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Auto Replacement Coverage

Auto replacement coverage in the State of Illinois is an optional insurance. The State only requires drivers to have liability coverage which will insure the other party in case of an accident. Auto replacement coverage is normally under Physical Damage Coverage.

This type of coverage kicks in once the insurance company finds that repairs to your vehicle are more costly than the value of your car. However, the replacement models will only be available for the first three model years.

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A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At Mike Agruss Law, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE. We will never change our contingency fee throughout the process. You will not owe us a penny unless you get money. Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at [email protected] or schedule a meeting with us here. We’re here 24/7.

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