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The Telephone Consumer Protection Act (TCPA) has been around since 1991. The TCPA restricts telephone solicitations and the use of automated telephone equipment. Specifically, the TCPA limits the use of automatic dialing systems, prerecorded voice messages, and unsolicited text messages. Today, consumers receive more robocalls and unsolicited text messages than ever. Technology is the reason. Companies use autodialers to send out thousands of phone calls and text messages every minute for an incredibly low cost.

  • What is a Robocall? If you pick up the phone and hear a recorded message instead of a live person, that’s a robocall. Similarly, if someone leaves you a prerecorded message, that’s a robocall, too. If the recording is a sales message, and you haven’t given your written permission to get calls from the company on the other end, then the call is illegal. Period.
  • Robocalls to Cellphones: Robocalls made to a cellphone are usually illegal unless you give consent to receive the call by giving the number as contact information. It is not necessary that you be charged for the call. The prohibition extends to telemarketing and collection calls.
  • You May be Entitled to Money: Get $500.00-$1,500.00 for illegal robocalls, text messages, and faxes.

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Submitted Comments

Linda
2 weeks ago
I owe a debt to a credit card company. They began calling me up to 10-20 times a day. I verbally requested that they stop, however they did not. I found an attorney who filed in NC court. The creditor had it sent to federal court. Then the creditor asked for it to go to AAA. That is where it is at right now now. My attorney, several weeks ago, became upset with me because I had asked some questions. They withdrew from my case because of that. I asked the AAA to give me time to find an attorney, which they agreed to until mid-January. I have a recorded phone call with the creditor (Credit One) where the agent stated that my account record shows that I asked them not to call me, and alluded that that request was more than once. I also have a spreadsheet that I kept of the incoming calls, about 200 of them that came in after the do not call me request was made to the creditor.
Chancelyn
11 months ago
I have been receiving annoying calls from the following numbers and I really could use some assistance in taking legal action against them. The numbers are: 1-844-397-1439 - 13 times since February 21st- , 410-424-7584 -26 times since March 9th-, and 443-293-5372 - 4 times since March 9th-. All of these numbers have interrupted me on weekend days during family and worship hours. Both 1-844-397-1439 and 410-424-7584 have also interrupted me after hours. Please help me. I do not know these numbers and they appear to be robocalls.
Jennifer
1 year ago
Kohl\'s is relentlessly harassing me over a debt
Tasha
3 years ago
Robocalls, several calls all day everyday
Joshua
3 years ago
I got a title loan from Wilshire Consumer Credit and they are reporting it on my credit as an Auto Loan. I disputed it and the bureaus said they verified the account as accurate. Interestingly, one bureau updated it as closed, and the other two are reporting it as open. Also, I did the application all the way to get the loan with Wilshire but their listed on my contract that FIRST ELECTRONIC BANK in Utah was the LENDER and they were the lienholder. I noted that Wilshire pulled the credit and is the only one reporting as the original creditor. Apart from the contract where the bank is mentioned, they are not involved even in disbursing funds to me. How then are they the lender, I asked a representative of Wilsher. She told me that the bank lends to them, and they in turn lend to me but she couldn\'t explain why it is listed as my lending institution on the contract. Her advice is to ignore it as they were the ones lending to me. Please help, I am very confused.
Kelly
3 years ago
Hello, I was sued by Capital One for credit card debt for a business and a personal account. The cases were appealed to the Circuit Court, and a court date was set. Since the court date was set I\'ve received letters threatening wage garnishment from the law firm representing Capital One - a letter for each account. One letter was sent a couple of months ago (in September). I received another letter 4 days ago (11/5/2022). Also, while the accounts were open, Capital One increased my interest rate on both accounts without notice. Any assistance you can give would be greatly appreciated. Thank you
Dave
3 years ago
I\'ve started a new company. Took a pay cut to do so. Have fallen behind on some bills as we grow the business and ramp up revenues. Don\'t have a big problem now but want to look into putting a plan in place in the event some of my creditors become more aggressive. My goal is to pay all debts, but potentially hold creditors at bay and keep credit profile intact until I\'m generating more income again and can better resume payments to them. Originally from Chicago, but have been living in CA for many yrs. Please let me know if you practice in CA and would be interested in discussing my situation with me. Thanks, Dave
Renato
3 years ago
Hi, I would like to file a lawsuit (or, at least, understand whether or not it would be possible) against Tesla Solar. The subject is about \"Deceptive Advertising\". I\'ve purchased their solar panels expecting to receive the return of my investment that is provided in their website, but the reality is that the results never came close to what they are offering. They keep delaying to connect my system to the energy grid (10 months), and I have documented all my requests through a dozen of emails. Thank you for considering my case. Best regards Renato