Are you being harassed by over a debt? Stop the debt harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law. is an auto finance company that offers loans for consumers through various dealerships. Currently, the company is offering loans in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, North Carolina, North Dakota, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia, and Wyoming. The company was established in 1994. The business is located at 1420 S 500 W, Salt Lake City, UT 84115.According to Public Access to Court Electronic Records, has been involved in 17 consumer complaint cases. There are currently no open consumer complaint cases against the company.The Better Business Bureau does not accredit and gives the business a D- rating. In the past 3 years, 102 complaints have been closed against the company. The company failed to respond to 8 complaints that were filed, which lowered their rating. There is one negative review written about the company on the BBB website.Phone numbers associated with are:888-822-7422, 801-844-2100, 801-844-2600, 888-482-7410If you are being harassed over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact America’s Consumer Lawyer at 888-572-0176 to stop the harassment once and for all.
Prestige Financial
Submitted Comments
AC
8 years ago
I had a vehicle with prestige financial it was totaled 2 days after I made the fist payment. It took my insurance 2 months to make the poff amt $21,426.97 of the $26,540.04 and the GAP insurance paid $4,259.01 I advised them my balance is $854 not $1254. mary Kirby at Prestige would tell me that she knows I work for a finance company and I stated yes and you can't charge me like this the bal is the bal remaining on that poff and that is what I will pay nothing more than that. They refused and would send me text messages and Mary Kirby was always rude when I called or she called me. They have been sending me settlement letters that are still nothing where it is supposed to be to go about not having a settlement but paying off the actual that was owed at the time!
Bobbie
6 years ago
I lost my father 1 month ago and before that i was not able to make my 433 car payments called them and told them I need to voluntary surrender my car. Told them where the car was in text messages and on phone they keep calling me and will not help me now they are harassing my mom about it please help me if you can
Taylor
6 years ago
Ever since we moved to Alabama we have had nothing but issues with prestige. They do not communicate with each other at all. We tell them something and they completely ignore it or turn it around and stay that's not what was said. They sit and harass us everyday. My husband had to block their texts so then they started to email me. They are beyond rude and dont even look into your file. Once they realize they arent getting what they want they actually look into your file. I break into tears with all the stress from them. Not to mention weve had our vehicle for over 2 years and only 2,000 has been paid off when our payments are 314..how does that add up?
Kalina
6 years ago
Judge granted them a garnish against my wages..I had less than 7000 for payoff..It keep breaking down and I couldn’t afford the payments and maintenance after paying 1500 to get fixed and still wouldn’t work..They sold for about 3000, they garnish 2800..it has been about 3-5 months with no garnish..now I just received a letter from them asking
to continue garnish for 9000 for principle and interest..I’m so confused how the judge set a amount now they want more for a car I gave them back over 3 years ago
Jovon
6 years ago
Hello
My name is Jovon
I financed a car through a bank Prestige Financial Services after a Bankruptcy about three years ago. Even though I find them overtly aggressive: demanding payment before due date, demanding that I make ACH payments (which i have been doing)
This all came to an abrupt end mainly because of Covid-19. Please be advised that I communicate with my Account Manager via text and i have all text correspondence. In April I responded to a text regarding payment. I informed her that I was furloughed from my job and did not have income, she then advised me that she could offer a reduced payment for the month of April. Then in early May, I received a similar text before payment was due as usual demanding payment. The text also offered a reduced payment amount. Because I had not been paid from NJ Unemployment backlog after weeks, I was depressed and stressful.
I did respond to that text with some (choice) words. So today because I finally got paid from unemployment, I called my account manager and she refused to allow me to pay the reduced amount. She said that because I was rude to her that she would not accept a reduced payment as promised and demanded payment in full. I reminded her that I had a text message where she specially offered just that. I will go ahead and make this payment out of fear of repossession. How ever is there any legal action I can take against them for this behavior and also sending me text messages demanding payment before it is due?
Thanks
Jovon
Shatoia
6 years ago
I had a wreck in December of 2019, the car was deemed a total loss, the insurance company paid for everything except 4100 dollars told them I wasn’t working due to Covid , get harassing calls and texts all day was even asked did my stimulus check drop yet, awful company.
Michelle
6 years ago
These folks are harassing me and have left negative 30 days late on my credit. I was not 30 days late.
Duane
6 years ago
I was in a car wreck on 6-17-20. My insurance sent me a "total loss" statements. $5029. Prestige got 100% of that saying" it went to the interest of the loan. You still owe $6000. I have played for 5 years. Not good enough to try to get into another car. And I got the rum around legal money switched scenerio. They still want money. They are not cooperative at all! I could use a lawyer for help in this matter.
Lyle
5 years ago
Collection harassment from Prestige.
Chanel
5 years ago
I have a current car loan with prestige financial. I got my truck in 2015 I pay 450 a month. I moved out of town for 18 months and was late on payments during that time due to making less money. I've been paying now for 18 months and I still owe a little less than what I purchased it for. I am currently building my credit and need help out of this loan.
Mary
5 years ago
Well I’m in the midst of bankruptcy and needed to get a car. The dealer identified the lender. So not much I could do about that unless the dealer only refers people like me to the lender. I feel duped. I just signed the papers two days ago. I don’t think anyone else would finance me. What to do?
GwendolynMoore
5 years ago
I have a current car loan with Prestige financial. I got my car in 2016 for 24k. after 4 years I still have a balance of 20,374. I recently fell behind on payments and theh have reported all these late payments to the credit bureau and continue to charge me an excessive amount of interest. they have appkied wvwry payment that was made to intrest and none to principle. they call, text and email harassing me on a daily basis. now they want say they want to help me, but want me to sign an affidavit agreeing to pay more interest.
Latoya
5 years ago
I’ve had a loan with prestige finance for 4 years . My payments are 475.55 a month I’ve paid nearly 22,000 on a 18000 loan. I still owe 10,400. My contract states a yearly interest rate which prestige somehow changed to daily. I asked if I can pay off the remainder balance via %80 settlement agreement and now no one is available. It seems that they are purposely delaying the settlement to push me further into interest payments. This company is a complete scam. The break down of interest payments vs monthly payments fluctuates even when the payment dates don’t. Someone should really investigate these guys!
Michael Agruss
5 years ago
Hi Latoya. Unfortunately, you're not the only one who has had this situation. If you look online you can find many, many complaints against Prestige Financial for this exact type of behavior. Thank you for sharing your story, it helps other consumers to know that they're not alone and gets the word out that maybe considering Prestige Financial isn't the best case scenario for them. If you'd like to discuss your options in dealing with this loan, feel free to contact my office, we would love to listen to the specifics of your case and determine what we can do to help you. Thanks, Mike
Michael Agruss
5 years ago
Hi Gwendolyn. Prestige Financial is considered a "second-chance" loan company, so they prey on those with less-than-perfect credit. They are also known for applying payments to the interest and not to the principle and making it impossible to refinance. Before you sign anything, I would highly recommend speaking with an attorney to determine if you have other options. Please contact my office and we can help. Thanks, Mike
Michael Agruss
5 years ago
Hello Mary. Companies like Prestige Financial are often the only option for those with credit issues such as bankruptcy. I will contact you to discuss if you have any options in this situation. Thanks, Mike
Michael Agruss
5 years ago
Hi Chanel. This is common with Prestige Financial as they apply your payments to the interest and not the principle. I will reach out to you to see if you have some more details and determine if you have any options in getting out of the loan. Thanks, Mike
Michael Agruss
5 years ago
Hi Lyle. Can you discuss with me the type of harassment you're suffering from? I will give you a call and we can discuss your rights under the law. Thanks, Mike
Michael Agruss
5 years ago
Hello Duane. My law firm is experienced in dealing with Prestige Financial and the tactics they use. We can certainly get some more details from you and determine if you have legal options in this matter. Please feel free to contact me at my office and we can work together in settling this. Thanks, Mike
Michael Agruss
5 years ago
Hi Michelle. What type of harassment are you experiencing from Prestige Financial? If they're reporting incorrect information on your credit report, you could have a legal case against them. I will contact you and we can discuss this further. Thanks, Mike
Michael Agruss
5 years ago
Hi Shatoia. Prestige Financial has been doing this same thing to other consumers; there are multiple complaints of their representatives asking for stimulus checks and not having much sympathy during the pandemic. If you'd like assistance with your loan through Prestige and the car accident, give us a call. Thanks, Mike
Michael Agruss
5 years ago
Hi Jovon. I would love to see all the text messages you have. You can send those over to my office at michael@agrusslawfirm.com. They should not be asking for payments prior to the due date, they are permitted to remind you of the upcoming date however. Reach out to me so we can discuss the law and your situation further. Thanks, Mike
Michael Agruss
5 years ago
Hi Kalina. I'll give you a call to discuss this. I would like to review the judgement, please send it over to my office at michael@agrusslawfirm.com. Thanks, Mike
Michael Agruss
5 years ago
Hi Taylor. I'm sorry that the stress of dealing with Prestige Financial is causing you so many issues. Prestige will use your payments towards the interest and not the principle. That is likely what they're doing with your account as well, however I would need to see the payments you've made and an account statement. If you have those, my email address is michael@agrusslawfirm.com, send them over. I will review them and contact you. We will have a no-obligation, free consultation to go over your options and rights. Thanks, Mike
Michael Agruss
5 years ago
Hi Bobbie. I'm sorry for the loss of your father and that Prestige is harassing your mother now. That is unfair and stressful, I'm sure. I would like to help, please give me a call. Thanks, Mike
Michael Agruss
5 years ago
Hi AC. I'll give you a call to discuss this further. It sounds like something that Prestige is known for and you may have options. I'll be in touch. Thanks, Mike
Monica
5 years ago
I financed a car through them and have not been able to make a payment in 2 years due to having to stop work to care for my mother. I have been asking them to come get it and they refuse. I now have a car sitting at the house we rent and I can not get them to take it.
Michael Agruss
5 years ago
Hi Monica. Have they said why they won't take the car back? Let's chat more about your situation and see what remedies you may have in dealing with Prestige financial. Thanks, Mike
Andrew
5 years ago
After 3 years of paying $579 a month we still $22,750 on a $24,000 truck loan. Now we are so far upside down that we do not know what to do. I am just wondering what avenue if any do we have with getting out of this loan with Prestige Financial.
Marcus
4 years ago
I bought a car in Texas right before I retired from the Army under medical conditions in 2014, for my now x-wife. 2017 I moved home to Tennessee living on a fixed income and still do, trued to get them to work with me and no go. I did a volunteer repo, a year or so later the company files bankruptcy, falls off my credit 6-8 months later it’s back on again owing more money. Now as of today I was given a summons to appear in court
Michael Agruss
4 years ago
Hi Marcus. Send over the summons you received from Prestige Financial to my office email of michael@agrusslawfirm.com. I will read over what you were sent and then contact you to discuss the car you had done a voluntarily repossession of. Thanks, Mike
Michael Agruss
4 years ago
Hi Andrew. Your story is like so many I've heard from consumers regarding Prestige Financial. It can be frustrating and even frightening when you aren't sure where to turn. Fortunately, I have helped many others just like you and I would be happy to speak with you about your options. I will be in touch, or you can contact my office sooner at 888 572 0176. Thanks, Mike
Kristy
3 years ago
Car repoed for late fees. Want to know if thats legal.
Stephanie
3 years ago
I bought a car back in July of 2016. I made on time payment till January of2018 when the car was reposted. Since then they charge me $5.62 a day. Now they say I owe three times what I signed for the car at $12,000. I\'ve made a few more payments since the repo\'s and no matter what the amount owed keeps going up. I don\'t know if there anything I can do but I\'m looking to get help.
Thanks
Stephanie Campbell
LaToya
3 years ago
I am being threatened by Prestige Financial for a car that I do not have and was not operating. Prestige is threatening to garnish $27,000x
Takara
2 years ago
I have been summoned by Prestige Financial services for a car I included in a bankruptcy 7 years ago.
Emilia
2 years ago
I would like help with a Prestige Financial Issue as soon as possible.
Dominique
2 years ago
Prestige has called me every day when I still had the vehicle and I asked them to stop calling and harassingme at work. Now they are trying to garnish 25000 for me for a 21000 car. Please help!
Kenya
2 years ago
I have told prestige not to contact me via phone text email or at my current address because I do not feel that the amount I alledgly owe is correct. They sent out letters to my house and even threatened to take the car.I feel that a matter in dispute should not be reported to any credit agency. I also checked to see if there was a UCC1 financing statement on the vehicle and it is not.
Ann
2 years ago
Prestige Financial, cat totaled in accident, insurance and gap paid now trying to charge more money.
Kevin
2 years ago
Prestige financial continued to contacted me at unreasonable times with repeating calling about 5-10 times a day.
Jordan
2 years ago
I have a debt with Prestige Financial, they\'re now garnishing my wages at 25% I cannot afford that and I need some help with getting this decreased.
Yesibel
2 years ago
I had a joint car loan with Prestige Financial. The car wa totaled by the other tenant and ended up going to jail for the accident. The insurance paid most of it and the GAP insurance did not cover anything so there was a remaining of almost 2k.
Since the car belonged to a friend I refused to pay the amount (I should have). The contact info in the account is hers so they have never contacted me.
I would check my credit report and notice discrepancies and saw that the account was closed but the due amount kept increasing. I also know they have a reputation os not updating the credit report even if you pay it off.
A yaer ago in 2023 the balance due was showing a little over 3k. Yesterday it shows I owe 9k!!!!! I made very good money last year and I believe they saw that and are pushing for a settlement. But this is a bold violation to the FCRA and I am tired of Prestige.
I want to know if I have a legal case against them.
Thank you
Yahke
2 years ago
Hi I got a car from prestige Financial in 2019 I have been paying on this car since November of 2019 my payment are 499.99 the total amount was 22000 it\'s is now 2024 and it still says I owe 14000 dollars for this car how is this possible would love to see if there is something that can be done
sWANN
2 years ago
Car was totaled in March 2023. Prestige added repo fees in July 2023 and my insurance paid the car off.
Kandis
1 year ago
prestige financial is coming after me due to my car being stolen and getting denial claim due to my car being on the list of easiest car to be stolen a hyundai accent 2015 , they had no auto theft protection knowing the car is operated with USB port. I have a child with a disability and I can not afford to be sued.
Lisa
1 year ago
Prestige
Thermie
1 year ago
My vehicle was a total loss, insurance company paid $7700 to Prestige Financial and they still reported to the bureaus that I’m over 30 days late after collecting the money, and still say I owe when I’ve had the vehicle since 2018. It’s 2024 they call me at least 5 times a day. Saying some of the money went towards interest. Something has to be done because I’ve paid this car off 3 times over by now and they’re still harassing me for $3000!! This is illegal. Help!!!
Tanya
1 year ago
I went through some tough times and I didn\'t return the car to Prestige right away, but they got it back and the $15k they felt I still owed them has finally fallen off of my credit report last July and I have been getting my score up and paying my bills and I got a new truck, but Prestige just did a soft pull on me again on 1/09/2025, and I can\'t figure out why and it\'s really upsetting. They got the car back and could write off the charge back and the debt fell off. It feels like harassment.
Angela
1 year ago
I co signed a car for my daughter through Prestige worst thing ever. The car was surrendered as my daughter could not afford it. Now we have an attorney of prestige filing in courts to sue. I sent a letter to the court and the attorney agreeing to pay 150.00 a month. The attorney called stating prestige wanted 200 a month and he would call me back. To date no call back. The amount owed is way over what it should be. Please help
Sydnee
12 months ago
I need help immediately. I got a car from Virginia. It’s a Jeep Patriot. I have asked to change my payment due date almost every time and they claim I have maxed out the time I can request the due date. They call me so much and the text me so much. Harassing me in these text messages over and over. I try to call and be polite to them and they are extremely rude. Matt the manager is the main one who is constantly cutting me off and being disrespectful. It’s a never ending cycle and they stress me out so much. I should have never got this car through them. I am a 28 year old young woman. They are the worst car company ever. Please help me or provide me some options. I can’t take another minute with this company.
Janae
9 months ago
Prestige Financial and there illegal credit balance practice and reporting on a closed and charged off account with balance even though the account been charged off since 1/2020 but then in 01/2023 they added on my credit report a write off balance that has been growing in the amount every month started at 25,605 now is at 34,658 I have disputed with the credit agentcys serval times advsing that they can report on charge off account thats considered reageing but this month they did it again reported as past due mind you at the same time the account was paid off in full and they sent me the title to the car and I sold it carvana back in Nov 2019 and have email proof that title was mailed out to me per there email response
Grethel
7 months ago
I want Prestige Financial to stop calling me and harassing me for a debt that is a charge off for over 11 years ago.
