- What is a Robocall? If you pick up the phone and hear a recorded message instead of a live person, that’s a robocall. Similarly, if someone leaves you a prerecorded message, that’s a robocall, too. If the recording is a sales message, and you haven’t given your written permission to get calls from the company on the other end, then the call is illegal. Period.
- Robocalls to Cellphones: Robocalls made to a cellphone are usually illegal unless you give consent to receive the call by giving the number as contact information. It is not necessary that you be charged for the call. The prohibition extends to telemarketing and collection calls.
- You May be Entitled to Money: Get $500.00-$1,500.00 for illegal robocalls, text messages, and faxes.
The Telephone Consumer Protection Act (TCPA) has been around since 1991. The TCPA restricts telephone solicitations and the use of automated telephone equipment. Specifically, the TCPA limits the use of automatic dialing systems, prerecorded voice messages, and unsolicited text messages. Today, consumers receive more robocalls and unsolicited text messages than ever. Technology is the reason. Companies use autodialers to send out thousands of phone calls and text messages every minute for an incredibly low cost.
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4 months ago
Robocalls, several calls all day everyday
7 months ago
I got a title loan from Wilshire Consumer Credit and they are reporting it on my credit as an Auto Loan. I disputed it and the bureaus said they verified the account as accurate. Interestingly, one bureau updated it as closed, and the other two are reporting it as open. Also, I did the application all the way to get the loan with Wilshire but their listed on my contract that FIRST ELECTRONIC BANK in Utah was the LENDER and they were the lienholder. I noted that Wilshire pulled the credit and is the only one reporting as the original creditor. Apart from the contract where the bank is mentioned, they are not involved even in disbursing funds to me. How then are they the lender, I asked a representative of Wilsher. She told me that the bank lends to them, and they in turn lend to me but she couldn\'t explain why it is listed as my lending institution on the contract. Her advice is to ignore it as they were the ones lending to me. Please help, I am very confused.
7 months ago
Hello, I was sued by Capital One for credit card debt for a business and a personal account. The cases were appealed to the Circuit Court, and a court date was set. Since the court date was set I\'ve received letters threatening wage garnishment from the law firm representing Capital One - a letter for each account. One letter was sent a couple of months ago (in September). I received another letter 4 days ago (11/5/2022). Also, while the accounts were open, Capital One increased my interest rate on both accounts without notice. Any assistance you can give would be greatly appreciated. Thank you
7 months ago
I\'ve started a new company. Took a pay cut to do so. Have fallen behind on some bills as we grow the business and ramp up revenues. Don\'t have a big problem now but want to look into putting a plan in place in the event some of my creditors become more aggressive. My goal is to pay all debts, but potentially hold creditors at bay and keep credit profile intact until I\'m generating more income again and can better resume payments to them. Originally from Chicago, but have been living in CA for many yrs. Please let me know if you practice in CA and would be interested in discussing my situation with me. Thanks, Dave
7 months ago
Hi, I would like to file a lawsuit (or, at least, understand whether or not it would be possible) against Tesla Solar. The subject is about \"Deceptive Advertising\". I\'ve purchased their solar panels expecting to receive the return of my investment that is provided in their website, but the reality is that the results never came close to what they are offering. They keep delaying to connect my system to the energy grid (10 months), and I have documented all my requests through a dozen of emails. Thank you for considering my case. Best regards Renato