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Hello: I have been trying to dispute an account that was closed in 2012 and the creditor has ignored me and so does Experian. There are more credit items that need to be disputed as I am trying to improve my credit so I can make a big purchase in a near future. Are you able to help me? Thank you!

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I got a message from a trader on my whats app who told me how high their profit was after investing. The deal was too good to even get a second opinion or seek professional help and to even search about the trader. I decided to invest in the trade but started having doubts when they kept asking for more and more money. It was already too late when I realized I had been scammed and that is when I contacted Cyber Retrieve for help. I had read so many positive reviews online and many recommendations from close confidants. They Successfully recovered my investments and hacked the traders wallet and got all my profits back. Cyber Retrieve is a team of professionals who specialize also in recovering forgotten bitcoin keys, Cyber Security, Phone cloning and tracking cheating spouses. You can write to them via: EMAIL: Cyberet[email protected] WHATSAPP +1(716} 545-4535

For a fact bitcoin is true and is the future world currency. I have been using it until I lost it all and while trying to recover it I always fell into the hands of unregulated brokers. Thanks to a friend who referred me to Cyber Retrieve who helped me during that difficult time and when I was losing hope. They are truly outstanding and commendable in all ways. Heartfelt gratitude to them and not only do they recover stolen BTC they also track and monitor a suspected cheating spouse.They can always be contacted via: EMAIL: Cyberet[email protected] WHATSAPP +1(716} 545-4535

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How I recouped stolen crypto currency coins and tokens from scam hackers on telegram: People all over the world are hearing about the fast profits early investors are making on Bitcoin and other coins and want to join the party and make a fast profit. But be sure, where big money is, there are also companies that are abusing and taking advantage of this situation. Such was my situation, I had a fake telegram group admin contact me and gave me a phishing link in which my 12 recovery phrase was compromised. These evil persons gained access to my cryptowallet and stole all my coins and tokens worth over $ 230,000. I was in great despair due to this situation, I was confused till a group member on the telegram referred me to CRYPTOCYBERNET @ GMAIL. COM . This recovery agent is really God sent. After relating all of my predicaments, details of incidence and necessary requirements for my recovery program, it took them less than a week to track and recover all of my tokens and coins back, they helped me perpetrators wallet and all of my coins were returned to me. I am so amazed, joyous and appreciative. I don\'t know what I would do without this specialist. They specialize in chargeback disputes and their team knows how to identify these types of scams. If you invested in Crypto believe you have been scammed contact their experts today and they will help you recover your losses.Contact: CRYPTOCYBERNET @GMAILCOM

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In my desperate attempt to recover my stolen funds which I had lost to a fake crypto investment scheme I encountered one fraudulent agent who promised me heaven on earth. Only to continue losing more of my saved cash but thanks be to God a friend referred me to Cyber Retrieve and trust me they did the unimaginable. Everything is back to normal and plus they offered me Cyber Security services at a discounted price. It is just amazing and unbelievable. They can always be reached via: EMAIL: Cybere[email protected] WHATSAPP +1(716} 545-4535

Losing money to scammers is a feeling that can’t be extinguished so easily, I lost close to $180,000 to scammers posing to be trustwallet support, I was having issues running transactions on my wallet so I decided to reach out to the support team to rectify the issues for me so that I can continue running transactions, little did i know that I was conversing with scammers, they asked for my seed phrase which I ignorantly gave out and to my greatest surprise my money was gone, I reached back to them to inform them about what just happened and I wasn’t getting any reply. I was so devastated and frustrated cause life seemed to have come to an end for me.I had to deal with this issues in silence for weeks. A friend of mine came from London to see me and noticed how sad I looked, I couldn’t hide it so I opened up and she too like me suffered the same but fortunately a hacker helped her recovered her money so I had to contact the same hacker and fortunately for me a good amount of my money was recovered back to me, I was so happy cause I thought it would be impossible, big thanks to Sean for helping me recover my money, am so grateful… contact him at Mail: [email protected]

I\'m a content manager at sixads. I\'m fiery about marketing, writing and traveling but I decided to diversify into crypto, but due to my busy schedules, I lost hold of my login credentials. This made me lose so much money even trying to recover them, then I met Cyber Retrieve . And they helped me. I was able to start trading crypto again. I will always recommend them EMAIL:Cyberetri[email protected] WHATSAPP ONLY+1(716} 545-4535

hacksandrecovery dot net renders solutions to all credit issues

Hello Tai. Thanks for sharing your story. I would need to get some more information from you regarding your application being denied because of your credit report. If you would like to speak more about this, feel free to reach out to me at my office at your earliest convenience. Thanks, Mike

I don't know if you deal with this issue but to make a long story short I applied for a loan threw a company called Kashable that advertise loans for fed employee the issue I have is that during my application everything was fine up till I put my checking info I was flag by clarity service I spoke with the lender as well as the clarity company and so I was told that I had to resolve the clarity issue which I have no problems with the issue I have is the application was submit after they told me that clarity stop my application but instead they ran my credit denied my application and they mis representative their service. I know it short but there is too much to put on here I don't know if you deal with these kind issue. This is fraud in my eyes. Thanks in advance if your able to help or at least guide in the direction I need to go I have submit a complaint with The consumer financial protection bureau but I these type of lender would get away with some of these unethical practice

Hi Wendy. It sounds like you got the runaround a few years ago and it had definitely affected you recently. Checkr is known for these types of issues and it often hurts those that most need the income. I will call you about this and we can work on a solution. Thanks, Mike

Recently i was hired by shipt conditional to my backround by checkr. the report took so long and when it finally came back i got an email from shipt telling me they were taking adverse action due to my credit report. Checkr Reported that i plead guilty to embezzlement a couple years ago. i was in trouble a couple years ago but i took the neccisary steps to make sure that i wasnt charged with embezzlement. that information was totally unfair and not accurate. I wrote shipt to explain the situation (so embarrassing) they did not care they didnt want anything to do with me. i gave up my unemployment for this job and now im left here without a job or check and checker is slow and rude in correcting reports. the response i got back from them the first time said "we see no error" then after a couple weeks go by i checked back and my report had been corrected. they never told me and im sure dont care about making me loose my shipt shopper job. ive never plead guilty to embezzlement and i dont want anyone to see that mistake again

Spam calls/voicemails/texts; possible debt collection; do not call registry violations

Hi Earl. I will be reaching out to you to see what we can do for each of these situations. You can also contact my office via phone or email at your earliest convenience. Thanks, Mike

I have several issues that I would like resolved: 1.) I have late payments on my student loans however, I obtained a deferral that Navient retroacted on my behalf to the period prior to the late payments. I need the credit bureaus to remove the late payments. 2.) I have a collection account with NCA. I am willing to settle the account if the amounts are verified but the account must be removed from my credit reports. 3.) I would like to have a creditor to remove late payments from my & my wife's account as a matter of good will adjustment. I am focusing on actions to increase my FICO 2 scores for the purpose of purchasing a home. Please advise if your office can assist. Thank you.

Hi, I have spent the last 3 yrs locked out of my Equifax file after the 2017 breach. I never received anything in the mail from them but later came to realize I had been affected by the breach. To this day I have sent 5 sets of personal vital documents to them proving my identity. I’ve never received a response nor have they corrected my file as it continues to be destructive in my life. I’m exhausted & devastated in realizing someone created a Credit Karma account locking me out of my own files & want my life back. Loosing hope & faith rapidly :( Thank you for all that Mike Agruss Law is doing to help consumers! K

Hard working disabled veteran who purchased a lemon back in 2016 in MD. The truck had issues to be repaired each week. The vehicle repossessed after dispute over repair. The vehicle was auctioned and I have been fighting to remove this standing negative item from my report for 3 1/2 years. I am house shopping and Flag Ship credit inaccurately reporting, dates , balances and other claims is erroneous and blocking my credit detrimentally. I have had Flag Ship Removed from Equifax but still remains on Experion and Trans Union I need help with this company

Hi Craig. I'm going to call you about this and what you can do. Thanks, Mike

Hi Ferber. I'm sorry to hear that you've dealt with identity theft and the aftermath of it. It can be so frustrating and life-altering. You have rights and options. I'll give you a call and we can work on this together. Thanks, Mike

Hi John. Please give my office a call to discuss your issues with Transunion and I'll see what we can do to help. 312-224-4695 Thanks, Mike

Hi Craig. Let's talk about this in more detail. I'm available at 312-224-4695 when you have some time to talk. Thanks, Mike

Hi Francina. Have they stated why they won't let you pay on your account? Please reach out to me and we can talk more about this and what you can do. Thanks, Mike 312-224-4695

Hi Steven. I'm going to give you a call and we can talk about your options. Thanks, Mike

Hi Mary. I'm so sorry to hear that you've dealt with identity theft. It is not only frustrating, it's extremely difficult to get your life back to normal on your own. I will call you and we can determine what options you have and how you can go about getting the false debts off of your credit report. Thanks, Mike

Hi T.C. I'm sorry to hear that you lost out on your disability payments. I'm going to call you and see if you have options under the law. Thanks, Mike

Hi Ulysses. Do you have a record of the number of calls you're receiving? If you do, please send it over to my office at [email protected]. I will call you and we can discuss what rights you have under the law. Thanks, Mike

Hi Michael. I will absolutely call you to clarify some things and see what I can do to help. Thanks, Mike

Hi Gavin. I'm going to give you a call. Thanks, Mike

Hi William. Unfortunately, being reported as deceased is all-too-common. I can help you with getting this issue taken care of, including the past due payments they're claiming you have. You can reach my office at 312-224-4695 and I'll give you a call as well. Thanks, Mike

Hello Daniel. I would be happy to help you. Dealing with debt collectors can induce anxiety in even the strongest people, so I understand that it makes you uncomfortable. My law firm can be your voice, we are experienced in dealing with all types of creditors and debt collection agencies. I'll give you a call. Thanks, Mike

Hi Laura. I would be happy to review your case and determine if I can help you and what fixes we can work on. I'll call you and we can talk. Thanks, Mike

Hi Kevin. I would be happy to discuss the two accounts that are on your credit report as delinquent. Pay-for-deletion is possible, however there are risks for going that route, which we can discuss as well. My phone number is 312-224-4695. Please give my office a call when you've got some free time to chat. Thanks, Mike

Hi Hasheem. Have you attempted to contact the Social Security Administration to file an Erroneous Death Case or sent a letter to Equifax stating that you're not deceased? Let my office help you with this. Phone: 312-224-4695 Email: [email protected] and I'll reach out to you as well. Thanks, Mike

Hi April. That is an absolutely frustrating situation and I can understand your annoyance. I would be livid as well. Let me look at your contract with the company you did business with, which you can send over to my office at Email: [email protected]. I will then give you a call and we can discuss what options you have. Thanks, Mike

Hi Giorgio. I would be happy to discuss the multiple inaccuracies on your credit report with you and work towards a suitable resolution. I'll give you a call. Thanks, Mike

Hi M R. If you're looking to repair an incorrect credit report, you've come to the right place. My law firm is experienced in dealing with inaccuracies, debt collection harassment, and consumer law. I will give you a call or you can reach my office at 312-224-4695. Thanks, Mike

Hi Amanda. That sounds like an extremely frustrating situation. I would be happy to help you sort through this mess and get your credit report "righted". Please call my office at your earliest convenience and we can talk. Thanks, Mike

Hi Masud. I do help in cases of predatory lending and would be happy to discuss what rights you have under the law. The initial consultation is free and no obligation. Please reach out to me at 312-224-4695. Thanks, Mike

Hi Patricia. This sounds like a complicated case and one that I would be happy to discuss with you in more detail to determine what options you have. I will give you a call and we can talk or you can reach me at one of two ways: Phone: 312-224-4695 Email: [email protected]. Thanks, Mike

Hi Janel. My law firm is very experienced in dealing with inaccurate credit reports, debt collection harassment, and other credit issues. I would be happy to discuss what options you have when I reach out to you. Thanks, Mike

Hi Lanforth. Thank you for your service and I would be happy to review your status as a co-borrower, do send over the paperwork to my office for my review. You can reach me at a time convenient for you and I will also reach out to you as well. Thanks, Mike Phone: 312-224-4695 Email: [email protected]

Hi Dantaurus. I would be happy to discuss the incorrect reporting on your credit report, including the different layers of the situation. I will reach out to you and we can talk or you can also reach me the following ways: Phone: 312-224-4695 Email: [email protected]. Thanks, Mike

Monterrey financial collection is reporting to the credit bureau incorrectly. I need help removing them from my credit. They are increasing the amount. There are many layers to the situation. Will someone please give me a call to let me know if help is available.

I see that you guys have several cases against Nationstar Mortage. I am a coborrower on a Mortage loan modification that was done without my signature and they refuse to remove my name. The borrower is my exwife and divorce was final in 2012 but the modification was done in 2016. On the loan my name is lined out but I’m still on the modification. Can send the paperwork if needed for your review. I’m a 100% disabled veteran and being on this loan is hindering me from obtaining a home I can modify as my health changes. I’m in an apartment with lots of stairs which causes problems most days. Please help or direct me where to go.

My complaint is with equifax they have many inaccuracies on my report and I have had tried to get them resolved with no change which is so frustrating and has been very impactful on my life finances and time they even have the most basic information wrong like my date of birth I saw you handled cases like this I need help with this issue thanks

Collectibles Management Resources stated they had me served by a company name Action Legal at a home located in Fresno sometime in 2006 or 2008. I am unsure since I was never served. I was never served, but Collectible Management Resources or BK Pharmacy their client yet Collectible Management Resources went to a Fresno County Court and illegally received a judgement against me. I see another person said this occurred to on the BBB website, so I felt compelled to report this to them and to get an Attorney. I may owe the $1,000 to BK Pharmacy, but how they obtained the judgement was illegal, and the amount they sought is more than I owe BK Pharmacy. My bank account is public record, so my Bank Account has been compromised for many years now. Collectibles Management Resources is falsifying process server records to obtain a default judgment against people like me which they seek to collect a debt. I believe falsifying a process server records is criminal and this seems so I really need an Attorney. I believe the process server records from Action Legal were falsified on me in 2006, because I was never served. I have no idea how to get this resolved with the Fresno County Courts 14 years later, since I have lived in Arizona for over 10 years now. I feel my only means is to speak to an Attorney about Collectibles Management Resources criminal practice to obtain a default judgment against consumers they are collecting debts for their customers. The worse part is when they continued to lie and filed another 10 year extension on the first judgement they received in default when they faulsified a Court process server document. I was not notified of the extension they filed, just like I was not served with the notice to appear it court. They have caused damage to my credit with the judgement they illegally obtained for over 14 years. I pray Fresno County law enforcement or the FBI look into their criminal practice to collect debts. Rather a criminal case is filed against them or not. I need an Attorney to handle this for me.

Mortgage provider Specialized Loan Servicing does predatory lending, holding monthly checks, falsely accusing of delinquency, destroying credit line. Do you help in such cases, to dispute such mortgage lenders, improve credits etc.

Due to identity theft, I was issued a new Social security number. Which should report as 0. Some how Experian is reporting bad information on my new Social security number. My old number was so hacked that the government issued me a new one, for a new start... Experian however keeps reporting negative items that should not be associated with my new number. I have called them, which is a joke. They want me to send in a copy of my new card and my new driver's license so they can link the old to the new.... they refuse to get rid of the errors on the new number.

Complaint Against Monterey Financial Services Original Creditor Grand Discovery LLC, Incorrect Amount Of Debt, Harding Phone Calls, Wrong Information Placed On Credit Reports.

I have multiple. One is a charge off from a car loan that’s almost 7 years old and another is a current account from a company with questionable practices that double charged me for an item.

i bought a refrigerator and a set of washer and dryer on november of 2019 the total of the purchase was over 6,000 on november of 2020 i was almost going to finish paying it off because i was giving more then the normal payment so when i was about to pay it off because my balance was about 2400 i was oin shock the balance was way higher it was 5098.00 so basically i was almost starting over again. i called them and they said my agreement was over they said i had to paid that off in 12 months so that was not what the sales man told me when i did the purchases he said because of that large amount i had 2yrs to pay it off. so they said they were going to try and wave that interest so i called a few days later and they said there is nothing to do that i would have to pay all that money so im going to end up paying like $12,000 its very frustrating.

Over the past few years I have been listed as deceased by equifax . Out of all 3 companies, equifax is the ONLY company that has me listed as deceased! This is completely ruined my life. I have not been able to obtain certain cars and places to live because they have me listed as deceased! This has ruined my LIFE!

Hello, I have a collection account with Alpha Recovery Corp for an Upstart Loan of $8k two years ago. The debt is real...I took it out when we were remodeling our house to make room for a new baby, then the baby was born, and I forgot to make a couple payments in a row (can I blame being a new dad? Either way, it was my fault). I tried to pay Upstart, but by that point they'd already sold the debt. Now Acme owns it and I'm getting calls. If possible, I'd like to arrange some kind of pay-for-deletion of the record from my credit report, but I'm not sure where to start, or the best way to go about it. I have one smaller collection account from a credit card I forgot about at the same time for $1k. Would like to do the same there if possible.

I am looking to get my tax problems handled and fix my credit

I need help getting out of debt. I have a few debt collectors calling me all the time. I want to get out of debt and build a decent credit score, but I have bad anxiety and speaking with these debt collectors is so uncomfortable. I have student loan debt that has defaulted, two closed credit card accounts, and most recently I have some medical debt. The medical debts are from an auto accident that I was in a few months ago while riding in a taxi. I'm working with a different law firm for the auto accident, but that will likely take a long time so in the meantime I still need to make payments on many accounts as a result of the accident like ambulance, er bill, radiology, etc. I'm really terrible with finances and need help dealing with the crippling debt. I've contacted you previously about a debt collector harassing me, however they finally stopped calling me after I asked them to stop about ten times.or so, I just dropped it. Bills are starting to pile up and I need help with all these.

Capital one reported me as dead. sent condolance letters and then sent. Me a bill bemanding full amount not payments. also said I was past due and have never been late. they will not fix the issue. I have called many times they said they fixed it never had just keeps getting worse. I would have to talk to some one this is a big problem.

Lost database bracket Equifax

Signed onto Uber after purchasing a 2018 Nisson Altima to enable me to get Select business Was deactivated twice after 6 weeks..was told my star rating had fallen to 4.6 . I believe it was due to background check done after I was approved the first time .I discovered checkr reported offenses dating back 25 to 35 years. I was a temporary Fla .resident on insistence of my insurance co.(auto). All of this happened in Orlando Fl. I have been sober 25 years plus and have never had this a background problem before. I have worked for years as truck driver with no legal issues .please see if you can help me . Call me to clarify the issues Mike

Both home and cellular phone almost 20 calls daily

bank of america bilked me out of 2 veterans disability payments after the account was closed and charged me NSF fees.

Identity Theft, so it's screwing up my credit and need assistance with getting the bad debt off my credit report!

To much unpaid credit card debt, can not pay it back!

Credit one credit card ... I can't make my payments...they dont let me pay. What can I do? Please help!

Nationstar is abusing clients again. They're soliciting programs of payment to catch up (1 payment) while reporting my and another delinquent non-payers. Never not paid and not late if I am in a deferment program. So they report. Here read what I submitted earlier by system form for interest. Nationstar and USAA did not find a mistakenly or otherwise Stop Pay on all future mortgage payments so the checks were denied for this reason for over 2 weeks. I sent my payment several times over this period. Not a peep about Stop Pay while USAA researched. I was in earnest paying and trying to pay AND they put me in a payment plan for the missing amount on or about the 20th Dec 2018. Problem now: They are reporting both homeowners as late and nonpayers. I called Nationstar and they simply said "We're allowed to still report". How am I delinquent at all?? Additionally, II do NOT remember filling out a Stop Pay for all and future mortgage payments -absurd. Its not too long. The problem with my credit report, it has dropped 65 points because of Nationstar looks unrecoverable or bankruptcy!

TRANSUNION VIOLATING 15 U.S.C. SECTION 1681g for failing to furnish consumer credit files since 04/01/2015!

ID theft with no solid proof and no response from anyone. Mail theft, phone fraud, etc Multiple incorrect items in credit reports rotating info from bureau to bureau. Multiple submissions to company’s direct with no response. Mostly dealing with robotexts and weird seemingly nonexistent debt collection agencies!

Nationstar and USAA did not find a mistakenly or otherwise Stop Pay on all future mortgage payments so the checks were denied for this reason for over 2 weeks. I sent my payment several times over this period. Not a peep about Stop Pay while USAA researched. I was in earnest paying and trying to pay AND they put me in a payment plan for the missing amount on or about the 20th Dec 2018. Problem now: They are reporting both homeowners as late and nonpayers. I called Nationstar and they simply said "We're allowed to still report". How am I delinquent at all?? Additionally: I do NOT remember filling out a Stop Pay for all and future mortgage payments -absurd!