Stop Ally Financial Debt Harassment

Creditors like Ally cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.

THE BEST PART IS…

If Bank violated the law, you may be entitled to money damages and Bank will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.

Who is Ally?

Bank is a direct banking subsidiary of Financial, a major financial service agency headquartered in Detroit, Michigan. Bank was established in 2001, while Financial was founded in 1984, and neither is accredited by the Better Business Bureau (BBB).

Ally’s Address, Phone Number, and Contact Information

Ally’s P.O. Box is P.O. Box 951, Horsham, PA 19044. The main telephone number is 877-247-2559 and the main website is www.ally.com/.

Phone Numbers Used by Ally

Like many creditors, Ally may use many different phone numbers to contact debtors. For an advanced search, visit www.agrussconsumerlaw.com/ and click “Number Search” in the “Lookup” dropdown menu. Here are additional numbers Ally may be calling you from:

Ally Lawsuits

If you want to know just how unhappy consumers are with Ally, take a look at the number of complaints consumers have made online. Nowadays, most original creditors, credit card companies, etc. have arbitration clauses, which means that if you have a complaint against that company, you must file your claim in arbitration. Arbitration limits discovery, is not public, has a limited appellate process, and, most importantly, is funded primarily by banks and big businesses. While it can be difficult to get a fair chance in arbitration, the good news is we have filed hundreds of credit harassment cases in arbitration, and we know how to aggressively fight these cases against the big banks and businesses even when arbitration is necessary.

Ally Complaints

The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Bank violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Bank took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Bank, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 - $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Bank continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to?  If so, we can discuss your rights and potential case under the EFTA.

The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Bank is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.” If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.

Several states also have laws to provide their citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above.  North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 - $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have the leverage to obtain a great settlement.

How do we Use the Law to Help You?

We will use state and federal laws to immediately stop Ally’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Bank violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorneys’ fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.

THAT’S NOT ALL…

We have helped thousands of consumers stop phone calls.  We know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorneys’ fees and costs.

What if Ally is on My Credit Report?

Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.

THE GOOD NEWS IS…

If Ally is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.

REMEMBER…

If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorneys’ fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.

Cases We’ve Handled Against Ally

I think you’ll agree when we say that threats and harassment from collection agencies can be pretty intimidating. However, we can stop the harassment and get you money damages under the law, and the collection agency will pay your attorneys’ fees and costs. Here is one case we’ve handled against Bank:

  1. Rochelle W. v. Ally – In November 2015, Rochelle of Beaver County, Pennsylvania, filed a claim against Bank for violations of the Telephone Consumer Protection Act (TCPA). Complaints consisted of harassing phone calls, including robocalls to the plaintiff’s cell phone.

What Our Clients Say About Us

Agruss Law Firm, LLC, has over 900 outstanding client reviews through Yotpo, an A+ BBB rating, and over 125 five-star reviews on Google. Here’s what some of our clients have to say about us:

“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”

“Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!

“Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! He even settled it so I was paid back for the problems they caused!”

Can Ally Sue Me?

Yes, Bank can sue you. Bank can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs. If you’ve been sued by Bank, do not ignore the lawsuit; you may have defenses. If you ignore the lawsuit, default will be entered and the agency may seek to garnish your wages. If you receive notice of a lawsuit, contact an experienced attorney as soon as possible, even if you intend to represent yourself pro se. If Bank has threatened to sue you, contact Agruss Law Firm as soon as possible; we’re here to help.

Can Ally Garnish My Wages?

Yes, if Bank has a judgment entered against you. If Bank is currently garnishing your wages or threatening to do so, contact our office as soon as possible.

Ally Settlement

If you want to settle a debt with Bank, ask yourself these questions first:

  1. Do I really owe this debt?
  2. Is this debt within the statute of limitations?
  3. Is this debt on my credit report?
  4. If I pay this debt, will Bank remove it from my credit report?
  5. If I pay this debt, will the third-party debt collector remove it from my credit report?
  6. If I pay this debt, will I receive written confirmation from Bank confirming the payment and settlement terms?

These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue with Bank, we at Agruss Law Firm are here to help you.

Top Debt Collection Violations

Debt collection laws provided a laundry list of what collectors can and cannot do while collecting a debt.  Based on our years of experience handling thousands of debt collection harassment cases, here’s what collection agencies most often to do to violate the law.

  1. Called you about a debt you do not owe.
  2. Called you at work after you told them you cannot receive calls at work.
  3. Left you a message without identifying the company’s name.
  4. Left you a message without disclosing that the call is from a debt collector.
  5. Called third parties (family, friends, coworkers, or neighbors) even though the collection agency knows your contact information.
  6. Disclosed to a third party (family, friends, coworkers, or neighbors) that you owe a debt.
  7. Contacted you after you said stop calling.
  8. Threatened you with legal action (such as a lawsuit or wage garnishment).
  9. Called you before 8:00 AM or after 9:00 PM.
  10. Continued to call you after you have told the collector you cannot pay the debt.
  11. Communicated (phone or letter) with you after you filed for bankruptcy.
  12. Failed to mark the debt on your credit report as disputed after you disputed the debt.

Frequently Asked Questions

  1. Do I have to pay your fees and costs for helping me with my consumer rights case?  No.  We handle consumer rights cases based on a fee-shift provision and/or a contingency fee.  That means, either the other side pays your fees and costs, or we take a percentage of your recovery.  Whether it’s a fee-shift case or a contingency-fee case, we don’t get paid unless you get paid, and you’ll never owe us a penny for our time.

  2. What are the damages under the Telephone Consumer Protection Act? You can get $500 per robocall, or $1,500 per robocall if the robocalls were willful.  In any type of settlement, oftentimes Defendants pay much less than $500 per call. However, if there are 50 calls at issue, even at $250 per call, your case could settle for $12,500.00.

  3. Are there state laws that protect me from original creditors? Yes!  Several states also have laws that provide their citizens an additional layer of protection.  For example, if you live in California, Connecticut, Florida, Kansas, Massachusetts, Michigan, Missouri, Montana, North Carolina, Nevada, Oklahoma, Pennsylvania, Texas, and Wisconsin, you have additional state-law rights.

  4. What type of debt is covered under state laws that protect me from original creditors? Only consumer debt, such as personal, family, and household debts.  For example, the money you owe on a personal credit card, an auto loan, a medical bill, or a utility bill.  State laws usually do not cover debts you incurred to run a business, or debts regarding unpaid taxes, or traffic tickets.

  5. Does the Fair Debt Collection Practices Act apply to banks or credit card companies?  No.  Only third-party debt collectors are bound by the FDCPA.  That is, original creditors, such as credit card companies and banks are not bound by the FDCPA.

  6. Are mistakes on credit reports common?  Yes!  Are you one of the 40 million Americans that have a mistake on their credit report?  Mistakes on your credit report can be very costly. Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes.  Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft.

  7. What do I do if I have a mistake on my credit report?  If you have a mistake on your credit report, there is a process to dispute them.  My office will help you pull your credit report and dispute any inaccurate information.  If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (“FCRA”), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision. This means, the credit reporting agency pays your attorney’s fees and costs. Therefore, you will not pay me a penny for my time. To speed up the process, please get a free copy of your credit report at www.annualcreditreport.com. You can also learn more about the FCRA and your rights at http://www.agrussconsumerlaw.com/practices/common-credit-report-errors/.

Share Your Complaints Against Ally Below

We encourage you to post your complaints about Bank. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!

HERE’S THE DEAL!

If you are being harassed by Bank over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 - $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt collector pays your attorneys’ fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.

Phone Numbers Used By Ally Financial

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Submitted Comments

Despite stating that WILLIE WASHINGTON is not me, and requesting t hat my phone number be dropped. Calls continue stating they are ALLIED FINANCIAL (legitament). Multi unanswered calls have only irritated me and wasted my time. Per your ‘list’: —Called you about a debt you do not owe. —Called you at cell phone after you told them you cannot receive calls at work. —Left you a message without identifying the company’s name. —Left you a message without disclosing that the call is from a debt collector. —Contacted you after you said stop calling.”

Michael Agruss Headshot

Hi Jeff. These situations are so frustrating, especially when you're not even the person that they're looking for. You do have some options which I will discuss with you when I give you a call. Thanks, Mike

Ally is over-garnishing my wages and won’t stop even after I’ve paid in full

Michael Agruss Headshot

Hi Curtis. If money is still being withheld from your paycheck, then you should make sure the creditor notifies your employer that the garnishment is paid-in-full and no further money should be withdrawn . You can check with your company’s payroll department and ask if they have received notification from the creditor or court that the wage garnishment should stop. If Ally continues to take money in the garnishment, or they don't refund to you the money that was overpaid, you may have a case against them. Give me a call at 888 572 0176 and we can chat in a free, no-obligation consultation. I look forward to hearing from you. Thanks, Mike

Unauthorized fraud auto account with repossession with charge off can you help me fight this

Michael Agruss Headshot

Hi Sonya. I would like to speak with you about your unauthorized fraud account and repossession/charge off and then I can determine if my law firm can assist you. I will reach out to you or you can contact my office at 888 572 0176 at your earliest convenience. Thanks, Mike

Ally Bank worked closely with Allen gwynn cheverolet to commit more than excessive xhaeges of 100k of charges to pay of existing loan. It just came to light this past 2 months. Please advise if you can help me. I've done all the work and have enough evidence to clearly state the facts I speak to be true and slam dunk. I assure you. Easiest money you ever made.

Michael Agruss Headshot

Hi Shawn. I would be happy to speak with you about Ally and Allen Gwynn Chevrolet and the charges you've been dealing with. I would like to get some more details from you about your case and then we can determine if you have a case. Give me a call at 888 572 0176. Thanks, Mike

I never received a contract from Ally Auto. There are loan terms on the bill of sale that are confusing as it doesn't name Ally as the financing company. With that said, My loan is paid off but Ally says it's not. I requested a proof of debt letter. I need my title asap.

Michael Agruss Headshot

Hi Trena. I'm going to contact you about the issues you're having with Ally and your title. I look forward to speaking with you. Thanks, Mike

Ally Financial continues to harass me saying I have late payments. Those are from last year and should have been deferred per agreement due to Covid 19.

Michael Agruss Headshot

Hello Gloria. I'm sorry that you're being harassed over late payments, especially during the pandemic, when things are so difficult. According to Ally, current customers had up to 120 days deferment for auto loans and mortgages, while new customers had the ability to defer their first payment up to 90 days. Are you current in payments now? Are they coming after you for the missed payments during Covid or for missed current payments? Let's talk more about this when I give you a call. Thanks, Mike

I contacted ally several times for information on my closed account so i can pay it off and have it removed off my credit report ;however they keep telling me they are sending me the information and never do when i call back to request the information again they show no previous request for information. I feel as if im being ignored for reaching out and trying to make things right. Ally never reached out to me regarding any remaining balance after the vehicle was turned in, also i have payment stubs that show i ave past due payments on payments made on time.

Michael Agruss Headshot

Hi Crystal Marie. It sounds like Ally is really dropping the ball with your account. If they have not sent you the proper documentation within 10 days after your first contact request, you can file a complaint with the CFPB. You can also ask them to provide you with a mailing address so you can submit a request for a debt validation letter. I can help you with this if you need assistance. Please give me a call and we will have a free, no-obligation consultation. Thanks, Mike

I bought a 2019 Nissan, and have paid over 4000 off on a loan with the original balance of 23k and some change, never been late, and the records still show we owe over 21k, I admit my credit was not good, and we did not pick ally as the dealership sold the car and got mad because I would not send them my complete bank statement for wells Fargo, so they went with Ally without telling us for us not to return the car, the thing is we have paid that much, so I pay 1000 they keep ike 500, it appears they are trying to penalize me for paying it off early, but we did choose this bank because the dealership had already switched cars and we drove it off the lot when they told us Wells Fargo would take the loan. I am tired of Ally and their practices there is no way I should have paid 4000 and still have 21k left it is not right can someone please help

Michael Agruss Headshot

Hi Joseph. Have you asked for a debt validation letter from Ally? I would start there. I would also like to see your original contract with Ally. If you have it, please send it over to my office at [email protected] I will review it and contact you about your options. Thanks, Mike

Contacted you after you said stop calling.

Michael Agruss Headshot

Hi Sherard. Did Ally continue to contact you after you've told them to stop? How did you inform them of your wishes--was it a letter or verbal request? I would also recommend a certified letter be sent to the debt collector to ensure that they get the letter and that you have a record of it. I can certainly help you with this if you require assistance. Please give me a call and we can discuss the law, your rights, options, and possible outcomes. Thanks, Mike 312-224-4695

I leased a car for 39 months and paid everything on time. I return the car in Dec 2014 and they inspect it. Later they asked me to pay $1717 for unknown damages. I refused since it was a lie. For five years they damages my credit at Experian. Can you handle this claim? thanks.

Michael Agruss Headshot

Hi Bahram. I may be able to help you. Please give me a call at 312-224-4695 and we can talk more about your situation. Thanks, Mike

Car was repossessed in December 2019, I voluntarily surrendered the keys, now after 7 months I get a bill for the remaining balance of the loan. I was never notified of when the car would go up for sale. I got the bill this past Tuesday and now on Saturday they have put the account and amount with a collection agency. I don't know what to do.

Michael Agruss Headshot

Hi Mark. The amount of money they are seeking is likely the deficiency balance. Laws vary by the state you're located in, but many states require the lender to give you notice of the sale of your vehicle. This should also provide you with information regarding the deficiency balance. Unfortunately, the law doesn't allow you to claim that you were never notified, you are instead encouraged to contact your lender to determine the date of the sale. You may have options in dealing with the deficiency balance and I would like to talk more with you to determine what your best course of action could be. Please give my office a call at 312-224-4695 and I will also reach out to you. Thanks, Mike

They sent us a letter that we had paid off the car and then later said we hadn’t even when we have a statement showing negative balance then a few months later they start harassing us about making payments on our account and then we our all of the sudden owe money again

Michael Agruss Headshot

Hi Linda. Have they provided you with a debt validation letter regarding your car loan? Do you have your original contract? I would like to look it over and contact you about your possible options. Please feel free to contact me at 312-224-4695. Thanks, Mike

I contacted your office about 2 weeks regarding a phone call and a left message I was advice by you office to contact ally bank and tell them to not call me anymore and remove me from their list in which they acknowledge. Today I received another call an another voice mail from ally with 877-713-5082.

Michael Agruss Headshot

Hi Fidel. Have you tried sending a cease and desist letter through registered letter? That is the best way to inform a debt collector of your wishes and ensure that you have a receipt that the letter was received. If you need further assistance with this, give us another call. Thanks, Mike

Discriminationary loan interest rate against minorities

Michael Agruss Headshot

Hi Wendy. I would like to talk about the discrimination you feel that Ally is committing against you. I will call you or you can reach me at 312-224-4695. Thanks, Mike

They call any and everyone we are connected to when they cant get in touch with us.

Michael Agruss Headshot

Hi Norda. Unfortunately this is common practice with debt collectors. They are permitted to contact friends and family but only as a means to get your contact information. Have you send Ally a cease and desist letter through registered mail? And, what are they saying to your friends/family that they're calling? Let's talk more about this when I call you. Thanks, Mike

My loan contract was paid off but ally kept harassing me and turned it into a charge off on my credit re port

Michael Agruss Headshot

Hi Sheila. Do you have documentation that your loan with Ally was paid in full? I would be happy to review it. You can also ask them to provide you with a debt validation letter to determine what these additional fees/charges were for. I can help you with this if you'd like assistance. I will call you or you can reach me at a better time at 312-224-4695. Thanks, Mike

Not sure you can assist, as I am a NY resident. I had an ALLY lease which ended more than 3 1/4-4 years ago. I did not re-lease thru the same dealer I had the car lease with. They may a claim for all sorts of things including body damage. It was just nonsense, as I even brought the car in t have a dent repaired befored I returned it. They served me with a claim for 2,000+ in damages. They waited to assure documentation was lost or difficult to prove. Meanwhile, I returned the car to another GM deler which gave me a report noting no damage. What a fraud this is!

Michael Agruss Headshot

Hi Peter. It does sound like you could be facing some issues with Ally and your leased vehicle. My law firm is happy to help you in dealing with Ally and we can help get to the bottom of the situation. 312-224-4695 Please feel free to contact me when you're available to speak about your case. Thanks, Mike

can ally .com auto call youre mother tell her how much past due and demand her to pay bill she don't live with me!

Michael Agruss Headshot

Hi Jack. Debt collectors cannot call your friends or family demanding payment--doing so violates the FDCPA--unless that family member is a cosigner on the debt. Is your mother a cosigner on the debt? When they contact your friends or family, they are only allowed to call once and only ask for your contact info. If your mother isn't a cosigner and they've threatened her or asked for payment, you may be entitled to compensation. Please reach out and we can talk about this and how much you could be entitled to. Thanks, Mike 312-224-4695

been calling my mother telling her how much past due on account ally.com car loan have been told not to call her number other day called asked to pay past due amount my mother does not live with me I don't think ally should tell any body business to somebody else.

Michael Agruss Headshot

Hi Jack. You're right, a debt collector should not tell your private business to your mother and doing so is a violation of the law. Please contact me when you have some time to discuss the law and your possible compensation for Ally violating your rights. Thanks, Mike

I'm making my payments to alli finance and they keep calling and harassing me even when I'm at work. When they called me at work, I was told that I could lose my job the next time!

Michael Agruss Headshot

Hi William. It is against the law for debt collectors to call you at work if they are informed that it is inappropriate. If you have informed them that you can't receive calls at work and they kept calling, you could have a case against them with compensation for their violations. 312-224-4695 Please give me a call so we can talk about this in more detail. Thanks, Mike

Hi I'm having a lot of trouble with ally financial Me and my mother keep getting harassing phone calls from them an investigator even yelled at her!

Michael Agruss Headshot

Hi Visitor. Can we talk more about the harassing phone calls and the yelling that your mother had to deal with? Please call my office, we are very experienced in dealing with debt collection harassment and we can likely help you. Thanks, I look forward to speaking with you. Mike

Ally Financial has been harassing me around the clock about a past due amount on my auto loan account. I got behind, and have been doing everything possible to get caught up with them. I have a small amount still past due, but it is not even 30 days past due. But they have wiped my car and any info on my car including my payment option off of my online account & refuse to grant me access to my account. Then to top it off, they are trying to force me into making my next 6 months of payments through Wester Union, which will cause me to have to pay a $47 money transfer fee each time a payment is made. They are just harassing me & making it as difficult as possible to get my payments made. I have been so stressed out by this whole ordeal it is literally making me sick and I"m not sleeping very well.

Michael Agruss Headshot

Hi Shawnna. What times is Ally calling you? What other type of harassment have you dealt with? I'm sorry that the behavior of Ally is affecting your mental health--unfortunately debt collectors often do these things for that very reason--so you'll pay and they will get their money. I would like to talk more with you and will give you a call to discuss this in more depth. Thanks, Mike

Ally harrasment I have auto loan that has been late! But never over 30 days late, they start calling at 2days and call 10-15 times every day, and continue even after I make online payment I called them and told them no more calls period and they say they will repo my vehicle if I'm late again!

Michael Agruss Headshot

Hi Jimmi. Debt collectors can only state that they will repossess an item if they are legally permitted to take it. They cannot threaten to repossess anything else from you or your home. They can also only tell you that they're going to repossess the car if they actually intend to. Have you tried sending a cease and desist letter to Ally via registered letter? I can help you with this. Please contact me at my office at 312-224-4695. Thanks, Mike

I have a company I owe for a early terminated lease. I have told them what I can pay. They have called and sent emails threatening me. It's not a debt collector, would anything be able to be done with a leasing company? I also have constant calls from the company I pay a car note too. They call all day from different numbers about the past due amounts.

Michael Agruss Headshot

Hi Tangela. I would be happy to talk over your case regarding an early termination for your lease. When you state that you're getting constant calls, how often and when are they calling? The law is pretty serious about these calls and have limits on when they call and what they say. I will contact you talk more about this. Thanks, Mike

WE do not have any Ally accounts; however, we continue to be harassed by Ally because my husband's nephew and his wife apparently have a collection against them, and apparently Ally either thinks we are a co-signer, or they see us as related in their search efforts. I have told ALLY to STOP calling our number at least 5 times now, and have even given them the nephew's father's telephone number (who is my husband's brother). I want compensation for being harassed like this. I'm ready to get my phone company to send me records of all incoming calls and my dates and times that I have called them, have Ally subpoenaed for all my recorded calls and find a plaintiff's firm to go after them. I formerly worked at Lieff Cabraser Heimann & Bernstein, so I have some familiarity with how this works.

Michael Agruss Headshot

Hi Kay. I would suggest you send a registered cease and desist letter to Ally informing them of everything you've told me. Your nephew should also do the same. You could be eligible for compensation and we can talk about that when I call you. Thanks, Mike

I might be held reliable for the full amount of my car because my car was repossessed. I was never notified that my car was out for reposession. Ally financial had many different collection agencies pursue me for the amount I owed. I received calls, email's, and mail from the collections agencies to pay the amount I owed. I paid the amount I owed so I can be current on my payments and a little extra so it can be put towards my next payment. I thought all was well then the same day my car was repossessed. I had call Ally tell them why are they taking my car if I had my account current like they wanted and they said there was nothing they could do that once they issued the car for repo it was a done proccess. So they took my money and my vehicle. Now they might hold me reliable to pay the whole amount of the car and towing and storage fees.

Michael Agruss Headshot

Hi Alfonso. This is something we can talk about in depth when I reach out. I'm sorry that you're out a car and your money, I'm sure you're angry about it, I know I would be. Let's talk and see what we can do to get this figured out. Thanks, Mike

Ally auto loan was paid in full in Aden. 2015. I have the title as well as a paid in full letter. Ally calls me daily trying to collect unpaid fees. Will not except the paid in full letter they provided me.

Michael Agruss Headshot

Hi Rochelle. Have they stated why they won't accept the letter that they issued to you? Have they stated what the fees are for? Can you send over any documentation you have about your loan with Ally? My email address is [email protected] I will look over whatever you send over and contact you about your possible options. Thanks, Mike