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Whether You Owe The Debt Or Not, We Can Help You!

Has Total Credit Recovery Called From 866-459-3483 ?

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Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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FREE no-obligation case review.

Tell us your story.
We'll make things right.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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866-459-3483

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1-866-459-3483
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1.866.459.3483
866 459 3483
8664593483
+1 (866) 459-3483

866-459-3483

We helped thousands of people like you

7,500

Debt Collection

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Submitted Comments

Patrick

4 months ago

I actually do owe, my credit card went to collections after 1 missed payment or 45 days missed and wasn\'t given a fair chance to pay.

Michael Agruss

2 years ago

Hi Jenna. You do not have to keep taking these calls, especially if they are calling you at work or outside of legally permissible hours (8am-9pm). I can help you to get these calls to stop once and for all and I will be in touch to discuss how. You can also contact my office at your earliest convenience. Thanks, Mike

Jenna

2 years ago

This number 1 866 459 3483 is constantly calling my phone qt all hours sometime 7 30 in the morning as it says it's a us number and I'm in Canada.. they are asking for a Mr George ford.. I have asked them recently to stop calling as he is no longer at this number I told then I would pass the message along they asked for his number but I would not give it as it isn't my place they disclosed all his information with Mr after the last call but all previous calls they would not announce who they were even though I figured it was a collection agency and I guess because I won't give them his new number they are harassing Me now.. calling at inappropriate hours and work hours I would really like this to stop and when they do call they are rude and condescending like this was his number etc. She even said it has on the file not to call but she repeatedly still does I have blocked numbers but they just call from a different one. I just want the calls to stop

Michael Agruss

2 years ago

HI Desmond. It is not illegal for a debt collector to try and collect on a debt that is old. In fact, while the statute of limitations prohibits debt collectors from suing you or taking other legal action after a certain amount of time, it does not mean they cannot continue to try to collect on the debt for years and years. Your debt may be sold to different companies, and each company is allowed to contact you. They cannot, however, harass you. If you feel that you are dealing with harassment, give me a call at my office and we can discuss this in more detail. Thanks, Mike

Desmond

2 years ago

They are calling about a 10 year old debt

Michael Agruss

2 years ago

Hi Jeff. If you have informed them that you wish to be contacted by mail only and they have not followed through, you have some options. I would be happy to discuss with you what those options may be and I will give you a call to discuss this further. Thanks, Mike

Jeff

2 years ago

I get calls all the time from colletors multi times a day threatening me and i advise them many times i only want to be xontaxted by mail but still recieve phone calla

Michael Agruss

3 years ago

Hi Eileen. I am not the person calling, instead you are being contacted by Total Credit Recovery. However, I can help you with getting these calls to stop--give me a call. Thanks, Mike

Michael Agruss

3 years ago

Hi Trent. It sounds like you're dealing with robocalls which are extremely annoying. Do you have any debts that you owe that they're calling about? If you're unsure, I can help you determine why they're calling you. Please give me a call and we can talk about your options. Thanks, Mike

Michael Agruss

3 years ago

Hi Levena. I'd be happy to speak with you in a free, no-obligation consultation to determine your best course of action in dealing with these calls. It won't cost you a dime and you have nothing to lose. If this interests you, you can reach me at 888-572-0176. Thanks, Mike

Michael Agruss

3 years ago

Hi Reginald. I'm sorry to hear that these calls are affecting your health. You do have options in getting these calls to stop and I can likely help! Please reach out to me at 888-572-0176 and we can chat. Thanks, Mike

REGINALD

3 years ago

My daughter used my cell phone number without my permission to get credit i believe because a bill collection agency TCR keeps calling for her and I only know she is in NB I don't know her location. I work shift work and I am on call sometimes , the calls wake me up when I am sleeping and are affecting my health

Levena

3 years ago

They keep calling nonstop at least four or five times a day I was talking to a guy from there and he said that we will fix up your credit blah blah blah pay $100 every two weeks then my card ended up going to the credit bureau so I said why should I pay him I’m trying to get out of it

Trent

5 years ago

They called a couple times don’t talk don’t leave messages

Eileen

5 years ago

My name is Eileen. Why did you call my cell phone, asking for a Tracey Burt. I don't know this person so if I were you I would not call me again because the next person that you guys talk to will be my lawyer!

Whether You Owe The Debt Or Not, We Can Help You!

Has Total Credit Recovery Called From 866-459-3483 ?

All at ZERO COST to you.

Tell us your story.
We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

866-459-3483

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Total Credit Recovery

Quick Links

Customer Service

Contact Info

Office Locations

Whether You Owe The Debt Or Not, We Can Help You!

Has Total Credit Recovery Called From 866-459-3483 ?

All at ZERO COST to you.

Tell us your story. We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

866-459-3483

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Total Credit Recovery

Quick Links

Customer Service

Contact Info

Office Locations

Tell us your story.
We'll make things right.