Illinois has auto insurance requirements for drivers in the State and those passing by. Securing insurance, however, isn’t as easy as it looks at first glance due to the State and the insurance company’s requirements. Among the latter’s requirements is your driving record.
Your driving record will affect your premium. Tickets for parking violations, speeding, cell phone usage, and DUIs as well as your history of traffic accident claims may raise your premium cost. Even accidents you didn’t cause. So, driving safely won’t just be a literal lifesaver but a financial security blanket as well.
Your driving record is only one of the many factors that may affect the cost of your premium. Other factors like your personal information and even type of vehicle may influence your insurance carrier’s evaluation. Before getting any coverage, compare insurance policies first.
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