Are you being harassed by Specified Credit Association over a debt? End the harassment, get money and do it without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.
The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law.
Specified Credit Association is based in St Louis, Missouri. According to their corporate website, SBA offers receivables recovery on a contingency basis, legal and litigation, post-judgement and credit bureau reporting services. Post judgement collection services means Specified Credit Association works to obtain wage garnishments, attachments and levies on behalf of its clients, and it has a legal network throughout the United States. Their website states they have a “proven way of collecting a bad debt,” but continued non-payment after their involvement means they “may recommend legal action.”
According to Public Access to Court Electronic Records (PACER), Specified Credit Association has been sued 22 times since 2004, with 4 lawsuits filed in 2013. The most recent lawsuit filed was October 10, 2013. Specified Credit Association, Inc is not accredited with the Better Business Bureau. The BBB has processed 9 complaints against the company in the last three years.
Phone numbers associated with Specified Credit Association, Inc:
800-290-0978, 425-643-2613, 314-209-1566.
Mike Agruss Law, has help thousands of consumers stop debt collection harassment. We would like to help you, too. Under the law, we can get the collector to stop harassing you, and get you money damages. Plus, the collector will be responsible for our attorney’s fees and costs. You won’t owe us a dime for our services. Contact us today. We look forward to speaking with you.
Submitted Comments
Jessica Crocker
9 years ago
I received a judgement of 2900 for this junk debt buyer in 2009 and they have sent another judgement through for 13450 on the same case, as they keep raising the amount due. They bought the old debt for 1560 from title loan. I am at a loss to stop the increase in amount they keep adding.
Judy Strauser-Scheer
8 years ago
I have received numerous calls from Specified Credit Association as well have my sons, their spouses, and even my daughter in laws mother received a call or two. They have cost me to loose my job. And I have been degraded, threatened, and yelled at. I have been so stressed out.
I have recieved multiple calls from this collection agency saying I owe $9200 in damages to an apartment complex from 2012..they don't verify my dob or give me a mini miranda and have threatened to garnish me. I had an atty office contact them in reguards to this debt and they never returned their phone call and stopped calling me as soon as the atty office called them. I have every phone conversation with them recorded and saved on my phone.
The owner and operated of Specified Association Credit, Michael Varady. I have information about him if you need more.
I got a bill for Specified Credit Association. I tried to tell them that I was disputing the claim because I was never contacted back by the original agency after I sent multiple emails describing my situation and that I wanted to cancel the service. I acknowledged that I would pay but not the amount he was claiming I owed because I was never provided the service. I have much more details as well.
Michael Agruss
2 years ago
Hi Redate. I am going to call you so we can discuss this further and I can get some additional details from you about your situation. Thanks, Mike
Michael Agruss
2 years ago
Hi Stacie. Thanks for taking the time to leave a comment and if you need help in dealing with Specified Credit Association, you can contact my office at your earliest convenience. Thanks, Mike
Michael Agruss
2 years ago
Hi Megan. Debt collectors are not permitted to threaten you unless they fully intend on taking legal action. I would be happy to listen to your conversations you've had with them, you can send them over to me at
[email protected]. I will listen to them and then contact you to discuss your options. Thanks, Mike
Michael Agruss
2 years ago
Hello Judy. I'm so sorry to hear that you've dealt with this type of behavior from Specified Credit Association and it has caused you to lose your job. Your rights may have been violated and you may be entitled to compensation for this. I will give you a call to discuss the law and your options. Thanks, Mike
Michael Agruss
2 years ago
Hi Jessica. This is common behavior for debt collectors and it can be very frustrating to try and deal with. Fortunately, you have some options and I would be happy to speak with you about this in more detail. Give me a call and we can have a quick, free, no-obligation consultation. Thanks, Mike
