a neighbor in an apartment complex was bit by his neighbor's pitbull, and then I actually recently handled a case where a woman was looking to foster a dog and the foster company knew that this dog was a little more aggressive. It was a chihuahua, and they had brought the dog over to our client's house, kind of as a meet and greet to see how things went. And the dog bit up and bit our client on the lip, right on her face. She had stitches, it was bad and as a female she was really self-conscious, it really impacted her self-esteem.

So we do handle dog bite cases, if you're bit by a dog and you've suffered injuries, absolutely give us a call regardless of your relationship to the owner, we'll see if we can help you.

Host:

Wow.

Michael Agruss:

And we're both animal lovers, yeah. Taylor's got a massive German shepherd named Hans.

Taylor Kosla:

Yeah, I do.

Host:

And how about you?

Michael Agruss:

I have two dogs. I just rescued one a couple of... So we have a dog who's 14 years old, he's a poodle mix. And then we just rescued another dog a couple weeks ago. She's a poofy little sweetheart. But anyway, so Taylor and I love dogs, but by all means it's strict liability meaning, if my dog bites you, I'm at fault. I've got homeowner's insurance, and it's going to pay for your medical expenses.

And a big thing with dog bites, like Taylor was saying with this woman who got bit in the face, a lot of people have scars. And scars, depending on how severe it is, where it's at on your body, I mean that can have a lasting effect, and so Taylor and I are super big dog lovers, but if a dog bites you, you should contact an attorney for sure.

Host:

I will, yeah. In that case I will. [Vietnamese 00:54:59].

So we talked through personal injuries cases, the elder injury, dog bite, nursing home, and what else? Because the time's pretty tight, just one hour, talk show, so could you please, Mike, Taylor, sum up what type of cases that your Agruss Law Firm handle?#

Michael Agruss:

Sure, so we handle personal injury, and the personal injury cases we handle are auto accidents, we handle premises liability if you're hurt on someone's property, nursing home abuse, we handle medical malpractice, we haven't gotten into that yet, but it's another practice area. Dog bites, basically if you're injured and someone else is at fault, we can help out. And I think for your viewers, what's real important for them to know is, they're not going to pay us a penny. We handle these cases on a contingency fee, and our contingency fee is one third, that never changes. A lot of other personal injury attorneys will charge one third, and then if you file suit it goes to 40%, if you go to trial it's 50%.

Our contingency fee's always one third, and people contact us all the time to just ask questions and basically get free advice. I know we joked, when you said, "When I think of attorneys I think of money." But please, if you have a question, contact us. Contact Qui Ngoc, we can totally help out and answer questions, get you answers, and if you've got a case we will certainly help.

Host:

Thank you so much. Taylor, anything that you want to add on?

Taylor Kosla:

No, I think Mike summed it up. If you're hurt, someone else is at fault, give us a call and we'll see if we can help you.

Host:

Thank you so much, Taylor. [Vietnamese 00:59:45].

Thank you so much, Mike and Taylor. This may be the last time I have a talk show with you. Cry!

Michael Agruss:

I know! Can we do this in Atlanta?

Host:

Sure.

Michael Agruss:

Okay.

Host:

You have any plan to go to Atlanta?

Michael Agruss:

Maybe sometime this winter when it's freezing, and there's snow and ice here, we'll come out there for a show.

Host:

Don't slip or fall or anything else, okay? Atlanta's really warm compared to Chicago, so please come visit.

Michael Agruss:

Perfect, we'll take you up on that.

Host:

Yeah, with you both and Shireen.

Michael Agruss:

Yes. We can have Shireen on too, that'd be awesome.

Host:

Thank you so much.

Taylor Kosla:

Thank you.

Host:

[Vietnamese 01:03:30].

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