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Whether You Owe The Debt Or Not, We Can Help You!

Has Ally Financial Called From 877-281-1209 ?

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How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

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877-281-1209

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Submitted Comments

Gustavo
8 months ago
Ally Financial keeps calling me and doesn’t help me out when I ask for financial assistance or an extension on my auto loan.
Michael Agruss
2 years ago
Hi Pierce. If you feel that harassment from Ally Financial is affecting your life, you may have a case against them. I will give you a call and we can discuss your options. Thanks, Mike
Michael Agruss
2 years ago
Hi Kayla. If your father is attempting to make a loan in your name, that is a case of identity theft and you should absolutely put a stop to it before he is successful. This includes legal action, which isn't always something we want to do against a family member, but your credit could be ruined, which is also a nightmare to deal with. If you suspect that you are a victim of identity theft, you should consider these steps: contact the lender or company, dispute the account, place a fraud alert on your credit, create an identity theft report, and file a police report. If you need help with any of this, reach out to me at my office and we can discuss your situation further. Thanks, Mike
Michael Agruss
2 years ago
Hi Todd. If your family members are being bothered by Ally Financial for your debts, they may have a case against the lender. Let's talk more--reach out to my office at 888 572 0176. Thanks, Mike
Michael Agruss
2 years ago
Hi Diane. I'm sorry that Covid has hit you this hard, especially when you are trying to help care for a sick relative. I'm sure it is exhausting to try and find work while you're this stressed. If you would like help in dealing with Ally Financial, my office may be able to help you. We've helped numerous consumers just like you and I would be happy to speak with you further. I will be in touch but you can always reach me at 888 572 0176. Thanks, Mike
Michael Agruss
2 years ago
Hi Coty. The law protects you from harassment and if you and/or your father are being constantly harassed over your loan with Ally Financial, you may have some options to get them to stop. Give me a call so we can have a free, no-obligation consultation where we can discuss the law, your rights, and your options. I look forward to speaking with you. Thanks, Mike
Michael Agruss
2 years ago
Hi Gurpreet. I'm sorry to hear that you not only had to deal with Covid, but now you are facing the possible loss of your car because you are behind on payments. You may have some options and I would be happy to speak with you about those--give me a call at 888 572 0176. Thanks, Mike
Gurpreet
2 years ago
I can not pay my car payment past two months because i have Covid i losse my job
Coty
2 years ago
Ally Finacail will call me 3-4 times a day even after I talk to them. I am behind 1 1/2 car payments and have been making payments for the last 6 months at 10-30 dollars more a month than what I owe each month. They call my father also almost Daily. They use multiple phone numbers some that come back as portfolio associates, but when you call the number back they answer ally Finacail. I am just tired of the constant phone calls even after I answer and talk to them.
Diane
3 years ago
I lost my job prospects due to Covid. Ally, across the board, agreed to waive payment for XX months until things got back to normal. I continued to make payments anyway. Now. I am finally returning to work in SC on the 16th, hopefully, and the calls are morning, noon, night, late night. I have spoken with them numerous times. Each time they give a different excuse - first was "you haven't made six payments to Ally" I told them to check again, they did. They called back and now said "16 payments", I said check again. Now I won't answer. I am a licensed attorney in New York. I am in SC helping a sick relative. I turned in a lease up in NY, bought a cheap car down here and what a regret! I couldn't get work flowing down from NY (writing appeals, etc) and SC dried up. This is exhausting dealing with them. Emails, texts, phone calls, smoke signals, all of it.
Todd
3 years ago
soliciting money from family members
Kayla
4 years ago
Called and left a voicemail making it sound like my father is trying to take a loan out in my name in which I have given no permission to do so. Left an extension number as well and can not be reached back.
Pierce
5 years ago
Ally Financial keeps harassing me after I tell them What’s on going on they calls me everyday!

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Contact Info
312-300-5996
[email protected]
Office Locations

Aurora Office

31 W Downer Pl, Suite 405 Aurora, IL 60506

Chicago Office

4809 N Ravenswood Ave, Suite 419 Chicago, IL 60640

Elmhurst Office

579 W North Ave Suite 201 Elmhurst, IL 60126

Joliet Office

310 N Hammes Ave Suite 301C Joliet, IL 60435

Naperville Office

535 S Washington St, Suite 29 Naperville, IL 60540

Peoria Office

3526 N California Ave Suite 202 Peoria, IL 61603

Oak Brook Office

1301 W 22nd St Suite 711 Oak Brook, IL 60523

Springfield Office

1209 S 4th St Suite C Springfield, IL 62703

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